North American Income Trust (NAIT) Competitors

Personal Assets (LON:PNL) and North American Income Trust (LON:NAIT) are both small-cap financial services companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, institutional ownership, dividends, community ranking, analyst recommendations, media sentiment, profitability, risk and earnings.

Does the MarketBeat Community prefer PNL or NAIT?

Personal Assets received 21 more outperform votes than North American Income Trust when rated by MarketBeat users. However, 67.44% of users gave North American Income Trust an outperform vote while only 61.02% of users gave Personal Assets an outperform vote.

Company	Underperform	Outperform
Personal Assets	Outperform Votes 108 61.02%	Underperform Votes 69 38.98%
North American Income Trust	Outperform Votes 87 67.44%	Underperform Votes 42 32.56%

Which has higher valuation and earnings, PNL or NAIT?

Personal Assets has higher revenue and earnings than North American Income Trust. North American Income Trust is trading at a lower price-to-earnings ratio than Personal Assets, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Personal Assets	£66.59M	24.22	£44.26M	£0.12	4,129.17
North American Income Trust	-£2.93M	-149.11	-£9.17M	-£0.07	-4,814.29

Does the media refer more to PNL or NAIT?

In the previous week, Personal Assets had 1 more articles in the media than North American Income Trust. MarketBeat recorded 1 mentions for Personal Assets and 0 mentions for North American Income Trust. Personal Assets' average media sentiment score of 0.68 beat North American Income Trust's score of 0.00 indicating that Personal Assets is being referred to more favorably in the media.

Company	Overall Sentiment
Personal Assets	Positive
North American Income Trust	Neutral

Is PNL or NAIT a better dividend stock?

Personal Assets pays an annual dividend of GBX 6 per share and has a dividend yield of 1.2%. North American Income Trust pays an annual dividend of GBX 12 per share and has a dividend yield of 3.6%. Personal Assets pays out 5,000.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. North American Income Trust pays out -17,142.9% of its earnings in the form of a dividend. North American Income Trust is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals & insiders have more ownership in PNL or NAIT?

46.0% of Personal Assets shares are held by institutional investors. Comparatively, 51.9% of North American Income Trust shares are held by institutional investors. 23.4% of Personal Assets shares are held by insiders. Comparatively, 8.1% of North American Income Trust shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Which has more volatility and risk, PNL or NAIT?

Personal Assets has a beta of 0.19, indicating that its stock price is 81% less volatile than the S&P 500. Comparatively, North American Income Trust has a beta of 0.66, indicating that its stock price is 34% less volatile than the S&P 500.

Is PNL or NAIT more profitable?

Personal Assets has a net margin of 66.46% compared to North American Income Trust's net margin of 0.00%. Personal Assets' return on equity of 2.49% beat North American Income Trust's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Personal Assets	66.46%	2.49%	1.96%
North American Income Trust	N/A	-2.02%	-0.86%

Summary

Personal Assets beats North American Income Trust on 12 of the 17 factors compared between the two stocks.