Octopus Apollo VCT (OAP3) Competitors

Octopus Apollo VCT (LON:OAP3) and Personal Assets (LON:PNL) are both small-cap financial services companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, media sentiment, valuation, dividends, profitability, community ranking, analyst recommendations, institutional ownership and risk.

Is OAP3 or PNL more profitable?

Personal Assets has a net margin of 66.46% compared to Octopus Apollo VCT's net margin of -3.94%. Personal Assets' return on equity of 2.49% beat Octopus Apollo VCT's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Octopus Apollo VCT	-3.94%	-0.12%	-0.07%
Personal Assets	66.46%	2.49%	1.96%

Does the MarketBeat Community believe in OAP3 or PNL?

Personal Assets received 67 more outperform votes than Octopus Apollo VCT when rated by MarketBeat users. However, 66.13% of users gave Octopus Apollo VCT an outperform vote while only 61.02% of users gave Personal Assets an outperform vote.

Company	Underperform	Outperform
Octopus Apollo VCT	Outperform Votes 41 66.13%	Underperform Votes 21 33.87%
Personal Assets	Outperform Votes 108 61.02%	Underperform Votes 69 38.98%

Is OAP3 or PNL a better dividend stock?

Octopus Apollo VCT pays an annual dividend of GBX 3 per share and has a dividend yield of 6.5%. Personal Assets pays an annual dividend of GBX 6 per share and has a dividend yield of 1.2%. Personal Assets pays out 5,000.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Which has better earnings and valuation, OAP3 or PNL?

Personal Assets has higher revenue and earnings than Octopus Apollo VCT.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Octopus Apollo VCT	£11.03M	36.89	£28.58M	N/A	N/A
Personal Assets	£66.59M	24.22	£44.26M	£0.12	4,129.17

Does the media favor OAP3 or PNL?

In the previous week, Personal Assets had 1 more articles in the media than Octopus Apollo VCT. MarketBeat recorded 1 mentions for Personal Assets and 0 mentions for Octopus Apollo VCT. Personal Assets' average media sentiment score of 0.68 beat Octopus Apollo VCT's score of 0.00 indicating that Personal Assets is being referred to more favorably in the news media.

Company	Overall Sentiment
Octopus Apollo VCT	Neutral
Personal Assets	Positive

Which has more risk & volatility, OAP3 or PNL?

Octopus Apollo VCT has a beta of -0.09, suggesting that its stock price is 109% less volatile than the S&P 500. Comparatively, Personal Assets has a beta of 0.19, suggesting that its stock price is 81% less volatile than the S&P 500.

Do institutionals and insiders believe in OAP3 or PNL?

46.0% of Personal Assets shares are held by institutional investors. 0.1% of Octopus Apollo VCT shares are held by insiders. Comparatively, 23.4% of Personal Assets shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Personal Assets beats Octopus Apollo VCT on 12 of the 16 factors compared between the two stocks.