PayPoint (PAY) Competitors

4imprint Group (LON:FOUR) and PayPoint (LON:PAY) are both small-cap communication services companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, community ranking, valuation, profitability, risk, earnings, dividends and media sentiment.

Which has more volatility & risk, FOUR or PAY?

4imprint Group has a beta of 0.98, suggesting that its stock price is 2% less volatile than the S&P 500. Comparatively, PayPoint has a beta of 0.93, suggesting that its stock price is 7% less volatile than the S&P 500.

Do institutionals and insiders hold more shares of FOUR or PAY?

83.3% of 4imprint Group shares are owned by institutional investors. Comparatively, 37.4% of PayPoint shares are owned by institutional investors. 2.1% of 4imprint Group shares are owned by company insiders. Comparatively, 31.4% of PayPoint shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Do analysts rate FOUR or PAY?

4imprint Group presently has a consensus price target of GBX 7,365, indicating a potential upside of 44.41%. PayPoint has a consensus price target of GBX 675, indicating a potential downside of 17.28%. Given 4imprint Group's higher probable upside, research analysts plainly believe 4imprint Group is more favorable than PayPoint.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
4imprint Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
PayPoint	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is FOUR or PAY a better dividend stock?

4imprint Group pays an annual dividend of GBX 180 per share and has a dividend yield of 3.5%. PayPoint pays an annual dividend of GBX 19 per share and has a dividend yield of 2.3%. 4imprint Group pays out 7,758.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PayPoint pays out 3,877.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the MarketBeat Community believe in FOUR or PAY?

PayPoint received 29 more outperform votes than 4imprint Group when rated by MarketBeat users. However, 72.71% of users gave 4imprint Group an outperform vote while only 61.68% of users gave PayPoint an outperform vote.

Company	Underperform	Outperform
4imprint Group	Outperform Votes 317 72.71%	Underperform Votes 119 27.29%
PayPoint	Outperform Votes 346 61.68%	Underperform Votes 215 38.32%

Does the media prefer FOUR or PAY?

In the previous week, 4imprint Group and 4imprint Group both had 1 articles in the media. 4imprint Group's average media sentiment score of 1.04 beat PayPoint's score of 0.40 indicating that 4imprint Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
4imprint Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
PayPoint	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is FOUR or PAY more profitable?

PayPoint has a net margin of 11.98% compared to 4imprint Group's net margin of 8.20%. 4imprint Group's return on equity of 92.73% beat PayPoint's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
4imprint Group	8.20%	92.73%	35.62%
PayPoint	11.98%	30.65%	6.54%

Which has higher earnings and valuation, FOUR or PAY?

4imprint Group has higher revenue and earnings than PayPoint. PayPoint is trading at a lower price-to-earnings ratio than 4imprint Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
4imprint Group	£1.36B	1.06	£111.40M	£2.32	2,198.28
PayPoint	£297.90M	1.98	£35.69M	£0.49	1,665.31

Summary

4imprint Group beats PayPoint on 12 of the 17 factors compared between the two stocks.