PayPoint (PAY) Competitors

4imprint Group (LON:FOUR) and PayPoint (LON:PAY) are both small-cap communication services companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, community ranking, profitability, dividends, analyst recommendations, media sentiment, institutional ownership, earnings and risk.

Do institutionals and insiders have more ownership in FOUR or PAY?

83.3% of 4imprint Group shares are owned by institutional investors. Comparatively, 37.4% of PayPoint shares are owned by institutional investors. 2.1% of 4imprint Group shares are owned by company insiders. Comparatively, 31.4% of PayPoint shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Is FOUR or PAY a better dividend stock?

4imprint Group pays an annual dividend of GBX 180 per share and has a dividend yield of 3.5%. PayPoint pays an annual dividend of GBX 19 per share and has a dividend yield of 2.7%. 4imprint Group pays out 7,758.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PayPoint pays out 3,877.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Do analysts recommend FOUR or PAY?

4imprint Group currently has a consensus target price of GBX 7,365, indicating a potential upside of 44.93%. PayPoint has a consensus target price of GBX 675, indicating a potential downside of 3.30%. Given 4imprint Group's higher probable upside, research analysts clearly believe 4imprint Group is more favorable than PayPoint.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
4imprint Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
PayPoint	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media favor FOUR or PAY?

In the previous week, 4imprint Group had 1 more articles in the media than PayPoint. MarketBeat recorded 2 mentions for 4imprint Group and 1 mentions for PayPoint. 4imprint Group's average media sentiment score of 0.34 beat PayPoint's score of -0.13 indicating that 4imprint Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
4imprint Group	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
PayPoint	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is FOUR or PAY more profitable?

PayPoint has a net margin of 11.98% compared to 4imprint Group's net margin of 8.20%. 4imprint Group's return on equity of 92.73% beat PayPoint's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
4imprint Group	8.20%	92.73%	35.62%
PayPoint	11.98%	30.65%	6.54%

Which has better earnings and valuation, FOUR or PAY?

4imprint Group has higher revenue and earnings than PayPoint. PayPoint is trading at a lower price-to-earnings ratio than 4imprint Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
4imprint Group	£1.36B	1.05	£111.40M	£2.32	2,190.37
PayPoint	£297.90M	1.69	£35.69M	£0.49	1,424.49

Which has more risk & volatility, FOUR or PAY?

4imprint Group has a beta of 0.98, indicating that its share price is 2% less volatile than the S&P 500. Comparatively, PayPoint has a beta of 0.93, indicating that its share price is 7% less volatile than the S&P 500.

Does the MarketBeat Community prefer FOUR or PAY?

PayPoint received 29 more outperform votes than 4imprint Group when rated by MarketBeat users. However, 72.71% of users gave 4imprint Group an outperform vote while only 61.68% of users gave PayPoint an outperform vote.

Company	Underperform	Outperform
4imprint Group	Outperform Votes 317 72.71%	Underperform Votes 119 27.29%
PayPoint	Outperform Votes 346 61.68%	Underperform Votes 215 38.32%

Summary

4imprint Group beats PayPoint on 13 of the 18 factors compared between the two stocks.