PayPoint (PAY) Share Price, News & Analysis

Company Overview

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. The company operates through two segments: PayPoint and Love2shop. The PayPoint segment provides card payment services to retailers, including leased payment devices; EPoS; ATM cash machines; SIM cards sales; receipt advertising; bill payment services and cash top-ups to individual consumers; parcel delivery and collection services; retailer service fees solutions; and digital payment services, as well as cash through to digital services. The segment offers its products under PayPoint One, eMoney, MultiPay, CashOut, and Direct Debits platforms. The Love2shop segment is involved in the provision of shopping vouchers, cards, and e-codes which customers may redeem with participating retailers; and Christmas savings club, to which customers make regular payments throughout the year to help spread the cost of Christmas, before converting to a voucher. It serves consumers, SMEs, and convenience retailers in the commercial, not-for-profit, and public sectors. The company was founded in 1996 and is headquartered in Welwyn Garden City, the United Kingdom.

Key Stats

• Today's Range: 780 to 792
• 50-Day Range: 658 to 786
• 52-Week Range: 445 to 792
• Volume: 158,507 shs
• Average Volume: 113,879 shs
• Market Capitalization: £569.83 million
• P/E Ratio: 1,612.24
• Dividend Yield: 2.41%
• Price Target: GBX 675
• Consensus Rating: Buy

PayPoint Stock Analysis - MarketRank™

PayPoint scored higher than 20% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

PayPoint has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

PayPoint has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of PayPoint is 1,612.24, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 131.68.

Price to Earnings Ratio vs. Sector

The P/E ratio of PayPoint is 1,612.24, which means that it is trading at a more expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 250.77.

Price to Earnings Growth Ratio

PayPoint has a PEG Ratio of 31.13. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

PayPoint has a P/B Ratio of 4.67. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for PAY.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

PayPoint pays a meaningful dividend of 2.84%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

PayPoint does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of PayPoint is 3,877.55%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for PAY.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.13

News Sentiment

PayPoint has a news sentiment score of 0.13. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.46 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for PayPoint this week, compared to 3 articles on an average week.

Search Interest

9 people have searched for PAY on MarketBeat in the last 30 days. This is an increase of 350% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, PayPoint insiders have bought more of their company's stock than they have sold. Specifically, they have bought £374.86 in company stock and sold GBX 0 in company stock.

Percentage Held by Insiders

31.44% of the stock of PayPoint is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 37.41% of the stock of PayPoint is held by institutions.

PAY Stock Analysis - Frequently Asked Questions

How have PAY shares performed this year?

PayPoint's stock was trading at GBX 520 on January 1st, 2024. Since then, PAY stock has increased by 51.9% and is now trading at GBX 790.
View the best growth stocks for 2024 here.

How were PayPoint's earnings last quarter?

PayPoint plc (LON:PAY) announced its earnings results on Thursday, November, 30th. The company reported $29.10 EPS for the quarter, beating analysts' consensus estimates of $28.80 by $0.30. The company earned $97.59 million during the quarter. PayPoint had a trailing twelve-month return on equity of 30.65% and a net margin of 11.98%.

How do I buy shares of PayPoint?

Shares of PAY stock and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.
Compare Top Brokerages Here.

What other stocks do shareholders of PayPoint own?

Based on aggregate information from My MarketBeat watchlists, some other companies that PayPoint investors own include Imaginatik (IMTK), Unilever (ULVR), Lloyds Banking Group (LLOY), Tesco (TSCO), BP (BP), Greencore Group (GNC) and Rio Tinto Group (RIO).

Company Calendar

• Last Earnings: 11/30/2017
• Ex-Dividend for 9/27 Dividend: 8/29/2024
• Dividend Payable: 9/27/2024
• Today: 11/04/2024

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Computer and Technology
• Industry: Software - Infrastructure
• Sub-Industry: Business Services
• Current Symbol: LON:PAY
• CUSIP: N/A
• CIK: N/A
• Web: paypoint.com
• Phone: +44-84-57600633
• Fax: N/A
• Employees: 1,260
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: GBX 675
• High Stock Price Target: GBX 675
• Low Stock Price Target: GBX 675
• Potential Upside/Downside: -14.6%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): GBX 0.49
• Trailing P/E Ratio: 1,612.24
• Forward P/E Ratio: 13.87
• P/E Growth: 31.13
• Net Income: £35.69 million
• Net Margins: 11.98%
• Pretax Margin: N/A
• Return on Equity: 30.65%
• Return on Assets: 6.54%

Debt

• Debt-to-Equity Ratio: 81.52
• Current Ratio: 0.99
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: £297.90 million
• Price / Sales: 1.91
• Cash Flow: GBX 8.64 per share
• Price / Cash Flow: 91.44
• Book Value: GBX 169 per share
• Price / Book: 4.67

Miscellaneous

• Outstanding Shares: 72,130,000
• Free Float: N/A
• Market Cap: £569.83 million
• Optionable: Not Optionable
• Beta: 0.93