Personal Group (PGH) Share Price, News & Analysis

Company Overview

Personal Group Holdings Plc provides benefits and platform products, pay and reward consultancy services, and salary sacrifice technology products in the United Kingdom. It operates through four segments: Affordable Insurance, Other Owned Benefits, Benefits Platform, and Pay and Reward. The company offers insurance products, including hospital plans, convalescence plans, and death benefit policies; and consultancy and software solutions services on pay and reward services, as well as a suite of cloud-based SaaS solutions and surveys. It also operates HAPI, a technology platform that allows employees to access connectivity, engagement, health, and wellbeing; and Let's Connect, which allows employers to provide a benefit scheme to their employees to access consumer technology and other products from manufacturers through salary sacrifice or net pay arrangements. Personal Group Holdings Plc was founded in 1984 and is based in Milton Keynes, the United Kingdom.

Key Stats

• Today's Range: 185.15 to 188.80
• 50-Day Range: 182 to 208
• 52-Week Range: 152 to 210
• Volume: 30,563 shs
• Average Volume: 38,489 shs
• Market Capitalization: £57.67 million
• P/E Ratio: 1,322.50
• Dividend Yield: 6.48%
• Price Target: GBX 209
• Consensus Rating: Buy

Personal Group Stock Analysis - MarketRank™

Personal Group scored higher than 43% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Personal Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Personal Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Personal Group is 1,322.50, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 112.36.

Price to Earnings Ratio vs. Sector

The P/E ratio of Personal Group is 1,322.50, which means that it is trading at a more expensive P/E ratio than the Financial Services sector average P/E ratio of about 418.48.

Price to Book Value per Share Ratio

Personal Group has a P/B Ratio of 1.80. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for PGH.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Personal Group is a leading dividend payer. It pays a dividend yield of 7.18%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Personal Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Personal Group is 8,571.43%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for PGH.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: N/A

News Sentiment

Personal Group has a news sentiment score of 1.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.62 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Personal Group this week, compared to 6 articles on an average week.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Personal Group insiders have bought more of their company's stock than they have sold. Specifically, they have bought £20,746.69 in company stock and sold GBX 0 in company stock.

Percentage Held by Insiders

43.90% of the stock of Personal Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

40.32% of the stock of Personal Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PGH Stock Analysis - Frequently Asked Questions

How have PGH shares performed this year?

Personal Group's stock was trading at GBX 185 at the beginning of 2024. Since then, PGH stock has increased by 0.1% and is now trading at GBX 185.15.
View the best growth stocks for 2024 here.

How were Personal Group's earnings last quarter?

Personal Group Holdings Plc (LON:PGH) released its quarterly earnings data on Tuesday, September, 22nd. The company reported $11.00 earnings per share for the quarter. Personal Group had a trailing twelve-month return on equity of 13.73% and a net margin of 8.71%.

How do I buy shares of Personal Group?

Shares of PGH stock and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.
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What other stocks do shareholders of Personal Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Personal Group investors own include Energy Transfer (ET), Aurora Cannabis (ACB), ASOS (ASC), Coats Group (COA), Greencore Group (GNC), Lloyds Banking Group (LLOY) and Omega Diagnostics Group (ODX).

Company Calendar

• Last Earnings: 9/22/2020
• Ex-Dividend for 11/8 Dividend: 10/03/2024
• Dividend Payable: 11/08/2024
• Today: 12/23/2024

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Financial Services
• Industry: Insurance - Property & Casualty
• Sub-Industry: N/A
• Current Symbol: LON:PGH
• CUSIP: N/A
• CIK: N/A
• Web: www.personalgroup.com
• Phone: +44-1908-605000
• Fax: N/A
• Employees: 259
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: GBX 209
• High Stock Price Target: GBX 209
• Low Stock Price Target: GBX 209
• Potential Upside/Downside: +12.9%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): GBX 0.14
• Trailing P/E Ratio: 1,322.50
• Forward P/E Ratio: 9.71
• P/E Growth: N/A
• Net Income: £4.32 million
• Net Margins: 8.71%
• Pretax Margin: N/A
• Return on Equity: 13.73%
• Return on Assets: 7.99%

Debt

• Debt-to-Equity Ratio: 3.52
• Current Ratio: 2.39
• Quick Ratio: 2.78

Sales & Book Value

• Annual Sales: £49.67 million
• Price / Sales: 1.16
• Cash Flow: GBX 74.46 per share
• Price / Cash Flow: 2.49
• Book Value: GBX 103 per share
• Price / Book: 1.80

Miscellaneous

• Outstanding Shares: 31,150,000
• Free Float: N/A
• Market Cap: £57.67 million
• Optionable: Not Optionable
• Beta: 0.46