Personal Group (PGH) Competitors

Personal Group (LON:PGH) and Helios Underwriting (LON:HUW) are both small-cap financial services companies, but which is the better stock? We will compare the two companies based on the strength of their risk, valuation, dividends, analyst recommendations, profitability, media sentiment, institutional ownership, community ranking and earnings.

Does the media prefer PGH or HUW?

In the previous week, Personal Group's average media sentiment score of 0.00 equaled Helios Underwriting'saverage media sentiment score.

Company	Overall Sentiment
Personal Group	Neutral
Helios Underwriting	Neutral

Does the MarketBeat Community prefer PGH or HUW?

Helios Underwriting received 27 more outperform votes than Personal Group when rated by MarketBeat users. Likewise, 62.28% of users gave Helios Underwriting an outperform vote while only 55.40% of users gave Personal Group an outperform vote.

Company	Underperform	Outperform
Personal Group	Outperform Votes 77 55.40%	Underperform Votes 62 44.60%
Helios Underwriting	Outperform Votes 104 62.28%	Underperform Votes 63 37.72%

Do analysts rate PGH or HUW?

Personal Group currently has a consensus price target of GBX 209, indicating a potential upside of 14.21%. Helios Underwriting has a consensus price target of GBX 239, indicating a potential upside of 14.92%. Given Helios Underwriting's higher possible upside, analysts clearly believe Helios Underwriting is more favorable than Personal Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Personal Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Helios Underwriting	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do institutionals and insiders have more ownership in PGH or HUW?

40.3% of Personal Group shares are owned by institutional investors. Comparatively, 36.3% of Helios Underwriting shares are owned by institutional investors. 43.9% of Personal Group shares are owned by insiders. Comparatively, 57.3% of Helios Underwriting shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is PGH or HUW a better dividend stock?

Personal Group pays an annual dividend of GBX 12 per share and has a dividend yield of 6.6%. Helios Underwriting pays an annual dividend of GBX 6 per share and has a dividend yield of 2.9%. Personal Group pays out 8,571.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Helios Underwriting pays out 2,608.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Which has more risk and volatility, PGH or HUW?

Personal Group has a beta of 0.46, suggesting that its stock price is 54% less volatile than the S&P 500. Comparatively, Helios Underwriting has a beta of 0.14, suggesting that its stock price is 86% less volatile than the S&P 500.

Is PGH or HUW more profitable?

Personal Group has a net margin of 8.71% compared to Helios Underwriting's net margin of 6.96%. Helios Underwriting's return on equity of 13.74% beat Personal Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Personal Group	8.71%	13.73%	7.99%
Helios Underwriting	6.96%	13.74%	1.82%

Which has preferable valuation and earnings, PGH or HUW?

Helios Underwriting has higher revenue and earnings than Personal Group. Helios Underwriting is trading at a lower price-to-earnings ratio than Personal Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Personal Group	£49.67M	1.15	£4.32M	£0.14	1,307.14
Helios Underwriting	£254.34M	0.58	£17.70M	£0.23	904.21

Summary

Helios Underwriting beats Personal Group on 9 of the 16 factors compared between the two stocks.