Personal Group (PGH) Competitors

Personal Group (LON:PGH) and Helios Underwriting (LON:HUW) are both small-cap financial services companies, but which is the better business? We will compare the two companies based on the strength of their dividends, community ranking, risk, institutional ownership, profitability, valuation, earnings, media sentiment and analyst recommendations.

Does the media refer more to PGH or HUW?

In the previous week, Personal Group had 10 more articles in the media than Helios Underwriting. MarketBeat recorded 10 mentions for Personal Group and 0 mentions for Helios Underwriting. Personal Group's average media sentiment score of 0.74 beat Helios Underwriting's score of 0.00 indicating that Personal Group is being referred to more favorably in the media.

Company	Overall Sentiment
Personal Group	Positive
Helios Underwriting	Neutral

Is PGH or HUW more profitable?

Personal Group has a net margin of 13.49% compared to Helios Underwriting's net margin of 6.96%. Personal Group's return on equity of 14.40% beat Helios Underwriting's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Personal Group	13.49%	14.40%	7.99%
Helios Underwriting	6.96%	12.61%	1.82%

Do institutionals and insiders have more ownership in PGH or HUW?

40.3% of Personal Group shares are owned by institutional investors. Comparatively, 36.3% of Helios Underwriting shares are owned by institutional investors. 43.9% of Personal Group shares are owned by insiders. Comparatively, 57.3% of Helios Underwriting shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Do analysts prefer PGH or HUW?

Personal Group currently has a consensus price target of GBX 262.50, suggesting a potential upside of 4.17%. Helios Underwriting has a consensus price target of GBX 239, suggesting a potential upside of 17.09%. Given Helios Underwriting's higher probable upside, analysts plainly believe Helios Underwriting is more favorable than Personal Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Personal Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Helios Underwriting	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has preferable earnings & valuation, PGH or HUW?

Helios Underwriting has higher revenue and earnings than Personal Group. Helios Underwriting is trading at a lower price-to-earnings ratio than Personal Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Personal Group	£33.69M	2.31	£4.55M	£14.91	16.91
Helios Underwriting	£247.79M	0.59	£17.25M	£23.85	8.56

Does the MarketBeat Community believe in PGH or HUW?

Helios Underwriting received 26 more outperform votes than Personal Group when rated by MarketBeat users. Likewise, 62.28% of users gave Helios Underwriting an outperform vote while only 55.71% of users gave Personal Group an outperform vote.

Company	Underperform	Outperform
Personal Group	Outperform Votes 78 55.71%	Underperform Votes 62 44.29%
Helios Underwriting	Outperform Votes 104 62.28%	Underperform Votes 63 37.72%

Which has more volatility and risk, PGH or HUW?

Personal Group has a beta of 0.46, suggesting that its share price is 54% less volatile than the S&P 500. Comparatively, Helios Underwriting has a beta of 0.14, suggesting that its share price is 86% less volatile than the S&P 500.

Is PGH or HUW a better dividend stock?

Personal Group pays an annual dividend of GBX 12 per share and has a dividend yield of 4.8%. Helios Underwriting pays an annual dividend of GBX 6 per share and has a dividend yield of 2.9%. Personal Group pays out 80.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Helios Underwriting pays out 25.2% of its earnings in the form of a dividend.

Summary

Personal Group beats Helios Underwriting on 11 of the 19 factors compared between the two stocks.