Secure Trust Bank (STB) Share Price, News & Analysis

Company Overview

Secure Trust Bank is an established, well‐funded and capitalised UK retail bank with over 70‐years of trading history. Secure Trust Bank operates principally from its head office in Solihull, West Midlands, and has 920 employees (full‐time equivalent) as at August 2024. The Group's diversified lending portfolio currently focuses on two sectors: (i) Business finance through its Real Estate Finance and Commercial Finance divisions, and (ii) Consumer finance through its Vehicle Finance and Retail Finance divisions. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Secure Trust Bank PLC, Yorke House, Arleston Way, Solihull, B90 4LH.

Key Stats

• Today's Range: 339 to 355
• 50-Day Range: 339 to 826
• 52-Week Range: 331 to 950
• Volume: 96,613 shs
• Average Volume: 71,047 shs
• Market Capitalization: £63.90 million
• P/E Ratio: 247.45
• Dividend Yield: 8.26%
• Price Target: GBX 1,420
• Consensus Rating: Buy

Secure Trust Bank Stock Analysis - MarketRank™

Secure Trust Bank scored higher than 83% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

Secure Trust Bank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Secure Trust Bank has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Secure Trust Bank is 247.45, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 114.00.

Price to Earnings Ratio vs. Sector

The P/E ratio of Secure Trust Bank is 247.45, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 423.71.

Price to Earnings Growth Ratio

Secure Trust Bank has a PEG Ratio of 0.11. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Secure Trust Bank has a P/B Ratio of 0.18. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for STB.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Secure Trust Bank pays a meaningful dividend of 3.33%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Secure Trust Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Secure Trust Bank is 2,043.80%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for STB.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: N/A

News Sentiment

Secure Trust Bank has a news sentiment score of 1.12. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.62 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Secure Trust Bank this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for STB on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Secure Trust Bank insiders have bought more of their company's stock than they have sold. Specifically, they have bought £19,896.84 in company stock and sold GBX 0 in company stock.

Percentage Held by Insiders

14.85% of the stock of Secure Trust Bank is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

73.36% of the stock of Secure Trust Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

STB Stock Analysis - Frequently Asked Questions

How have STB shares performed this year?

Secure Trust Bank's stock was trading at GBX 688 at the beginning of the year. Since then, STB stock has decreased by 50.7% and is now trading at GBX 339.
View the best growth stocks for 2024 here.

How were Secure Trust Bank's earnings last quarter?

Secure Trust Bank PLC (LON:STB) issued its earnings results on Thursday, May, 7th. The company reported $178.60 earnings per share (EPS) for the quarter, beating the consensus estimate of $175.20 by $3.40. Secure Trust Bank had a trailing twelve-month return on equity of 7.81% and a net margin of 18.12%.

How do I buy shares of Secure Trust Bank?

Shares of STB stock and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.
Compare Top Brokerages Here.

What other stocks do shareholders of Secure Trust Bank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Secure Trust Bank investors own include GSK (GSK), Barclays (BARC), Lloyds Banking Group (LLOY), BT Group (BT.A), Vodafone Group Public (VOD), HSBC (HSBC) and Legal & General Group (LGEN).

Company Calendar

• Last Earnings: 5/07/2020
• Ex-Dividend for 9/26 Dividend: 8/29/2024
• Dividend Payable: 9/26/2024
• Today: 12/21/2024

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: LON:STB
• CUSIP: N/A
• CIK: N/A
• Web: www.securetrustbank.com
• Phone: +44-121-6939100
• Fax: N/A
• Employees: 879
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: GBX 1,420
• High Stock Price Target: GBX 1,420
• Low Stock Price Target: GBX 1,420
• Potential Upside/Downside: +318.9%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): GBX 1.37
• Trailing P/E Ratio: 247.45
• Forward P/E Ratio: 1.58
• P/E Growth: 0.11
• Net Income: £26.90 million
• Net Margins: 18.12%
• Pretax Margin: N/A
• Return on Equity: 7.81%
• Return on Assets: 0.72%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: £143.50 million
• Price / Sales: 0.45
• Cash Flow: GBX 944.55 per share
• Price / Cash Flow: 0.36
• Book Value: GBX 1,864 per share
• Price / Book: 0.18

Miscellaneous

• Outstanding Shares: 18,850,000
• Free Float: N/A
• Market Cap: £63.90 million
• Optionable: Not Optionable
• Beta: 0.87