Secure Trust Bank (STB) Competitors

Secure Trust Bank (LON:STB) and Arbuthnot Banking Group (LON:ARBB) are both small-cap financial services companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, community ranking, risk, institutional ownership, valuation, media sentiment, dividends, analyst recommendations and earnings.

Is STB or ARBB more profitable?

Secure Trust Bank has a net margin of 18.12% compared to Arbuthnot Banking Group's net margin of 17.22%. Arbuthnot Banking Group's return on equity of 12.42% beat Secure Trust Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Secure Trust Bank	18.12%	7.81%	0.72%
Arbuthnot Banking Group	17.22%	12.42%	0.75%

Do insiders and institutionals believe in STB or ARBB?

73.4% of Secure Trust Bank shares are held by institutional investors. Comparatively, 20.0% of Arbuthnot Banking Group shares are held by institutional investors. 14.9% of Secure Trust Bank shares are held by company insiders. Comparatively, 64.3% of Arbuthnot Banking Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Does the MarketBeat Community favor STB or ARBB?

Secure Trust Bank received 148 more outperform votes than Arbuthnot Banking Group when rated by MarketBeat users. Likewise, 75.94% of users gave Secure Trust Bank an outperform vote while only 57.14% of users gave Arbuthnot Banking Group an outperform vote.

Company	Underperform	Outperform
Secure Trust Bank	Outperform Votes 284 75.94%	Underperform Votes 90 24.06%
Arbuthnot Banking Group	Outperform Votes 136 57.14%	Underperform Votes 102 42.86%

Which has preferable valuation and earnings, STB or ARBB?

Arbuthnot Banking Group has higher revenue and earnings than Secure Trust Bank. Secure Trust Bank is trading at a lower price-to-earnings ratio than Arbuthnot Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Secure Trust Bank	£143.50M	0.49	£26.90M	£1.37	270.73
Arbuthnot Banking Group	£179.17M	0.80	£30.85M	£1.88	470.32

Does the media favor STB or ARBB?

In the previous week, Secure Trust Bank and Secure Trust Bank both had 1 articles in the media. Secure Trust Bank's average media sentiment score of 0.62 beat Arbuthnot Banking Group's score of 0.37 indicating that Secure Trust Bank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Secure Trust Bank	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Arbuthnot Banking Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate STB or ARBB?

Secure Trust Bank presently has a consensus price target of GBX 1,420, suggesting a potential upside of 282.85%. Given Secure Trust Bank's stronger consensus rating and higher probable upside, equities analysts plainly believe Secure Trust Bank is more favorable than Arbuthnot Banking Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Secure Trust Bank	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Arbuthnot Banking Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is STB or ARBB a better dividend stock?

Secure Trust Bank pays an annual dividend of GBX 28 per share and has a dividend yield of 7.5%. Arbuthnot Banking Group pays an annual dividend of GBX 47 per share and has a dividend yield of 5.3%. Secure Trust Bank pays out 2,043.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Arbuthnot Banking Group pays out 2,500.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Secure Trust Bank is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk & volatility, STB or ARBB?

Secure Trust Bank has a beta of 0.87, suggesting that its stock price is 13% less volatile than the S&P 500. Comparatively, Arbuthnot Banking Group has a beta of 1, suggesting that its stock price has a similar volatility profile to the S&P 500.

Summary

Secure Trust Bank beats Arbuthnot Banking Group on 10 of the 19 factors compared between the two stocks.