S&U (SUS) Competitors

S&U (LON:SUS) and Vanquis Banking Group (LON:PFG) are both small-cap financial services companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, media sentiment, community ranking, dividends, profitability, analyst recommendations, valuation, institutional ownership and earnings.

Which has more risk & volatility, SUS or PFG?

S&U has a beta of 0.55, meaning that its stock price is 45% less volatile than the S&P 500. Comparatively, Vanquis Banking Group has a beta of 1.5, meaning that its stock price is 50% more volatile than the S&P 500.

Which has better earnings & valuation, SUS or PFG?

Vanquis Banking Group has higher revenue and earnings than S&U. Vanquis Banking Group is trading at a lower price-to-earnings ratio than S&U, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
S&U	£66.69M	2.33	£18.82M	£1.55	825.81
Vanquis Banking Group	£446.50M	1.28	£103.50M	£0.41	548.78

Is SUS or PFG more profitable?

S&U has a net margin of 28.21% compared to Vanquis Banking Group's net margin of 8.73%. Vanquis Banking Group's return on equity of 17.19% beat S&U's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
S&U	28.21%	8.13%	4.18%
Vanquis Banking Group	8.73%	17.19%	4.14%

Does the MarketBeat Community favor SUS or PFG?

Vanquis Banking Group received 239 more outperform votes than S&U when rated by MarketBeat users. However, 69.83% of users gave S&U an outperform vote while only 60.52% of users gave Vanquis Banking Group an outperform vote.

Company	Underperform	Outperform
S&U	Outperform Votes 250 69.83%	Underperform Votes 108 30.17%
Vanquis Banking Group	Outperform Votes 489 60.52%	Underperform Votes 319 39.48%

Is SUS or PFG a better dividend stock?

S&U pays an annual dividend of GBX 150 per share and has a dividend yield of 11.7%. Vanquis Banking Group pays an annual dividend of GBX 17 per share and has a dividend yield of 7.6%. S&U pays out 9,677.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Vanquis Banking Group pays out 4,146.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the media favor SUS or PFG?

In the previous week, S&U had 1 more articles in the media than Vanquis Banking Group. MarketBeat recorded 1 mentions for S&U and 0 mentions for Vanquis Banking Group. Vanquis Banking Group's average media sentiment score of 0.00 beat S&U's score of -0.14 indicating that Vanquis Banking Group is being referred to more favorably in the news media.

Company	Overall Sentiment
S&U	Neutral
Vanquis Banking Group	Neutral

Do institutionals & insiders believe in SUS or PFG?

3.8% of S&U shares are held by institutional investors. Comparatively, 84.0% of Vanquis Banking Group shares are held by institutional investors. 88.9% of S&U shares are held by company insiders. Comparatively, 2.6% of Vanquis Banking Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Do analysts rate SUS or PFG?

S&U currently has a consensus price target of GBX 2,100, suggesting a potential upside of 64.06%. Given S&U's stronger consensus rating and higher probable upside, research analysts clearly believe S&U is more favorable than Vanquis Banking Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
S&U	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

S&U beats Vanquis Banking Group on 11 of the 19 factors compared between the two stocks.