VPC Specialty Lending Investments (VSL) Competitors

CQS New City High Yield (LON:NCYF) and VPC Specialty Lending Investments (LON:VSL) are both small-cap financial services companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, institutional ownership, media sentiment, earnings, dividends, profitability, community ranking and risk.

Is NCYF or VSL more profitable?

VPC Specialty Lending Investments has a net margin of 126.83% compared to CQS New City High Yield's net margin of 88.30%. CQS New City High Yield's return on equity of 16.49% beat VPC Specialty Lending Investments' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CQS New City High Yield	88.30%	16.49%	4.54%
VPC Specialty Lending Investments	126.83%	-15.02%	-3.93%

Does the MarketBeat Community favor NCYF or VSL?

CQS New City High Yield received 36 more outperform votes than VPC Specialty Lending Investments when rated by MarketBeat users. Likewise, 65.04% of users gave CQS New City High Yield an outperform vote while only 61.33% of users gave VPC Specialty Lending Investments an outperform vote.

Company	Underperform	Outperform
CQS New City High Yield	Outperform Votes 147 65.04%	Underperform Votes 79 34.96%
VPC Specialty Lending Investments	Outperform Votes 111 61.33%	Underperform Votes 70 38.67%

Which has preferable earnings & valuation, NCYF or VSL?

CQS New City High Yield has higher revenue and earnings than VPC Specialty Lending Investments. VPC Specialty Lending Investments is trading at a lower price-to-earnings ratio than CQS New City High Yield, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CQS New City High Yield	£53.40M	5.69	£47.15M	£7.97	6.49
VPC Specialty Lending Investments	-£24.66M	-3.07	-£31.27M	-£11.24	-2.42

Do institutionals & insiders have more ownership in NCYF or VSL?

8.1% of CQS New City High Yield shares are held by institutional investors. Comparatively, 33.6% of VPC Specialty Lending Investments shares are held by institutional investors. 0.1% of CQS New City High Yield shares are held by company insiders. Comparatively, 25.4% of VPC Specialty Lending Investments shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has more risk & volatility, NCYF or VSL?

CQS New City High Yield has a beta of 0.46, suggesting that its stock price is 54% less volatile than the S&P 500. Comparatively, VPC Specialty Lending Investments has a beta of 0.58, suggesting that its stock price is 42% less volatile than the S&P 500.

Does the media favor NCYF or VSL?

In the previous week, CQS New City High Yield and CQS New City High Yield both had 1 articles in the media. CQS New City High Yield's average media sentiment score of 0.67 equaled VPC Specialty Lending Investments'average media sentiment score.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CQS New City High Yield	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
VPC Specialty Lending Investments	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is NCYF or VSL a better dividend stock?

CQS New City High Yield pays an annual dividend of GBX 4 per share and has a dividend yield of 7.7%. VPC Specialty Lending Investments pays an annual dividend of GBX 8 per share and has a dividend yield of 29.4%. CQS New City High Yield pays out 50.2% of its earnings in the form of a dividend. VPC Specialty Lending Investments pays out -71.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. VPC Specialty Lending Investments is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

CQS New City High Yield beats VPC Specialty Lending Investments on 9 of the 15 factors compared between the two stocks.