American Coastal Insurance (ACIC) Competitors

American Coastal Insurance (NASDAQ:ACIC) and Skyward Specialty Insurance Group (NASDAQ:SKWD) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, earnings, profitability, media sentiment, dividends, analyst recommendations, risk and institutional ownership.

Is ACIC or SKWD more profitable?

American Coastal Insurance has a net margin of 25.26% compared to Skyward Specialty Insurance Group's net margin of 10.53%. American Coastal Insurance's return on equity of 30.65% beat Skyward Specialty Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
American Coastal Insurance	25.26%	30.65%	6.60%
Skyward Specialty Insurance Group	10.53%	16.40%	3.49%

Do analysts recommend ACIC or SKWD?

Skyward Specialty Insurance Group has a consensus price target of $60.88, suggesting a potential upside of 27.62%. Given Skyward Specialty Insurance Group's stronger consensus rating and higher possible upside, analysts plainly believe Skyward Specialty Insurance Group is more favorable than American Coastal Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
American Coastal Insurance	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Skyward Specialty Insurance Group	0 Sell rating(s)	3 Hold rating(s)	7 Buy rating(s)	1 Strong Buy rating(s)	2.82

Does the media refer more to ACIC or SKWD?

In the previous week, American Coastal Insurance and American Coastal Insurance both had 7 articles in the media. Skyward Specialty Insurance Group's average media sentiment score of 1.39 beat American Coastal Insurance's score of 0.56 indicating that Skyward Specialty Insurance Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
American Coastal Insurance	1 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Skyward Specialty Insurance Group	5 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders hold more shares of ACIC or SKWD?

22.1% of American Coastal Insurance shares are owned by institutional investors. Comparatively, 94.8% of Skyward Specialty Insurance Group shares are owned by institutional investors. 49.9% of American Coastal Insurance shares are owned by company insiders. Comparatively, 8.0% of Skyward Specialty Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Which has more risk & volatility, ACIC or SKWD?

American Coastal Insurance has a beta of -0.26, suggesting that its stock price is 126% less volatile than the S&P 500. Comparatively, Skyward Specialty Insurance Group has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500.

Which has better valuation and earnings, ACIC or SKWD?

Skyward Specialty Insurance Group has higher revenue and earnings than American Coastal Insurance. American Coastal Insurance is trading at a lower price-to-earnings ratio than Skyward Specialty Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
American Coastal Insurance	$296.66M	1.79	$75.72M	$1.63	6.70
Skyward Specialty Insurance Group	$1.15B	1.68	$118.83M	$3.18	15.00

Summary

Skyward Specialty Insurance Group beats American Coastal Insurance on 11 of the 16 factors compared between the two stocks.