ACNB (ACNB) Competitors

Pathward Financial (NASDAQ:CASH) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, institutional ownership, media sentiment, community ranking, earnings, dividends, analyst recommendations, valuation and profitability.

Is CASH or ACNB a better dividend stock?

Pathward Financial pays an annual dividend of $0.20 per share and has a dividend yield of 0.3%. ACNB pays an annual dividend of $1.28 per share and has a dividend yield of 3.2%. Pathward Financial pays out 2.9% of its earnings in the form of a dividend. ACNB pays out 34.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk & volatility, CASH or ACNB?

Pathward Financial has a beta of 0.44, suggesting that its stock price is 56% less volatile than the S&P 500. Comparatively, ACNB has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500.

Do analysts prefer CASH or ACNB?

Pathward Financial currently has a consensus target price of $90.50, suggesting a potential upside of 28.70%. ACNB has a consensus target price of $48.40, suggesting a potential upside of 20.70%. Given Pathward Financial's higher probable upside, research analysts clearly believe Pathward Financial is more favorable than ACNB.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pathward Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
ACNB	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the MarketBeat Community prefer CASH or ACNB?

Pathward Financial received 174 more outperform votes than ACNB when rated by MarketBeat users. Likewise, 63.98% of users gave Pathward Financial an outperform vote while only 61.78% of users gave ACNB an outperform vote.

Company	Underperform	Outperform
Pathward Financial	Outperform Votes 334 63.98%	Underperform Votes 188 36.02%
ACNB	Outperform Votes 160 61.78%	Underperform Votes 99 38.22%

Do insiders and institutionals have more ownership in CASH or ACNB?

92.7% of Pathward Financial shares are held by institutional investors. Comparatively, 32.3% of ACNB shares are held by institutional investors. 1.2% of Pathward Financial shares are held by company insiders. Comparatively, 3.6% of ACNB shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Which has preferable valuation & earnings, CASH or ACNB?

Pathward Financial has higher revenue and earnings than ACNB. Pathward Financial is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pathward Financial	$600.62M	2.79	$168.36M	$6.86	10.25
ACNB	$108.34M	3.90	$31.85M	$3.73	10.75

Does the media prefer CASH or ACNB?

In the previous week, Pathward Financial had 9 more articles in the media than ACNB. MarketBeat recorded 11 mentions for Pathward Financial and 2 mentions for ACNB. Pathward Financial's average media sentiment score of 1.40 beat ACNB's score of 0.87 indicating that Pathward Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Pathward Financial	Positive
ACNB	Positive

Is CASH or ACNB more profitable?

ACNB has a net margin of 24.09% compared to Pathward Financial's net margin of 21.91%. Pathward Financial's return on equity of 22.02% beat ACNB's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pathward Financial	21.91%	22.02%	2.28%
ACNB	24.09%	10.91%	1.31%

Summary

Pathward Financial beats ACNB on 12 of the 20 factors compared between the two stocks.