Affinity Bancshares (AFBI) Competitors $18.76 -0.42 (-2.19%) Closing price 08/5/2025 04:00 PM EasternExtended Trading$18.60 -0.16 (-0.83%) As of 08/5/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock AFBI vs. BHB, HKD, COFS, ACNB, BSVN, BWB, CARE, RRBI, FFWM, and FBIZShould you be buying Affinity Bancshares stock or one of its competitors? The main competitors of Affinity Bancshares include Bar Harbor Bankshares (BHB), AMTD Digital (HKD), ChoiceOne Financial Services (COFS), ACNB (ACNB), Bank7 (BSVN), Bridgewater Bancshares (BWB), Carter Bankshares (CARE), Red River Bancshares (RRBI), First Foundation (FFWM), and First Business Financial Services (FBIZ). These companies are all part of the "banking" industry. Affinity Bancshares vs. Its Competitors Bar Harbor Bankshares AMTD Digital ChoiceOne Financial Services ACNB Bank7 Bridgewater Bancshares Carter Bankshares Red River Bancshares First Foundation First Business Financial Services Affinity Bancshares (NASDAQ:AFBI) and Bar Harbor Bankshares (NYSE:BHB) are both small-cap banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, earnings, risk, analyst recommendations, institutional ownership, media sentiment and dividends. Do insiders and institutionals believe in AFBI or BHB? 39.3% of Affinity Bancshares shares are held by institutional investors. Comparatively, 54.5% of Bar Harbor Bankshares shares are held by institutional investors. 12.4% of Affinity Bancshares shares are held by insiders. Comparatively, 2.6% of Bar Harbor Bankshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. Does the media favor AFBI or BHB? In the previous week, Bar Harbor Bankshares had 4 more articles in the media than Affinity Bancshares. MarketBeat recorded 4 mentions for Bar Harbor Bankshares and 0 mentions for Affinity Bancshares. Bar Harbor Bankshares' average media sentiment score of 0.52 beat Affinity Bancshares' score of 0.00 indicating that Bar Harbor Bankshares is being referred to more favorably in the news media. Company Overall Sentiment Affinity Bancshares Neutral Bar Harbor Bankshares Positive Is AFBI or BHB more profitable? Affinity Bancshares has a net margin of 13.78% compared to Bar Harbor Bankshares' net margin of 0.00%. Affinity Bancshares' return on equity of 6.02% beat Bar Harbor Bankshares' return on equity.Company Net Margins Return on Equity Return on Assets Affinity Bancshares13.78% 6.02% 0.86% Bar Harbor Bankshares N/A N/A N/A Which has stronger valuation and earnings, AFBI or BHB? Bar Harbor Bankshares has higher revenue and earnings than Affinity Bancshares. Bar Harbor Bankshares is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioAffinity Bancshares$49.99M2.37$5.44M$1.0717.53Bar Harbor Bankshares$147.99M3.14$39.52M$2.5811.77 Do analysts prefer AFBI or BHB? Bar Harbor Bankshares has a consensus price target of $35.00, indicating a potential upside of 15.28%. Given Bar Harbor Bankshares' stronger consensus rating and higher probable upside, analysts plainly believe Bar Harbor Bankshares is more favorable than Affinity Bancshares.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Affinity Bancshares 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Bar Harbor Bankshares 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Which has more volatility & risk, AFBI or BHB? Affinity Bancshares has a beta of 0.37, suggesting that its stock price is 63% less volatile than the S&P 500. Comparatively, Bar Harbor Bankshares has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500. SummaryBar Harbor Bankshares beats Affinity Bancshares on 11 of the 16 factors compared between the two stocks. Get Affinity Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for AFBI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding AFBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart AFBI vs. The Competition Export to ExcelMetricAffinity BancsharesBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$121.14M$1.90B$12.10B$9.53BDividend YieldN/A2.71%5.65%4.14%P/E Ratio17.5311.6419.8923.88Price / Sales2.372.2626.1498.82Price / Cash16.4112.1521.3158.35Price / Book0.931.152.125.60Net Income$5.44M$156.23M$1.00B$265.26M7 Day Performance-1.32%-1.34%0.36%-0.14%1 Month Performance2.18%-2.43%0.13%6.08%1 Year Performance-11.09%18.05%544.27%24.22% Affinity Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)AFBIAffinity BancsharesN/A$18.76-2.2%N/A-11.0%$121.14M$49.99M17.53100BHBBar Harbor Bankshares2.7049 of 5 stars$30.93+1.9%$34.00+9.9%N/A$473.76M$147.99M11.99490News CoverageAnalyst UpgradeGap UpHKDAMTD Digital0.1509 of 5 stars$1.78-3.3%N/A-40.7%$453.26M$20.44M0.0050COFSChoiceOne Financial Services4.1855 of 5 stars$30.22-0.5%$37.00+22.4%+8.6%$452.82M$123.52M23.98380ACNBACNB3.5246 of 5 stars$43.36+1.5%$48.40+11.6%+14.6%$447.33M$132.20M16.12400BSVNBank73.184 of 5 stars$47.15+0.4%$53.50+13.5%+17.5%$443.69M$142.79M10.16120Gap UpBWBBridgewater Bancshares4.8633 of 5 stars$16.50+2.4%$20.00+21.2%+20.8%$442.33M$123.36M13.52250CARECarter Bankshares4.1744 of 5 stars$17.93-0.9%$21.50+19.9%+13.7%$419.21M$243.10M13.18730Positive NewsRRBIRed River Bancshares4.2867 of 5 stars$60.85-0.2%$62.00+1.9%+22.9%$414.09M$112.33M11.44340Earnings ReportFFWMFirst Foundation2.7366 of 5 stars$4.98+0.2%$6.50+30.5%-21.5%$410.37M$69.21M-3.72710Analyst RevisionHigh Trading VolumeFBIZFirst Business Financial Services4.9482 of 5 stars$48.80+0.4%$57.25+17.3%+12.8%$404.21M$262.38M8.68340 Related Companies and Tools Related Companies BHB Alternatives HKD Alternatives COFS Alternatives ACNB Alternatives BSVN Alternatives BWB Alternatives CARE Alternatives RRBI Alternatives FFWM Alternatives FBIZ Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:AFBI) was last updated on 8/6/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | Sponsored[Warning] Buffett Indicator hits new All-Time-HighWarren Buffett has leaned on one key indicator for decades—and it just hit an all-time high. 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