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Alerus Financial (ALRS) Competitors

Alerus Financial logo
$19.62 +0.24 (+1.24%)
As of 01/17/2025 04:00 PM Eastern

ALRS vs. INTR, FINV, NTB, CASH, LOB, LC, CIFR, SUPV, MBIN, and CLBK

Should you be buying Alerus Financial stock or one of its competitors? The main competitors of Alerus Financial include Inter & Co, Inc. (INTR), FinVolution Group (FINV), Bank of N.T. Butterfield & Son (NTB), Pathward Financial (CASH), Live Oak Bancshares (LOB), LendingClub (LC), Cipher Mining (CIFR), Grupo Supervielle (SUPV), Merchants Bancorp (MBIN), and Columbia Financial (CLBK). These companies are all part of the "banking" industry.

Alerus Financial vs.

Alerus Financial (NASDAQ:ALRS) and Inter & Co, Inc. (NASDAQ:INTR) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, community ranking, dividends, risk, profitability, analyst recommendations, media sentiment and institutional ownership.

Inter & Co, Inc. has higher revenue and earnings than Alerus Financial. Inter & Co, Inc. is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Alerus Financial$269.76M1.84$11.70M$0.16122.63
Inter & Co, Inc.$1.22B1.68$60.56M$0.3513.51

In the previous week, Alerus Financial had 3 more articles in the media than Inter & Co, Inc.. MarketBeat recorded 7 mentions for Alerus Financial and 4 mentions for Inter & Co, Inc.. Inter & Co, Inc.'s average media sentiment score of 0.49 beat Alerus Financial's score of 0.10 indicating that Inter & Co, Inc. is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Alerus Financial
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Inter & Co, Inc.
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

51.3% of Alerus Financial shares are held by institutional investors. Comparatively, 22.9% of Inter & Co, Inc. shares are held by institutional investors. 6.1% of Alerus Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Alerus Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.1%. Inter & Co, Inc. pays an annual dividend of $0.03 per share and has a dividend yield of 0.6%. Alerus Financial pays out 500.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Inter & Co, Inc. pays out 8.6% of its earnings in the form of a dividend. Alerus Financial has increased its dividend for 21 consecutive years. Alerus Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Alerus Financial currently has a consensus price target of $22.80, indicating a potential upside of 16.21%. Inter & Co, Inc. has a consensus price target of $7.30, indicating a potential upside of 54.33%. Given Inter & Co, Inc.'s stronger consensus rating and higher possible upside, analysts plainly believe Inter & Co, Inc. is more favorable than Alerus Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Alerus Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Inter & Co, Inc.
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
3.00

Inter & Co, Inc. received 1 more outperform votes than Alerus Financial when rated by MarketBeat users. Likewise, 55.00% of users gave Inter & Co, Inc. an outperform vote while only 23.26% of users gave Alerus Financial an outperform vote.

CompanyUnderperformOutperform
Alerus FinancialOutperform Votes
10
23.26%
Underperform Votes
33
76.74%
Inter & Co, Inc.Outperform Votes
11
55.00%
Underperform Votes
9
45.00%

Alerus Financial has a beta of 0.71, meaning that its stock price is 29% less volatile than the S&P 500. Comparatively, Inter & Co, Inc. has a beta of 1.29, meaning that its stock price is 29% more volatile than the S&P 500.

Inter & Co, Inc. has a net margin of 10.37% compared to Alerus Financial's net margin of 1.01%. Inter & Co, Inc.'s return on equity of 9.29% beat Alerus Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Alerus Financial1.01% 6.02% 0.54%
Inter & Co, Inc. 10.37%9.29%1.20%

Summary

Inter & Co, Inc. beats Alerus Financial on 14 of the 21 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ALRS vs. The Competition

MetricAlerus FinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$468.75M$21.77B$11.27B$8.95B
Dividend Yield4.32%3.42%5.85%4.04%
P/E Ratio122.6327.3625.0817.34
Price / Sales1.842.2428.5078.66
Price / Cash8.779.9417.2735.97
Price / Book1.051.282.654.79
Net Income$11.70M$2.22B$1.04B$225.00M
7 Day Performance6.05%4.94%3.08%1.52%
1 Month Performance-3.02%1.76%1.18%4.68%
1 Year Performance-6.08%20.54%15.79%20.89%

Alerus Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ALRS
Alerus Financial
4.5272 of 5 stars
$19.62
+1.2%
$22.80
+16.2%
-5.3%$468.75M$269.76M122.63840Upcoming Earnings
Analyst Forecast
Short Interest ↑
News Coverage
High Trading Volume
INTR
Inter & Co, Inc.
3.9344 of 5 stars
$4.33
+1.6%
$7.30
+68.6%
+4.2%$1.88B$5.87B12.373,235Short Interest ↑
News Coverage
FINV
FinVolution Group
2.8722 of 5 stars
$6.76
+0.3%
N/A+52.6%$1.79B$12.89B5.834,260Short Interest ↑
News Coverage
NTB
Bank of N.T. Butterfield & Son
2.1949 of 5 stars
$35.46
+0.9%
$39.60
+11.7%
+25.4%$1.78B$576.38M7.901,340News Coverage
Positive News
CASH
Pathward Financial
3.2833 of 5 stars
$72.83
+0.9%
$92.00
+26.3%
+54.4%$1.76B$604.96M10.981,244Positive News
LOB
Live Oak Bancshares
3.5929 of 5 stars
$37.31
+1.5%
$45.50
+22.0%
+2.6%$1.69B$469.13M23.47960
LC
LendingClub
4.3001 of 5 stars
$14.99
+0.3%
$16.63
+10.9%
+112.7%$1.68B$755.42M32.591,580Short Interest ↑
CIFR
Cipher Mining
3.0549 of 5 stars
$4.82
-3.2%
$8.25
+71.2%
+93.9%$1.68B$152.47M-37.0710Short Interest ↑
Gap Up
SUPV
Grupo Supervielle
2.7437 of 5 stars
$17.88
-6.7%
$13.67
-23.6%
+346.2%$1.63B$538.17B24.833,663Short Interest ↓
News Coverage
MBIN
Merchants Bancorp
4.2769 of 5 stars
$35.35
+1.7%
$53.83
+52.3%
-3.5%$1.62B$632.02M5.85480Positive News
CLBK
Columbia Financial
1.0284 of 5 stars
$15.23
+2.0%
$17.00
+11.6%
-13.5%$1.59B$213.75M101.54750Upcoming Earnings
News Coverage

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This page (NASDAQ:ALRS) was last updated on 1/18/2025 by MarketBeat.com Staff
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