How have BAFN shares performed in 2024?

BayFirst Financial's stock was trading at $13.05 at the start of the year. Since then, BAFN shares have decreased by 9.4% and is now trading at $11.82. View the best growth stocks for 2024 here .

Are investors shorting BayFirst Financial?

BayFirst Financial saw a drop in short interest in June. As of June 15th, there was short interest totaling 4,800 shares, a drop of 74.7% from the May 31st total of 19,000 shares. Based on an average daily trading volume, of 8,000 shares, the days-to-cover ratio is currently 0.6 days. Approximately 0.2% of the company's stock are sold short. View BayFirst Financial's Short Interest .

When is BayFirst Financial's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Thursday, July 25th 2024. View our BAFN earnings forecast .

How can I listen to BayFirst Financial's earnings call?

BayFirst Financial will be holding an earnings conference call on Friday, July 26th at 9:00 AM Eastern. Interested parties can register for or listen to the call using this link .

How were BayFirst Financial's earnings last quarter?

BayFirst Financial Corp. (NASDAQ:BAFN) released its quarterly earnings data on Thursday, April, 25th. The company reported $0.12 earnings per share (EPS) for the quarter. The business earned $23.01 million during the quarter. BayFirst Financial had a net margin of 4.52% and a trailing twelve-month return on equity of 7.09%.

How often does BayFirst Financial pay dividends? What is the dividend yield for BayFirst Financial?

BayFirst Financial declared a quarterly dividend on Tuesday, April 23rd. Stockholders of record on Saturday, June 1st will be paid a dividend of $0.08 per share on Saturday, June 15th. This represents a $0.32 annualized dividend and a yield of 2.71%. The ex-dividend date of this dividend is Friday, May 31st. Read our dividend analysis for BAFN .

Is BayFirst Financial a good dividend stock?

BayFirst Financial (NASDAQ:BAFN) pays an annual dividend of $0.32 per share and currently has a dividend yield of 2.75%. The dividend payout ratio is 28.32%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for BAFN .

How do I buy shares of BayFirst Financial?

Shares of BAFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

NASDAQ:BAFN

BayFirst Financial (BAFN) Stock Price, News & Analysis

$11.82

+0.19 (+1.63%)

(As of 04:27 PM ET)

Compare

Today's Range: $11.64
▼
$11.91
50-Day Range: $11.14
▼
$12.90
52-Week Range: $8.88
▼
$15.00

Volume: 8,157 shs
Average Volume: 9,433 shs
Market Capitalization: $48.82 million

P/E Ratio: 10.46
Dividend Yield: 2.71%
Price Target: N/A

Get BayFirst Financial alerts:

BayFirst Financial MarketRank™ Stock Analysis

Analyst Rating: N/A
Upside/Downside: N/A
Short Interest: Healthy
0.15% of Float Sold Short
Dividend Strength: Weak
Based on Four Factors
Sustainability: N/A
News Sentiment: 0.96
Based on 3 Articles This Week
Insider Trading: Acquiring Shares
$8,225 Bought Last Quarter
Proj. Earnings Growth: N/A

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

3.35 out of 5 stars

Finance Sector

417th out of 865 stocks

State Commercial Banks Industry

102nd out of 177 stocks

N/A

Analyst's Opinion

Consensus Rating
There is not enough analysis data for BayFirst Financial.
Read more about BayFirst Financial's stock forecast and price target.

5.0

Short Interest

Percentage of Shares Shorted
0.15% of the float of BayFirst Financial has been sold short.
Short Interest Ratio / Days to Cover
BayFirst Financial has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in BayFirst Financial has recently decreased by 74.74%, indicating that investor sentiment is improving significantly.

1.7

Dividend Strength

Dividend Yield
BayFirst Financial pays a meaningful dividend of 2.75%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
BayFirst Financial does not have a long track record of dividend growth.
Dividend Coverage
The dividend payout ratio of BayFirst Financial is 28.32%. This payout ratio is at a healthy, sustainable level, below 75%.
Read more about BayFirst Financial's dividend.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for BAFN.

2.8

News and Social Media Coverage

News Sentiment
BayFirst Financial has a news sentiment score of 0.96. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.79 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 3 news articles for BayFirst Financial this week, compared to 0 articles on an average week.

2.5

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, BayFirst Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $8,225.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
19.15% of the stock of BayFirst Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
Only 16.88% of the stock of BayFirst Financial is held by institutions.
Read more about BayFirst Financial's insider trading history.

1.9

Earnings and Valuation

Price to Earnings Ratio vs. the Market
The P/E ratio of BayFirst Financial is 10.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 134.85.
Price to Earnings Ratio vs. Sector
The P/E ratio of BayFirst Financial is 10.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 56.67.
Price to Book Value per Share Ratio
BayFirst Financial has a P/B Ratio of 0.57. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.
Read more about BayFirst Financial's valuation and earnings.

See Top Rated MarketRank™ Stocks Here

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About BayFirst Financial Stock (NASDAQ:BAFN)

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. The company offers checking, savings, NOW, and money market deposit accounts, as well as certificates of deposit and individual retirement account; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers mobile and online banking, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depositor, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, Belleair Bluffs, and Bradenton, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in St. Petersburg, Florida.

BAFN Stock Price History

30 days | 90 days | 365 days | Advanced Chart

BAFN Stock News Headlines

June 28, 2024 | globenewswire.com

BayFirst Announces Second Quarter 2024 Conference Call and Webcast

May 5, 2024 | finance.yahoo.com

BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08

July 2, 2024 | Stansberry Research (Ad)

Obama’s DNC coup

As we approach the Democratic National Convention in August... many sense a Biden swap-out is looming. In fact, according to Tucker Carlson, in private even "Obama is telling people Biden can't win, and he is therefore in favor of an open convention."

April 25, 2024 | finance.yahoo.com

BayFirst Financial Corp. Reports First Quarter 2024 Results; Highlighted by Strong Loan and Deposit Growth with Higher Provision for Credit Losses

April 25, 2024 | msn.com

BayFirst Financial reports Q1 results

April 25, 2024 | globenewswire.com

BayFirst Financial Corp. Reports First Quarter 2024 Results; Highlighted by Strong Loan and Deposit Growth with Higher Provision for Credit Losses

March 28, 2024 | globenewswire.com

BayFirst Financial Corp. Announces First Quarter 2024 Conference Call and Webcast

February 24, 2024 | finance.yahoo.com

Four Days Left To Buy BayFirst Financial Corp. (NASDAQ:BAFN) Before The Ex-Dividend Date

July 2, 2024 | Stansberry Research (Ad)

Obama’s DNC coup

February 1, 2024 | msn.com

Lewis Hamilton 'set to join Ferrari from Mercedes' in shock switch for 2025

January 30, 2024 | msn.com

BayFirst Financial Corp Discusses Q4 Results on Call

January 28, 2024 | finance.yahoo.com

BayFirst Financial Full Year 2023 Earnings: EPS: US$1.21 (vs US$1.16 in FY 2022)

January 26, 2024 | bizjournals.com

Outgoing BayFirst CEO Tony Leo reflects on post-’08 rebirth and transformation

January 25, 2024 | finance.yahoo.com

BayFirst Financial Corp. Reports Fourth Quarter 2023 Results; Highlighted by Net Interest Margin Expansion and Strong SBA Loan Originations

January 4, 2024 | seekingalpha.com

BayFirst Financial appoints Zernick as CEO, Oliver as President, COO

January 2, 2024 | markets.businessinsider.com

BayFirst Financial Appoints Thomas Zernick As CEO

January 2, 2024 | finance.yahoo.com

BayFirst Financial Corp. Appoints Thomas G. Zernick as CEO and Names Robin Oliver as President, Effective January 1, 2024

December 12, 2023 | morningstar.com

BayFirst Financial Corp BAFN

November 29, 2023 | msn.com

BayFirst Financial goes ex-dividend tomorrow

November 26, 2023 | finance.yahoo.com

Is It Smart To Buy BayFirst Financial Corp. (NASDAQ:BAFN) Before It Goes Ex-Dividend?

November 20, 2023 | bizjournals.com

BayFirst leads local banks in SBA lending

October 26, 2023 | msn.com

BayFirst Financial GAAP EPS of $0.41, revenue of $23.07M

October 26, 2023 | finance.yahoo.com

BayFirst Financial Corp. Reports Third Quarter 2023 Results; Highlighted by Third Consecutive Quarter of Earnings Growth and Continued Core Loan and Deposit Growth

October 24, 2023 | bizjournals.com

BayFirst raises $3.8M with support from insiders, leadership

September 29, 2023 | finance.yahoo.com

BayFirst Announces Third Quarter 2023 Conference Call and Webcast

September 19, 2023 | wsj.com

BayFirst Financial Corp.

September 8, 2023 | bizjournals.com

How St. Pete became home to one of the nation’s largest SBA lenders

See More Headlines

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Company Calendar

Last Earnings: 4/25/2024
Ex-Dividend for 6/15 Dividend: 5/31/2024
Dividend Payable: 6/15/2024
Today: 7/02/2024
Next Earnings (Confirmed): 7/25/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Sector: Finance
Industry: State commercial banks
Sub-Industry: N/A
Current Symbol: NASDAQ:BAFN
CUSIP: N/A
CIK: 1649739
Web: www.firsthomebank.com
Phone: (727) 440-6848
Fax: N/A
Employees: 304
Year Founded: N/A

Profitability

EPS (Most Recent Fiscal Year): $1.13
Trailing P/E Ratio: 10.29
Forward P/E Ratio: N/A
P/E Growth: N/A
Net Income: $5.70 million
Net Margins: 4.52%
Pretax Margin: 6.30%
Return on Equity: 7.09%
Return on Assets: 0.53%

Debt

Debt-to-Equity Ratio: 0.27
Current Ratio: 0.98
Quick Ratio: 0.90

Sales & Book Value

Annual Sales: $118.27 million
Price / Sales: 0.41
Cash Flow: $3.25 per share
Price / Cash Flow: 3.58
Book Value: $20.67 per share
Price / Book: 0.56

Miscellaneous

Outstanding Shares: 4,130,000
Free Float: 3,343,000
Market Cap: $48.03 million
Optionable: Not Optionable
Beta: 0.41

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Key Executives

Mr. Thomas G. Zernick (Age 60)
CEO & Director
Comp: $541.39k
Ms. Robin L. Oliver (Age 47)
President & COO
Comp: $400.21k
Mr. John A. Macaluso
Executive VP & CTO
Mr. Thomas G. Quale
Executive VP, Market President & Chief Lending Officer
Mr. Lewis O. Benner Jr. (Age 62)
Executive VP & Chief Credit Officer
Ms. Brandi Nicole Jaber (Age 50)
President of Residential Mortgage Division
Comp: $479.58k

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

BAFN Stock Analysis - Frequently Asked Questions

How have BAFN shares performed in 2024?: BayFirst Financial's stock was trading at $13.05 at the start of the year. Since then, BAFN shares have decreased by 9.4% and is now trading at $11.82.
View the best growth stocks for 2024 here.
Are investors shorting BayFirst Financial?: BayFirst Financial saw a drop in short interest in June. As of June 15th, there was short interest totaling 4,800 shares, a drop of 74.7% from the May 31st total of 19,000 shares. Based on an average daily trading volume, of 8,000 shares, the days-to-cover ratio is currently 0.6 days. Approximately 0.2% of the company's stock are sold short.
View BayFirst Financial's Short Interest.
When is BayFirst Financial's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Thursday, July 25th 2024.
View our BAFN earnings forecast.
How can I listen to BayFirst Financial's earnings call?: BayFirst Financial will be holding an earnings conference call on Friday, July 26th at 9:00 AM Eastern. Interested parties can register for or listen to the call using this link.

How were BayFirst Financial's earnings last quarter?: BayFirst Financial Corp. (NASDAQ:BAFN) released its quarterly earnings data on Thursday, April, 25th. The company reported $0.12 earnings per share (EPS) for the quarter. The business earned $23.01 million during the quarter. BayFirst Financial had a net margin of 4.52% and a trailing twelve-month return on equity of 7.09%.
How often does BayFirst Financial pay dividends? What is the dividend yield for BayFirst Financial?: BayFirst Financial declared a quarterly dividend on Tuesday, April 23rd. Stockholders of record on Saturday, June 1st will be paid a dividend of $0.08 per share on Saturday, June 15th. This represents a $0.32 annualized dividend and a yield of 2.71%. The ex-dividend date of this dividend is Friday, May 31st.
Read our dividend analysis for BAFN.
Is BayFirst Financial a good dividend stock?: BayFirst Financial (NASDAQ:BAFN) pays an annual dividend of $0.32 per share and currently has a dividend yield of 2.75%. The dividend payout ratio is 28.32%. This payout ratio is at a healthy, sustainable level, below 75%.
Read our dividend analysis for BAFN.
How do I buy shares of BayFirst Financial?: Shares of BAFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.