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Southern California Bancorp (BCAL) Competitors

Southern California Bancorp logo
$16.74 +0.33 (+2.01%)
(As of 12/20/2024 05:15 PM ET)

BCAL vs. CASH, CHCO, FCF, NWBI, NBHC, NIC, SASR, HOPE, WABC, and DCOM

Should you be buying Southern California Bancorp stock or one of its competitors? The main competitors of Southern California Bancorp include Pathward Financial (CASH), City (CHCO), First Commonwealth Financial (FCF), Northwest Bancshares (NWBI), National Bank (NBHC), Nicolet Bankshares (NIC), Sandy Spring Bancorp (SASR), Hope Bancorp (HOPE), Westamerica Bancorporation (WABC), and Dime Community Bancshares (DCOM). These companies are all part of the "national commercial banks" industry.

Southern California Bancorp vs.

Southern California Bancorp (NASDAQ:BCAL) and Pathward Financial (NASDAQ:CASH) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, risk, valuation, profitability, earnings, media sentiment and community ranking.

Southern California Bancorp has a beta of 1.04, indicating that its stock price is 4% more volatile than the S&P 500. Comparatively, Pathward Financial has a beta of 0.69, indicating that its stock price is 31% less volatile than the S&P 500.

In the previous week, Southern California Bancorp had 1 more articles in the media than Pathward Financial. MarketBeat recorded 3 mentions for Southern California Bancorp and 2 mentions for Pathward Financial. Southern California Bancorp's average media sentiment score of 1.63 beat Pathward Financial's score of 1.26 indicating that Southern California Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Southern California Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Pathward Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Pathward Financial has higher revenue and earnings than Southern California Bancorp. Southern California Bancorp is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern California Bancorp$104.68M5.14$25.91M-$0.08-209.25
Pathward Financial$604.96M2.94$168.36M$6.6311.10

Pathward Financial has a net margin of 21.65% compared to Southern California Bancorp's net margin of -4.51%. Pathward Financial's return on equity of 21.86% beat Southern California Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Southern California Bancorp-4.51% 5.71% 0.69%
Pathward Financial 21.65%21.86%2.21%

Southern California Bancorp presently has a consensus price target of $19.00, suggesting a potential upside of 13.50%. Pathward Financial has a consensus price target of $86.00, suggesting a potential upside of 16.82%. Given Pathward Financial's higher possible upside, analysts clearly believe Pathward Financial is more favorable than Southern California Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern California Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Pathward Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

55.4% of Southern California Bancorp shares are held by institutional investors. Comparatively, 92.7% of Pathward Financial shares are held by institutional investors. 19.6% of Southern California Bancorp shares are held by company insiders. Comparatively, 0.7% of Pathward Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Pathward Financial received 330 more outperform votes than Southern California Bancorp when rated by MarketBeat users. However, 66.67% of users gave Southern California Bancorp an outperform vote while only 63.85% of users gave Pathward Financial an outperform vote.

CompanyUnderperformOutperform
Southern California BancorpOutperform Votes
2
66.67%
Underperform Votes
1
33.33%
Pathward FinancialOutperform Votes
332
63.85%
Underperform Votes
188
36.15%

Summary

Pathward Financial beats Southern California Bancorp on 10 of the 17 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BCAL vs. The Competition

MetricSouthern California BancorpNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$538.44M$21.43B$11.28B$9.08B
Dividend YieldN/A3.23%5.64%4.23%
P/E Ratio-209.2526.4926.6917.18
Price / Sales5.142.9436.16116.99
Price / Cash12.5711.0118.7137.86
Price / Book1.061.262.774.78
Net Income$25.91M$2.24B$1.04B$225.60M
7 Day Performance-4.94%-4.24%-2.89%-1.23%
1 Month Performance-4.94%-3.70%-2.90%3.36%
1 Year Performance-1.99%15.55%11.59%16.60%

Southern California Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCAL
Southern California Bancorp
2.9866 of 5 stars
$16.74
+2.0%
$19.00
+13.5%
-1.8%$538.44M$104.68M-209.25204Analyst Revision
Positive News
High Trading Volume
CASH
Pathward Financial
2.9186 of 5 stars
$82.19
+0.9%
$86.00
+4.6%
+40.2%$1.98B$604.96M12.341,244Positive News
CHCO
City
1.4334 of 5 stars
$128.90
+0.0%
$119.25
-7.5%
+9.7%$1.89B$341.89M16.54948Analyst Revision
News Coverage
Positive News
FCF
First Commonwealth Financial
2.4183 of 5 stars
$18.34
+0.3%
$17.70
-3.5%
+11.7%$1.87B$477.74M12.351,504News Coverage
NWBI
Northwest Bancshares
1.0745 of 5 stars
$14.39
+0.4%
$12.50
-13.1%
+8.1%$1.83B$502.26M18.892,165
NBHC
National Bank
4.057 of 5 stars
$46.18
-0.4%
$51.40
+11.3%
+15.5%$1.76B$405.51M14.351,274News Coverage
NIC
Nicolet Bankshares
2.8869 of 5 stars
$113.48
+1.2%
$112.00
-1.3%
+32.2%$1.73B$349.34M14.27948Positive News
SASR
Sandy Spring Bancorp
3.7119 of 5 stars
$36.34
-0.8%
$28.25
-22.3%
+29.7%$1.64B$704.60M19.271,112Analyst Forecast
Analyst Revision
HOPE
Hope Bancorp
4.5881 of 5 stars
$13.37
+0.3%
$12.50
-6.5%
+4.8%$1.61B$492.11M15.871,244Analyst Revision
WABC
Westamerica Bancorporation
3.1684 of 5 stars
$56.25
+0.6%
$57.00
+1.3%
-7.2%$1.50B$327.54M10.19590Positive News
DCOM
Dime Community Bancshares
3.0241 of 5 stars
$34.66
+1.0%
$34.20
-1.3%
+20.5%$1.36B$645.57M22.89820Dividend Announcement
Analyst Revision
News Coverage

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This page (NASDAQ:BCAL) was last updated on 12/21/2024 by MarketBeat.com Staff
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