Southern California Bancorp (BCAL) Competitors $16.74 +0.33 (+2.01%) (As of 12/20/2024 05:15 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends BCAL vs. CASH, CHCO, FCF, NWBI, NBHC, NIC, SASR, HOPE, WABC, and DCOMShould you be buying Southern California Bancorp stock or one of its competitors? The main competitors of Southern California Bancorp include Pathward Financial (CASH), City (CHCO), First Commonwealth Financial (FCF), Northwest Bancshares (NWBI), National Bank (NBHC), Nicolet Bankshares (NIC), Sandy Spring Bancorp (SASR), Hope Bancorp (HOPE), Westamerica Bancorporation (WABC), and Dime Community Bancshares (DCOM). These companies are all part of the "national commercial banks" industry. Southern California Bancorp vs. Pathward Financial City First Commonwealth Financial Northwest Bancshares National Bank Nicolet Bankshares Sandy Spring Bancorp Hope Bancorp Westamerica Bancorporation Dime Community Bancshares Southern California Bancorp (NASDAQ:BCAL) and Pathward Financial (NASDAQ:CASH) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, risk, valuation, profitability, earnings, media sentiment and community ranking. Which has more risk & volatility, BCAL or CASH? Southern California Bancorp has a beta of 1.04, indicating that its stock price is 4% more volatile than the S&P 500. Comparatively, Pathward Financial has a beta of 0.69, indicating that its stock price is 31% less volatile than the S&P 500. Does the media prefer BCAL or CASH? In the previous week, Southern California Bancorp had 1 more articles in the media than Pathward Financial. MarketBeat recorded 3 mentions for Southern California Bancorp and 2 mentions for Pathward Financial. Southern California Bancorp's average media sentiment score of 1.63 beat Pathward Financial's score of 1.26 indicating that Southern California Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Southern California Bancorp 3 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Pathward Financial 2 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has higher valuation & earnings, BCAL or CASH? Pathward Financial has higher revenue and earnings than Southern California Bancorp. Southern California Bancorp is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSouthern California Bancorp$104.68M5.14$25.91M-$0.08-209.25Pathward Financial$604.96M2.94$168.36M$6.6311.10 Is BCAL or CASH more profitable? Pathward Financial has a net margin of 21.65% compared to Southern California Bancorp's net margin of -4.51%. Pathward Financial's return on equity of 21.86% beat Southern California Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Southern California Bancorp-4.51% 5.71% 0.69% Pathward Financial 21.65%21.86%2.21% Do analysts rate BCAL or CASH? Southern California Bancorp presently has a consensus price target of $19.00, suggesting a potential upside of 13.50%. Pathward Financial has a consensus price target of $86.00, suggesting a potential upside of 16.82%. Given Pathward Financial's higher possible upside, analysts clearly believe Pathward Financial is more favorable than Southern California Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Southern California Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00Pathward Financial 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Do insiders and institutionals hold more shares of BCAL or CASH? 55.4% of Southern California Bancorp shares are held by institutional investors. Comparatively, 92.7% of Pathward Financial shares are held by institutional investors. 19.6% of Southern California Bancorp shares are held by company insiders. Comparatively, 0.7% of Pathward Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. Does the MarketBeat Community believe in BCAL or CASH? Pathward Financial received 330 more outperform votes than Southern California Bancorp when rated by MarketBeat users. However, 66.67% of users gave Southern California Bancorp an outperform vote while only 63.85% of users gave Pathward Financial an outperform vote. CompanyUnderperformOutperformSouthern California BancorpOutperform Votes266.67% Underperform Votes133.33% Pathward FinancialOutperform Votes33263.85% Underperform Votes18836.15% SummaryPathward Financial beats Southern California Bancorp on 10 of the 17 factors compared between the two stocks. Ad DTIWhy I'm telling friends to avoid gold stocksBack in November, gold made a tiny move of 1.6%. But according to my backtesting by using a special type of gold trade, I would have seen a 141% gain in just a week. It happened again in March. Gold nudged up 1.2%. This time? A 104% overnight gain. And in June? A 1% gold move turned into a 74% gain in two weeks. Granted, there would have been smaller wins and those that did not work out, but you see, there's a reason I'm telling all my friends to hold off from buying gold or regular gold stocks right now. There's a more lucrative way to play the gold market as we enter a new breakout period. It's all about catching what I call "Acceleration Cycles."And if you’d like to get your hands on this, here you go, the complete breakdown. Get Southern California Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for BCAL and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart BCAL vs. The Competition Export to ExcelMetricSouthern California BancorpNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$538.44M$21.43B$11.28B$9.08BDividend YieldN/A3.23%5.64%4.23%P/E Ratio-209.2526.4926.6917.18Price / Sales5.142.9436.16116.99Price / Cash12.5711.0118.7137.86Price / Book1.061.262.774.78Net Income$25.91M$2.24B$1.04B$225.60M7 Day Performance-4.94%-4.24%-2.89%-1.23%1 Month Performance-4.94%-3.70%-2.90%3.36%1 Year Performance-1.99%15.55%11.59%16.60% Southern California Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)BCALSouthern California Bancorp2.9866 of 5 stars$16.74+2.0%$19.00+13.5%-1.8%$538.44M$104.68M-209.25204Analyst RevisionPositive NewsHigh Trading VolumeCASHPathward Financial2.9186 of 5 stars$82.19+0.9%$86.00+4.6%+40.2%$1.98B$604.96M12.341,244Positive NewsCHCOCity1.4334 of 5 stars$128.90+0.0%$119.25-7.5%+9.7%$1.89B$341.89M16.54948Analyst RevisionNews CoveragePositive NewsFCFFirst Commonwealth Financial2.4183 of 5 stars$18.34+0.3%$17.70-3.5%+11.7%$1.87B$477.74M12.351,504News CoverageNWBINorthwest Bancshares1.0745 of 5 stars$14.39+0.4%$12.50-13.1%+8.1%$1.83B$502.26M18.892,165NBHCNational Bank4.057 of 5 stars$46.18-0.4%$51.40+11.3%+15.5%$1.76B$405.51M14.351,274News CoverageNICNicolet Bankshares2.8869 of 5 stars$113.48+1.2%$112.00-1.3%+32.2%$1.73B$349.34M14.27948Positive NewsSASRSandy Spring Bancorp3.7119 of 5 stars$36.34-0.8%$28.25-22.3%+29.7%$1.64B$704.60M19.271,112Analyst ForecastAnalyst RevisionHOPEHope Bancorp4.5881 of 5 stars$13.37+0.3%$12.50-6.5%+4.8%$1.61B$492.11M15.871,244Analyst RevisionWABCWestamerica Bancorporation3.1684 of 5 stars$56.25+0.6%$57.00+1.3%-7.2%$1.50B$327.54M10.19590Positive NewsDCOMDime Community Bancshares3.0241 of 5 stars$34.66+1.0%$34.20-1.3%+20.5%$1.36B$645.57M22.89820Dividend AnnouncementAnalyst RevisionNews Coverage Related Companies and Tools Related Companies CASH Competitors CHCO Competitors FCF Competitors NWBI Competitors NBHC Competitors NIC Competitors SASR Competitors HOPE Competitors WABC Competitors DCOM Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:BCAL) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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