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Southern California Bancorp (BCAL) Competitors

Southern California Bancorp logo
$12.44 -0.53 (-4.11%)
As of 10:09 AM Eastern
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BCAL vs. NTB, LX, CASH, PWP, MBIN, NIC, CUBI, CLBK, TFIN, and IREN

Should you be buying Southern California Bancorp stock or one of its competitors? The main competitors of Southern California Bancorp include Bank of N.T. Butterfield & Son (NTB), LexinFintech (LX), Pathward Financial (CASH), Perella Weinberg Partners (PWP), Merchants Bancorp (MBIN), Nicolet Bankshares (NIC), Customers Bancorp (CUBI), Columbia Financial (CLBK), Triumph Financial (TFIN), and Iris Energy (IREN). These companies are all part of the "banking" industry.

Southern California Bancorp vs.

Bank of N.T. Butterfield & Son (NYSE:NTB) and Southern California Bancorp (NASDAQ:BCAL) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, institutional ownership, profitability, media sentiment, analyst recommendations, community ranking, earnings, valuation and risk.

Bank of N.T. Butterfield & Son has a net margin of 26.51% compared to Southern California Bancorp's net margin of 2.94%. Bank of N.T. Butterfield & Son's return on equity of 21.46% beat Southern California Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of N.T. Butterfield & Son26.51% 21.46% 1.56%
Southern California Bancorp 2.94%8.97%1.09%

In the previous week, Bank of N.T. Butterfield & Son and Bank of N.T. Butterfield & Son both had 3 articles in the media. Southern California Bancorp's average media sentiment score of 1.57 beat Bank of N.T. Butterfield & Son's score of 1.13 indicating that Southern California Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank of N.T. Butterfield & Son
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Southern California Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Bank of N.T. Butterfield & Son has higher revenue and earnings than Southern California Bancorp. Bank of N.T. Butterfield & Son is trading at a lower price-to-earnings ratio than Southern California Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of N.T. Butterfield & Son$581.98M2.96$216.30M$4.727.68
Southern California Bancorp$127.76M3.13$5.43M$0.1965.46

Bank of N.T. Butterfield & Son currently has a consensus target price of $40.80, indicating a potential upside of 12.57%. Southern California Bancorp has a consensus target price of $19.50, indicating a potential upside of 56.79%. Given Southern California Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Southern California Bancorp is more favorable than Bank of N.T. Butterfield & Son.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of N.T. Butterfield & Son
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80
Southern California Bancorp
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Bank of N.T. Butterfield & Son has a beta of 1.1, indicating that its share price is 10% more volatile than the S&P 500. Comparatively, Southern California Bancorp has a beta of 1.13, indicating that its share price is 13% more volatile than the S&P 500.

Bank of N.T. Butterfield & Son received 299 more outperform votes than Southern California Bancorp when rated by MarketBeat users. However, 75.00% of users gave Southern California Bancorp an outperform vote while only 63.98% of users gave Bank of N.T. Butterfield & Son an outperform vote.

CompanyUnderperformOutperform
Bank of N.T. Butterfield & SonOutperform Votes
302
63.98%
Underperform Votes
170
36.02%
Southern California BancorpOutperform Votes
3
75.00%
Underperform Votes
1
25.00%

62.7% of Bank of N.T. Butterfield & Son shares are held by institutional investors. Comparatively, 55.4% of Southern California Bancorp shares are held by institutional investors. 1.2% of Bank of N.T. Butterfield & Son shares are held by insiders. Comparatively, 19.6% of Southern California Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Bank of N.T. Butterfield & Son beats Southern California Bancorp on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BCAL vs. The Competition

MetricSouthern California BancorpNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$399.97M$19.80B$10.65B$7.28B
Dividend YieldN/A3.50%5.42%4.05%
P/E Ratio65.4511.3021.4917.61
Price / Sales3.132.6025.0286.64
Price / Cash11.1111.1617.6234.64
Price / Book0.791.052.623.86
Net Income$5.43M$2.17B$1.03B$247.18M
7 Day Performance-13.51%-7.65%-4.32%-6.27%
1 Month Performance-20.12%-9.79%495.17%-8.87%
1 Year Performance-14.29%8.47%531.65%-6.18%

Southern California Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCAL
Southern California Bancorp
2.6621 of 5 stars
$12.44
-4.1%
$19.50
+56.8%
-10.6%$399.97M$127.76M65.45204Analyst Revision
News Coverage
Positive News
NTB
Bank of N.T. Butterfield & Son
3.5425 of 5 stars
$39.46
+3.0%
$40.80
+3.4%
+18.2%$1.88B$581.98M8.361,340Positive News
Gap Down
LX
LexinFintech
3.0208 of 5 stars
$11.06
+2.7%
N/A+445.3%$1.82B$14.20B17.563,900High Trading Volume
CASH
Pathward Financial
4.0136 of 5 stars
$75.31
+1.6%
$90.50
+20.2%
+41.6%$1.80B$600.62M10.981,244Positive News
PWP
Perella Weinberg Partners
1.7321 of 5 stars
$20.58
+4.7%
$25.00
+21.5%
+15.3%$1.79B$878.04M-13.03600Analyst Forecast
Positive News
MBIN
Merchants Bancorp
3.8035 of 5 stars
$38.94
+1.9%
$51.50
+32.3%
-18.1%$1.79B$666.97M6.17480Analyst Forecast
News Coverage
Gap Down
NIC
Nicolet Bankshares
2.7696 of 5 stars
$112.95
+1.8%
$119.00
+5.4%
+28.5%$1.72B$349.12M14.07860Positive News
CUBI
Customers Bancorp
3.2463 of 5 stars
$52.91
+2.6%
$64.00
+21.0%
-10.6%$1.62B$687.50M10.41640Analyst Revision
Positive News
CLBK
Columbia Financial
0.8815 of 5 stars
$15.37
+2.4%
$17.00
+10.6%
-17.5%$1.61B$179.88M-128.08750News Coverage
Negative News
Gap Down
TFIN
Triumph Financial
2.0935 of 5 stars
$64.78
+5.2%
$79.00
+22.0%
-32.4%$1.52B$415.57M119.971,430Analyst Revision
News Coverage
Positive News
Gap Down
IREN
Iris Energy
4.3412 of 5 stars
$7.69
+7.6%
$20.40
+165.3%
+8.6%$1.44B$283.73M0.00100Positive News
Gap Down
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This page (NASDAQ:BCAL) was last updated on 4/4/2025 by MarketBeat.com Staff
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