Bank First (BFC) Stock Price, News & Analysis

Company Overview

Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. It offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. The company's loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. It also provides credit cards; ATM processing; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.

Key Stats

• Today's Range: $104.14 to $106.97
• 50-Day Range: $86.50 to $108.31
• 52-Week Range: $74.90 to $109.83
• Volume: 15,490 shs
• Average Volume: 20,460 shs
• Market Capitalization: $1.07 billion
• P/E Ratio: 13.12
• Dividend Yield: 1.69%
• Price Target: $102.00
• Consensus Rating: Hold

Bank First Stock Analysis - MarketRank™

Bank First scored higher than 20% of companies evaluated by MarketBeat, and ranked 861st out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Bank First has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Bank First has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.51%

Earnings Growth

Earnings for Bank First are expected to grow by 5.51% in the coming year, from $6.35 to $6.70 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank First is 13.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 125.81.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank First is 13.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 45.28.

Price to Book Value per Share Ratio

Bank First has a P/B Ratio of 1.70. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.82% of the outstanding shares of Bank First have been sold short.

Short Interest Ratio / Days to Cover

Bank First has a short interest ratio ("days to cover") of 9.7.

Change versus previous month

Short interest in Bank First has recently increased by 4.83%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Bank First pays a meaningful dividend of 1.56%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Bank First does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Bank First is 22.11%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Bank First will have a dividend payout ratio of 26.87% next year. This indicates that Bank First will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.82% of the outstanding shares of Bank First have been sold short.

Short Interest Ratio / Days to Cover

Bank First has a short interest ratio ("days to cover") of 9.7.

Change versus previous month

Short interest in Bank First has recently increased by 4.83%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bank First insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.10% of the stock of Bank First is held by insiders.

Percentage Held by Institutions

Only 29.95% of the stock of Bank First is held by institutions.

BFC Stock Analysis - Frequently Asked Questions

How have BFC shares performed this year?

Bank First's stock was trading at $86.66 at the beginning of 2024. Since then, BFC stock has increased by 23.2% and is now trading at $106.79.
View the best growth stocks for 2024 here.

How were Bank First's earnings last quarter?

Bank First Co. (NASDAQ:BFC) announced its quarterly earnings data on Tuesday, October, 15th. The company reported $1.65 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.54 by $0.11. The business had revenue of $58.93 million for the quarter, compared to analyst estimates of $39.60 million. Bank First had a trailing twelve-month return on equity of 10.10% and a net margin of 32.02%.

Who are Bank First's major shareholders?

Bank First's top institutional shareholders include State Street Corp (2.38%), Geode Capital Management LLC (2.22%), Bank of Montreal Can (1.04%) and Charles Schwab Investment Management Inc. (0.75%). Insiders that own company stock include Michael B Molepske, Kevin M Lemahieu, Mary Kay Bourbulas and Phillip R Maples.
View institutional ownership trends.

How do I buy shares of Bank First?

Shares of BFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Bank First own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bank First investors own include American Water Works (AWK), Waste Connections (WCN), Humana (HUM), The RMR Group (RMR), Voyager Therapeutics (VYGR), DiamondRock Hospitality (DRH) and AUO (AUOTY).

Company Calendar

• Ex-Dividend for 10/9 Dividend: 9/25/2024
• Dividend Payable: 10/09/2024
• Last Earnings: 10/15/2024
• Today: 11/22/2024
• Ex-Dividend for 1/6 Dividend: 12/23/2024
• Fiscal Year End: 12/31/2024
• Dividend Payable: 1/06/2025
• Next Earnings (Estimated): 1/21/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BFC
• CUSIP: N/A
• CIK: 1746109
• Web: www.bankfirstwi.bank
• Phone: (920) 652-3100
• Fax: N/A
• Employees: 361
• Year Founded: 1984

Price Target and Rating

• Average Stock Price Target: $102.00
• High Stock Price Target: $104.00
• Low Stock Price Target: $100.00
• Potential Upside/Downside: -4.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $8.14
• Trailing P/E Ratio: 13.12
• Forward P/E Ratio: 16.82
• P/E Growth: N/A
• Net Income: $74.51 million
• Net Margins: 32.02%
• Pretax Margin: 40.06%
• Return on Equity: 10.10%
• Return on Assets: 1.49%

Debt

• Debt-to-Equity Ratio: 0.02
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $240.60 million
• Price / Sales: 4.44
• Cash Flow: $6.76 per share
• Price / Cash Flow: 15.80
• Book Value: $62.81 per share
• Price / Book: 1.70

Miscellaneous

• Outstanding Shares: 10,010,000
• Free Float: 9,602,000
• Market Cap: $1.07 billion
• Optionable: Not Optionable
• Beta: 0.30