Bank First (BFC) Competitors

Bank First (NASDAQ:BFC) and Flagstar Financial (NYSE:FLG) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their community ranking, valuation, profitability, earnings, risk, analyst recommendations, institutional ownership, media sentiment and dividends.

Does the MarketBeat Community favor BFC or FLG?

Bank First received 12 more outperform votes than Flagstar Financial when rated by MarketBeat users. Likewise, 45.16% of users gave Bank First an outperform vote while only 33.33% of users gave Flagstar Financial an outperform vote.

Company	Underperform	Outperform
Bank First	Outperform Votes 14 45.16%	Underperform Votes 17 54.84%
Flagstar Financial	Outperform Votes 2 33.33%	Underperform Votes 4 66.67%

Which has stronger earnings & valuation, BFC or FLG?

Bank First has higher earnings, but lower revenue than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than Bank First, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank First	$226.09M	4.48	$65.56M	$6.50	15.57
Flagstar Financial	$8.20B	0.60	-$79M	-$4.36	-2.72

Do insiders & institutionals believe in BFC or FLG?

30.0% of Bank First shares are owned by institutional investors. Comparatively, 67.9% of Flagstar Financial shares are owned by institutional investors. 4.1% of Bank First shares are owned by company insiders. Comparatively, 6.4% of Flagstar Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Is BFC or FLG more profitable?

Bank First has a net margin of 29.00% compared to Flagstar Financial's net margin of -18.40%. Bank First's return on equity of 10.53% beat Flagstar Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank First	29.00%	10.53%	1.56%
Flagstar Financial	-18.40%	-11.35%	-0.78%

Do analysts prefer BFC or FLG?

Bank First currently has a consensus price target of $104.00, suggesting a potential upside of 2.79%. Flagstar Financial has a consensus price target of $12.90, suggesting a potential upside of 8.95%. Given Flagstar Financial's stronger consensus rating and higher probable upside, analysts plainly believe Flagstar Financial is more favorable than Bank First.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank First	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Flagstar Financial	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Is BFC or FLG a better dividend stock?

Bank First pays an annual dividend of $1.80 per share and has a dividend yield of 1.8%. Flagstar Financial pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. Bank First pays out 27.7% of its earnings in the form of a dividend. Flagstar Financial pays out -0.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk & volatility, BFC or FLG?

Bank First has a beta of 0.35, meaning that its share price is 65% less volatile than the S&P 500. Comparatively, Flagstar Financial has a beta of 1.09, meaning that its share price is 9% more volatile than the S&P 500.

Does the media favor BFC or FLG?

In the previous week, Flagstar Financial had 26 more articles in the media than Bank First. MarketBeat recorded 28 mentions for Flagstar Financial and 2 mentions for Bank First. Bank First's average media sentiment score of 1.44 beat Flagstar Financial's score of 0.39 indicating that Bank First is being referred to more favorably in the media.

Company	Overall Sentiment
Bank First	Positive
Flagstar Financial	Neutral

Summary

Bank First beats Flagstar Financial on 11 of the 20 factors compared between the two stocks.