BankFinancial (BFIN) Stock Price, News & Analysis

Company Overview

BankFinancial Corp. operates as a bank holding company. The firm's products include checking and savings account, debit and credit cards, cash management, deposits, loans, online banking and payment, automated teller machines, safe deposit boxes, wealth management and insurance services. The company was founded in 2004 and is headquartered in Burr Ridge, IL.

Key Stats

• Today's Range: $12.51 to $12.66
• 50-Day Range: $10.89 to $11.82
• 52-Week Range: $6.81 to $12.79
• Volume: 17,097 shs
• Average Volume: 12,053 shs
• Market Capitalization: $156.75 million
• P/E Ratio: 19.66
• Dividend Yield: 3.18%
• Price Target: N/A
• Consensus Rating: N/A

BankFinancial Stock Analysis - MarketRank™

BankFinancial scored higher than 36% of companies evaluated by MarketBeat, and ranked 750th out of 947 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for BankFinancial.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 2.99%

Earnings Growth

Earnings for BankFinancial are expected to grow by 2.99% in the coming year, from $0.67 to $0.69 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of BankFinancial is 19.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 112.50.

Price to Earnings Ratio vs. Sector

The P/E ratio of BankFinancial is 19.66, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.99.

Price to Book Value per Share Ratio

BankFinancial has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.24% of the float of BankFinancial has been sold short.

Short Interest Ratio / Days to Cover

BankFinancial has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BankFinancial has recently increased by 21.66%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

BankFinancial pays a meaningful dividend of 3.12%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

BankFinancial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of BankFinancial is 62.50%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, BankFinancial will have a dividend payout ratio of 57.97% next year. This indicates that BankFinancial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.24% of the float of BankFinancial has been sold short.

Short Interest Ratio / Days to Cover

BankFinancial has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BankFinancial has recently increased by 21.66%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 4 news articles for BankFinancial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, BankFinancial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 7.53% of the stock of BankFinancial is held by insiders.

Percentage Held by Institutions

74.94% of the stock of BankFinancial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BFIN Stock Analysis - Frequently Asked Questions

How were BankFinancial's earnings last quarter?

BankFinancial Co. (NASDAQ:BFIN) issued its quarterly earnings data on Tuesday, November, 5th. The bank reported $0.16 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.20 by $0.04. The bank had revenue of $18.37 million for the quarter, compared to analysts' expectations of $14.20 million. BankFinancial had a net margin of 10.60% and a trailing twelve-month return on equity of 5.04%.

Who are BankFinancial's major shareholders?

BankFinancial's top institutional investors include Geode Capital Management LLC (1.02%), Round Hill Asset Management (0.50%) and Cerity Partners LLC (0.50%).
View institutional ownership trends.

What other stocks do shareholders of BankFinancial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BankFinancial investors own include First Merchants (FRME), Pfizer (PFE), AbbVie (ABBV), M&T Bank (MTB), International Business Machines (IBM), Intel (INTC) and Walgreens Boots Alliance (WBA).

Company Calendar

• Last Earnings: 11/05/2024
• Ex-Dividend for 11/29 Dividend: 11/15/2024
• Dividend Payable: 11/29/2024
• Today: 12/27/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:BFIN
• CUSIP: 06643P10
• CIK: 1303942
• Web: www.bankfinancial.com
• Phone: (800) 894-6900
• Fax: 630-242-7840
• Employees: 209
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.64
• Trailing P/E Ratio: 19.66
• Forward P/E Ratio: 18.78
• P/E Growth: N/A
• Net Income: $9.39 million
• Net Margins: 10.60%
• Pretax Margin: 14.04%
• Return on Equity: 5.04%
• Return on Assets: 0.54%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.90
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $70.57 million
• Price / Sales: 2.22
• Cash Flow: $0.86 per share
• Price / Cash Flow: 14.71
• Book Value: $12.38 per share
• Price / Book: 1.02

Miscellaneous

• Outstanding Shares: 12,460,000
• Free Float: 11,523,000
• Market Cap: $156.75 million
• Optionable: Optionable
• Beta: 0.48