Brighthouse Financial, Inc. (NASDAQ:BHFAP) is an independent provider of retirement solutions and life insurance products in the United States. The company was established as a spin-off from MetLife in August 2017 and is headquartered in Charlotte, North Carolina. Since its formation, Brighthouse Financial has focused on serving individuals and families seeking income security and legacy planning through a range of insurance-based products.
The company’s core offerings include fixed and fixed indexed annuities designed to provide guaranteed income streams in retirement, along with a suite of life insurance policies such as term, universal, and whole life coverage. These products are distributed through a network of independent broker-dealers, registered investment advisors, and financial institution channels. By combining risk management features with competitive crediting rates, Brighthouse Financial aims to balance growth potential with capital preservation.
Brighthouse Financial operates exclusively in the U.S., with product design and customer service tailored to meet the regulatory and tax requirements of federal and state jurisdictions. The company leverages its in-house actuarial, investment management, and customer support teams to develop new offerings and enhance existing solutions. Its investment platform manages a diversified portfolio, with a focus on fixed income assets to support long-term policyholder obligations.
Leadership at Brighthouse Financial is headed by Chief Executive Officer Eric Steigerwalt, who has overseen the company’s evolution since its public debut. The management team emphasizes disciplined capital management, operational efficiency, and digital innovation to streamline policy administration and improve customer experience. As the retirement landscape continues to evolve, Brighthouse Financial remains committed to delivering stability and predictability for policyholders.
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