Burke & Herbert Financial Services (BHRB) Financials

$50.15 +1.07 (+2.18%)

Closing price 04:00 PM Eastern

Extended Trading

$50.23 +0.08 (+0.16%)

As of 04:05 PM Eastern

Annual Income Statements for Burke & Herbert Financial Services

This table shows Burke & Herbert Financial Services' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2021	2022	2023	2024
Net Income / (Loss) Attributable to Common Shareholders	36	44	23	35
Consolidated Net Income / (Loss)	36	44	23	36
Net Income / (Loss) Continuing Operations	36	44	23	36
Total Pre-Tax Income	40	52	25	40
Total Operating Income	42	44	23	63
Total Gross Profit	116	120	109	261
Total Revenue	118	120	149	265
Operating Revenue	114	118	145	259
Other Revenue	3.44	2.72	3.20	6.12
Total Cost of Revenue	1.74	0.00	39	3.75
Other Cost of Revenue	-1.00	0.00	-	3.75
Total Operating Expenses	74	76	86	198
Other Operating Expenses / (Income)	74	76	86	198
Total Other Income / (Expense), net	-1.27	7.84	2.22	-23
Interest Expense	1.47	0.06	0.09	0.11
Interest & Investment Income	0.21	0.44	2.30	4.68
Other Income / (Expense), net	-	7.47	0.00	-28
Income Tax Expense	4.28	8.29	2.37	4.19
Preferred Stock Dividends Declared	-	0.00	0.00	0.68
Basic Earnings per Share	$4.87	$5.93	$3.05	$2.83
Weighted Average Basic Shares Outstanding	-	-	7.44M	14.98M
Diluted Earnings per Share	$4.87	$5.89	$3.02	$2.82
Weighted Average Diluted Shares Outstanding	-	-	7.44M	14.98M
Weighted Average Basic & Diluted Shares Outstanding	-	-	7.44M	14.98M
Cash Dividends to Common per Share	$2.00	$2.12	$2.12	$2.14

This table shows Burke & Herbert Financial Services' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Net Income / (Loss) Attributable to Common Shareholders	11	-	7.52	6.03	4.06	5.08	5.21	-17	27	20
Consolidated Net Income / (Loss)	11	-	7.52	6.03	4.06	5.08	5.21	-17	28	20
Net Income / (Loss) Continuing Operations	11	-	7.52	6.03	4.06	5.08	5.21	-17	28	20
Total Pre-Tax Income	13	-	8.11	6.86	4.52	5.58	5.89	-19	33	20
Total Operating Income	15	-	12	6.19	3.99	0.93	9.18	2.01	34	18
Total Gross Profit	35	-	32	28	26	23	30	66	85	79
Total Revenue	33	-	38	27	38	45	43	70	124	27
Operating Revenue	33	-	38	26	37	44	42	69	123	25
Other Revenue	0.68	-	0.68	1.12	0.76	0.63	0.68	1.67	1.48	2.28
Total Cost of Revenue	-1.43	-	5.92	-0.10	12	22	12	3.81	40	-52
Other Cost of Revenue	-2.39	-	0.52	-0.10	0.24	-	-0.67	3.81	0.15	0.46
Total Operating Expenses	20	-	20	21	22	22	21	64	51	61
Other Operating Expenses / (Income)	20	-	20	21	22	22	21	64	51	61
Total Other Income / (Expense), net	-1.49	-	-3.85	0.66	0.53	4.86	-3.29	-21	-1.24	2.29
Interest Expense	1.63	-	4.15	0.02	0.03	-4.11	3.68	0.03	0.03	-3.63
Interest & Investment Income	0.14	-	0.31	0.99	0.56	0.44	0.40	0.91	1.59	1.79
Income Tax Expense	2.24	-	0.58	0.82	0.46	0.50	0.68	-2.15	5.20	0.47
Basic Earnings per Share	$1.50	-	$1.01	$0.81	$0.55	$0.68	$0.70	($1.41)	$1.83	$1.71
Weighted Average Basic Shares Outstanding	-	0.00	-	-	7.43M	7.44M	14.85M	14.94M	14.97M	14.98M
Diluted Earnings per Share	$1.49	-	$1.00	$0.80	$0.55	$0.67	$0.69	($1.41)	$1.82	$1.72
Weighted Average Diluted Shares Outstanding	-	0.00	-	-	7.43M	7.44M	14.85M	14.94M	14.97M	14.98M
Weighted Average Basic & Diluted Shares Outstanding	-	0.00	-	-	7.43M	7.44M	14.85M	14.94M	14.97M	14.98M

This table details how cash moves in and out of Burke & Herbert Financial Services' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2021	2022	2023	2024
Net Change in Cash & Equivalents	-151	-27	-5.80	91
Net Cash From Operating Activities	55	61	43	86
Net Cash From Continuing Operating Activities	55	61	43	86
Net Income / (Loss) Continuing Operations	36	44	23	36
Consolidated Net Income / (Loss)	36	44	23	36
Depreciation Expense	3.21	3.05	2.87	5.87
Amortization Expense	17	17	15	37
Non-Cash Adjustments To Reconcile Net Income	-0.52	-4.94	0.21	39
Changes in Operating Assets and Liabilities, net	-0.55	1.67	1.98	-31
Net Cash From Investing Activities	-384	-127	-43	124
Net Cash From Continuing Investing Activities	-384	-127	-43	124
Purchase of Property, Plant & Equipment	-1.08	-23	-14	-4.57
Acquisitions	-	0.00	0.00	53
Purchase of Investments	-672	-395	-53	-690
Sale of Property, Plant & Equipment	2.56	8.26	3.38	0.00
Sale and/or Maturity of Investments	197	432	220	671
Other Investing Activities, net	89	-150	-199	95
Net Cash From Financing Activities	178	39	-5.14	-119
Net Cash From Continuing Financing Activities	178	39	-5.14	-119
Repayment of Debt	50	68	-71	93
Payment of Dividends	-15	-16	-16	-29
Issuance of Common Equity	0.00	0.00	0.21	3.50
Other Financing Activities, net	143	-13	82	-186
Cash Interest Paid	1.43	4.32	46	17
Cash Income Taxes Paid	1.35	0.95	1.57	1.98

This table details how cash moves in and out of Burke & Herbert Financial Services' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Net Change in Cash & Equivalents	-	9.18	67	-36	-39	2.63	9.58	158	80	-156
Net Cash From Operating Activities	-	12	11	12	9.47	10	7.09	-19	21	77
Net Cash From Continuing Operating Activities	-	12	11	12	9.47	10	7.09	-19	21	77
Net Income / (Loss) Continuing Operations	-	13	7.52	6.03	4.06	5.08	5.21	-17	28	20
Consolidated Net Income / (Loss)	-	13	7.52	6.03	4.06	5.08	5.21	-17	28	20
Depreciation Expense	-	0.79	0.68	0.67	0.70	0.82	0.82	1.50	1.82	1.74
Amortization Expense	-	4.01	3.75	3.69	3.68	3.64	3.60	6.64	14	12
Non-Cash Adjustments To Reconcile Net Income	-	-4.72	-1.10	-0.28	2.25	-0.66	-2.31	69	-18	-10
Changes in Operating Assets and Liabilities, net	-	-1.03	0.07	1.82	-1.20	1.30	-0.23	-79	-4.87	54
Net Cash From Investing Activities	-	-42	-31	56	-75	6.92	-71	210	64	-79
Net Cash From Continuing Investing Activities	-	-42	-31	56	-75	6.92	-71	210	64	-79
Purchase of Property, Plant & Equipment	-	-1.11	-2.67	-1.70	-2.03	-7.86	-1.50	-1.02	-1.75	-0.29
Acquisitions	-	-	-	-	-	-	-	-	-	53
Purchase of Investments	-	-25	-15	-	-27	-11	-78	-436	-52	-124
Sale and/or Maturity of Investments	-	110	51	107	24	38	39	480	63	90
Other Investing Activities, net	-	-134	-65	-49	-70	-16	-29	168	55	-98
Net Cash From Financing Activities	-	39	87	-104	26	-14	73	-32	-4.95	-154
Net Cash From Continuing Financing Activities	-	39	87	-104	26	-14	73	-32	-4.95	-154
Repayment of Debt	-	100	-21	-157	27	80	80	27	32	-46
Payment of Dividends	-	-3.94	-3.94	-3.94	-3.94	-3.94	-3.94	-8.09	-8.15	-8.46
Issuance of Common Equity	-	-0.10	0.10	0.04	-	0.07	0.87	1.12	0.69	0.82
Other Financing Activities, net	-	-57	112	57	3.32	-91	-4.27	-52	-29	-101
Cash Interest Paid	-	2.28	3.95	4.46	-1.49	39	0.81	55	-37	-2.19
Cash Income Taxes Paid	-	0.40	0.00	0.28	0.17	1.13	0.63	0.15	-	1.20

This table presents Burke & Herbert Financial Services' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2022	2023	2024
Total Assets	3,563	3,618	7,812
Total Current Assets	9.12	44	36
Cash & Equivalents	9.12	44	36
Plant, Property, & Equipment, net	53	61	132
Total Noncurrent Assets	3,501	3,512	7,644
Noncurrent Note & Lease Receivables	-21	-25	-68
Goodwill	-	0.00	33
Intangible Assets	-	0.00	57
Other Noncurrent Operating Assets	3,522	3,537	7,622
Total Liabilities & Shareholders' Equity	3,563	3,618	7,812
Total Liabilities	3,289	3,303	7,082
Total Current Liabilities	2,920	3,002	6,515
Short-Term Debt	1,960	2,172	5,135
Customer Deposits	961	830	1,380
Total Noncurrent Liabilities	369	301	567
Long-Term Debt	-	0.00	112
Other Noncurrent Operating Liabilities	369	301	455
Commitments & Contingencies	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	273	315	730
Total Preferred & Common Equity	273	315	730
Preferred Stock	0.00	0.00	10
Total Common Equity	273	315	720
Common Stock	16	18	409
Retained Earnings	424	427	434
Accumulated Other Comprehensive Income / (Loss)	-139	-103	-96
Other Equity Adjustments	-28	-	-28

This table presents Burke & Herbert Financial Services' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2023	Q1 2024	Q2 2024	Q3 2024
Total Assets	3,585	3,696	7,810	7,865
Total Current Assets	9.06	9.15	35	45
Cash & Equivalents	9.06	9.15	35	45
Plant, Property, & Equipment, net	58	62	136	135
Total Noncurrent Assets	3,519	3,626	7,640	7,685
Noncurrent Note & Lease Receivables	-26	-25	-68	-68
Goodwill	-	-	33	33
Intangible Assets	-	-	66	62
Other Noncurrent Operating Assets	3,545	3,650	7,609	7,659
Total Liabilities & Shareholders' Equity	3,585	3,696	7,810	7,865
Total Liabilities	3,314	3,377	7,117	7,127
Total Current Liabilities	2,986	2,990	6,640	6,601
Short-Term Debt	2,132	2,167	5,243	5,209
Customer Deposits	853	823	1,397	1,392
Total Noncurrent Liabilities	329	387	477	526
Long-Term Debt	-	-	109	110
Other Noncurrent Operating Liabilities	329	387	368	416
Commitments & Contingencies	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	271	319	693	738
Total Preferred & Common Equity	271	319	693	738
Preferred Stock	0.00	0.00	10	10
Total Common Equity	271	319	683	728
Common Stock	18	19	407	408
Retained Earnings	427	429	403	423
Accumulated Other Comprehensive Income / (Loss)	-146	-101	-100	-76
Other Equity Adjustments	-28	-28	-	-28

This table displays calculated financial ratios and metrics derived from Burke & Herbert Financial Services' official financial filings.

Metric	2021	2022	2023	2024
Growth Metrics	-	-	-	-
Revenue Growth	0.00%	2.16%	23.49%	78.08%
EBITDA Growth	0.00%	17.35%	-43.69%	91.32%
EBIT Growth	0.00%	24.50%	-55.59%	53.21%
NOPAT Growth	0.00%	0.32%	-44.20%	170.97%
Net Income Growth	0.00%	21.70%	-48.44%	57.36%
EPS Growth	0.00%	20.94%	-48.73%	-6.62%
Operating Cash Flow Growth	0.00%	11.11%	-30.38%	101.84%
Free Cash Flow Firm Growth	0.00%	0.00%	91.00%	-1,648.83%
Invested Capital Growth	0.00%	0.00%	9.79%	143.34%
Revenue Q/Q Growth	0.00%	0.00%	0.00%	-10.63%
EBITDA Q/Q Growth	0.00%	0.00%	126.42%	-16.42%
EBIT Q/Q Growth	0.00%	0.00%	0.00%	-40.94%
NOPAT Q/Q Growth	0.00%	0.00%	0.00%	13.61%
Net Income Q/Q Growth	0.00%	0.00%	0.00%	70.09%
EPS Q/Q Growth	0.00%	0.00%	0.00%	59.32%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	-4.99%	349.40%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	3.51%
Invested Capital Q/Q Growth	0.00%	0.00%	2.00%	-1.17%
Profitability Metrics	-	-	-	-
Gross Margin	98.52%	100.00%	73.64%	98.59%
EBITDA Margin	52.23%	60.00%	27.36%	29.39%
Operating Margin	35.39%	36.92%	15.51%	23.87%
EBIT Margin	35.39%	43.13%	15.51%	13.34%
Profit (Net Income) Margin	30.68%	36.55%	15.26%	13.49%
Tax Burden Percent	89.42%	84.16%	90.55%	89.50%
Interest Burden Percent	96.97%	100.72%	108.68%	112.93%
Effective Tax Rate	10.58%	15.84%	9.45%	10.50%
Return on Invested Capital (ROIC)	0.00%	3.36%	0.90%	1.35%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	4.04%	0.98%	0.78%
Return on Net Nonoperating Assets (RNNOA)	0.00%	28.83%	6.82%	5.49%
Return on Equity (ROE)	0.00%	32.19%	7.72%	6.83%
Cash Return on Invested Capital (CROIC)	0.00%	-196.64%	-8.44%	-82.15%
Operating Return on Assets (OROA)	0.00%	1.46%	0.64%	0.62%
Return on Assets (ROA)	0.00%	1.24%	0.63%	0.62%
Return on Common Equity (ROCE)	0.00%	32.19%	7.72%	6.77%
Return on Equity Simple (ROE_SIMPLE)	0.00%	16.10%	7.21%	4.89%
Net Operating Profit after Tax (NOPAT)	37	37	21	57
NOPAT Margin	31.64%	31.07%	14.04%	21.37%
Net Nonoperating Expense Percent (NNEP)	0.00%	-0.68%	-0.09%	0.57%
Return On Investment Capital (ROIC_SIMPLE)	-	1.68%	0.84%	0.95%
Cost of Revenue to Revenue	1.48%	0.00%	26.36%	1.41%
SG&A Expenses to Revenue	0.00%	0.00%	0.00%	0.00%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	63.13%	63.08%	58.13%	74.71%
Earnings before Interest and Taxes (EBIT)	42	52	23	35
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	62	72	41	78
Valuation Ratios	-	-	-	-
Price to Book Value (P/BV)	0.00	0.00	1.42	1.29
Price to Tangible Book Value (P/TBV)	0.00	0.00	1.42	1.47
Price to Revenue (P/Rev)	0.00	0.00	3.00	3.49
Price to Earnings (P/E)	0.00	0.00	19.67	26.42
Dividend Yield	0.00%	0.00%	3.53%	3.46%
Earnings Yield	0.00%	0.00%	5.08%	3.79%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	1.05	1.03
Enterprise Value to Revenue (EV/Rev)	0.00	0.00	17.31	23.22
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	63.25	78.98
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	111.60	174.01
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	123.25	108.66
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	60.54	71.65
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-
Debt to Equity	0.00	7.17	6.90	7.19
Long-Term Debt to Equity	0.00	0.00	0.00	0.15
Financial Leverage	0.00	7.13	6.93	7.02
Leverage Ratio	0.00	13.03	12.21	10.94
Compound Leverage Factor	0.00	13.12	13.27	12.35
Debt to Total Capital	0.00%	87.75%	87.34%	87.78%
Short-Term Debt to Total Capital	0.00%	87.75%	87.34%	85.91%
Long-Term Debt to Total Capital	0.00%	0.00%	0.00%	1.87%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.17%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	0.00%	12.25%	12.66%	12.04%
Debt to EBITDA	0.00	27.13	53.38	67.41
Net Debt to EBITDA	0.00	27.00	52.28	66.96
Long-Term Debt to EBITDA	0.00	0.00	0.00	1.44
Debt to NOPAT	0.00	52.38	104.01	92.74
Net Debt to NOPAT	0.00	52.13	101.87	92.12
Long-Term Debt to NOPAT	0.00	0.00	0.00	1.98
Altman Z-Score	0.00	0.00	-0.67	-0.79
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	1.00%
Liquidity Ratios	-	-	-	-
Current Ratio	0.00	0.00	0.01	0.01
Quick Ratio	0.00	0.00	0.01	0.01
Cash Flow Metrics	-	-	-	-
Free Cash Flow to Firm (FCFF)	0.00	-2,187	-197	-3,443
Operating Cash Flow to CapEx	0.00%	412.13%	391.21%	1,878.67%
Free Cash Flow to Firm to Interest Expense	0.00	-34,708.28	-2,289.50	-31,021.59
Operating Cash Flow to Interest Expense	37.36	969.16	494.29	772.96
Operating Cash Flow Less CapEx to Interest Expense	38.36	734.00	367.94	731.82
Efficiency Ratios	-	-	-	-
Asset Turnover	0.00	0.03	0.04	0.05
Accounts Receivable Turnover	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	2.26	2.60	2.74
Accounts Payable Turnover	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	0.00	0.00	0.00	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-
Invested Capital	0.00	2,224	2,442	5,942
Invested Capital Turnover	0.00	0.11	0.06	0.06
Increase / (Decrease) in Invested Capital	0.00	2,224	218	3,500
Enterprise Value (EV)	0.00	0.00	2,573	6,147
Market Capitalization	0.00	0.00	446	925
Book Value per Share	$0.00	$0.00	$42.37	$48.09
Tangible Book Value per Share	$0.00	$0.00	$42.37	$42.07
Total Capital	0.00	2,233	2,486	5,977
Total Debt	0.00	1,960	2,172	5,247
Total Long-Term Debt	0.00	0.00	0.00	112
Net Debt	0.00	1,951	2,127	5,212
Capital Expenditures (CapEx)	-1.48	15	11	4.57
Debt-free, Cash-free Net Working Capital (DFCFNWC)	0.00	-961	-830	-1,380
Debt-free Net Working Capital (DFNWC)	0.00	-952	-786	-1,344
Net Working Capital (NWC)	0.00	-2,911	-2,957	-6,480
Net Nonoperating Expense (NNE)	1.13	-6.60	-1.81	21
Net Nonoperating Obligations (NNO)	0.00	1,951	2,127	5,212
Total Depreciation and Amortization (D&A)	20	20	18	43
Debt-free, Cash-free Net Working Capital to Revenue	0.00%	-797.88%	-558.42%	-521.14%
Debt-free Net Working Capital to Revenue	0.00%	-790.31%	-528.50%	-507.71%
Net Working Capital to Revenue	0.00%	-2,417.90%	-1,988.96%	-2,447.07%
Earnings Adjustments	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.00	$3.05	$2.83
Adjusted Weighted Average Basic Shares Outstanding	0.00	0.00	7.44M	14.98M
Adjusted Diluted Earnings per Share	$0.00	$0.00	$3.02	$2.82
Adjusted Weighted Average Diluted Shares Outstanding	0.00	0.00	7.44M	14.98M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	0.00	7.44M	14.98M
Normalized Net Operating Profit after Tax (NOPAT)	37	37	21	57
Normalized NOPAT Margin	31.64%	31.07%	14.04%	21.37%
Pre Tax Income Margin	34.31%	43.44%	16.85%	15.07%
Debt Service Ratios	-	-	-	-
EBIT to Interest Expense	28.35	824.21	268.13	318.28
NOPAT to Interest Expense	25.35	593.89	242.78	509.70
EBIT Less CapEx to Interest Expense	29.36	589.05	141.78	277.14
NOPAT Less CapEx to Interest Expense	26.36	358.73	116.43	468.56
Payout Ratios	-	-	-	-
Dividend Payout Ratio	41.12%	35.77%	69.39%	80.19%
Augmented Payout Ratio	41.12%	35.77%	69.39%	80.19%

This table displays calculated financial ratios and metrics derived from Burke & Herbert Financial Services' official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	0.00%	0.00%	0.00%	0.00%	13.59%	0.00%	11.43%	155.99%	228.25%	-39.10%
EBITDA Growth	0.00%	0.00%	0.00%	0.00%	-43.77%	12.16%	-17.02%	-215.33%	468.92%	487.17%
EBIT Growth	0.00%	0.00%	0.00%	0.00%	-73.19%	0.00%	-23.22%	-439.15%	684.37%	1,835.88%
NOPAT Growth	0.00%	0.00%	0.00%	0.00%	-71.10%	0.00%	-26.79%	-74.17%	701.45%	1,977.69%
Net Income Growth	0.00%	0.00%	0.00%	0.00%	-63.58%	0.00%	-30.73%	-380.39%	581.02%	289.78%
EPS Growth	0.00%	0.00%	0.00%	0.00%	-63.09%	0.00%	-31.00%	-276.25%	230.91%	156.72%
Operating Cash Flow Growth	0.00%	0.00%	0.00%	0.00%	0.00%	-18.00%	-35.12%	-262.20%	123.77%	655.66%
Free Cash Flow Firm Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-50.17%	-1,505.31%
Invested Capital Growth	0.00%	0.00%	0.00%	0.00%	0.00%	9.79%	0.00%	0.00%	151.14%	143.34%
Revenue Q/Q Growth	0.00%	0.00%	0.00%	-28.22%	38.18%	18.91%	-23.74%	64.90%	77.18%	-77.94%
EBITDA Q/Q Growth	0.00%	-67.70%	241.21%	-37.49%	-18.39%	-35.57%	-14.75%	-186.88%	502.57%	-33.50%
EBIT Q/Q Growth	0.00%	-100.00%	0.00%	-50.79%	-32.23%	-76.72%	-20.14%	-317.38%	256.72%	-42.54%
NOPAT Q/Q Growth	0.00%	-100.00%	0.00%	-50.86%	-34.38%	-76.38%	-22.38%	-82.67%	1,936.40%	-38.77%
Net Income Q/Q Growth	0.00%	0.00%	0.00%	-19.80%	-32.78%	25.20%	2.64%	-424.62%	263.26%	-28.34%
EPS Q/Q Growth	0.00%	0.00%	0.00%	-20.00%	-31.25%	21.82%	2.99%	-304.35%	229.08%	-5.49%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	-11.94%	9.26%	-20.67%	7.42%	-30.32%	-373.16%	209.45%	262.77%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	90.92%	-916.56%	-143.31%	40.25%	2.99%
Invested Capital Q/Q Growth	0.00%	0.00%	-100.00%	0.00%	0.00%	2.00%	0.00%	142.57%	0.04%	-1.17%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	104.30%	0.00%	84.53%	100.35%	69.64%	51.51%	71.22%	94.58%	68.20%	289.05%
EBITDA Margin	44.53%	0.00%	42.85%	37.32%	22.04%	11.94%	31.92%	-16.81%	38.20%	115.16%
Operating Margin	44.53%	0.00%	31.26%	22.56%	10.51%	2.06%	21.54%	2.86%	27.36%	65.42%
EBIT Margin	44.53%	0.00%	31.26%	21.43%	10.51%	2.06%	21.54%	-28.40%	25.12%	65.42%
Profit (Net Income) Margin	33.36%	0.00%	19.68%	21.99%	10.70%	11.26%	12.23%	-24.08%	22.19%	72.08%
Tax Burden Percent	83.25%	0.00%	92.80%	88.02%	89.73%	91.04%	88.49%	88.71%	84.16%	97.70%
Interest Burden Percent	89.98%	0.00%	67.83%	116.54%	113.40%	601.08%	64.18%	95.60%	104.98%	112.76%
Effective Tax Rate	16.75%	0.00%	7.20%	11.98%	10.27%	8.96%	11.51%	0.00%	15.84%	2.30%
Return on Invested Capital (ROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.12%	2.57%	0.14%	1.62%	4.04%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.33%	2.30%	-0.55%	1.60%	4.10%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	0.00%	0.00%	0.00%	2.27%	15.54%	-4.22%	11.70%	28.79%
Return on Equity (ROE)	0.00%	0.00%	0.00%	0.00%	0.00%	2.39%	18.11%	-4.08%	13.32%	32.82%
Cash Return on Invested Capital (CROIC)	0.00%	-98.32%	0.00%	0.00%	0.00%	-8.44%	-197.56%	-199.31%	-84.90%	-82.15%
Operating Return on Assets (OROA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.09%	1.95%	-1.53%	1.30%	3.03%
Return on Assets (ROA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.47%	1.10%	-1.29%	1.15%	3.34%
Return on Common Equity (ROCE)	0.00%	0.00%	0.00%	0.00%	0.00%	2.39%	18.11%	-4.01%	13.18%	32.50%
Return on Equity Simple (ROE_SIMPLE)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	6.38%	-0.37%	2.84%	0.00%
Net Operating Profit after Tax (NOPAT)	12	0.00	11	5.45	3.58	0.84	8.12	1.41	29	18
NOPAT Margin	37.07%	0.00%	29.01%	19.86%	9.43%	1.87%	19.06%	2.00%	23.03%	63.92%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	-0.05%	-0.21%	0.27%	0.69%	0.03%	-0.06%
Return On Investment Capital (ROIC_SIMPLE)	-	0.00%	-	-	-	0.03%	-	-	-	0.29%
Cost of Revenue to Revenue	-4.30%	0.00%	15.47%	-0.35%	30.36%	48.49%	28.78%	5.42%	31.80%	-189.05%
SG&A Expenses to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	59.77%	0.00%	53.26%	77.79%	59.13%	49.46%	49.68%	91.71%	40.83%	223.63%
Earnings before Interest and Taxes (EBIT)	15	0.00	12	5.88	3.99	0.93	9.18	-20	31	18
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	15	4.80	16	10	8.36	5.39	14	-12	48	32
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.00	0.00	0.00	0.00	0.00	1.42	1.28	1.10	1.25	1.29
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	1.42	1.28	1.28	1.44	1.47
Price to Revenue (P/Rev)	0.00	0.00	0.00	0.00	0.00	3.00	2.45	3.58	3.08	3.49
Price to Earnings (P/E)	0.00	0.00	0.00	0.00	0.00	19.67	20.06	0.00	44.37	26.42
Dividend Yield	0.00%	0.00%	0.00%	2.61%	4.76%	3.53%	3.86%	4.19%	3.48%	3.46%
Earnings Yield	0.00%	0.00%	0.00%	0.00%	0.00%	5.08%	4.99%	0.00%	2.25%	3.79%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.00	0.00	1.05	1.04	1.01	1.03	1.03
Enterprise Value to Revenue (EV/Rev)	0.00	0.00	0.00	0.00	0.00	17.31	15.38	28.98	20.91	23.22
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00	0.00	0.00	63.25	49.81	118.86	66.54	78.98
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	111.60	75.67	204.32	103.58	174.01
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	0.00	123.25	84.81	291.89	124.42	108.66
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00	0.00	0.00	60.54	66.38	824.60	324.54	71.65
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.00	7.17	0.00	0.00	7.87	6.90	6.79	7.72	7.21	7.19
Long-Term Debt to Equity	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.16	0.15	0.15
Financial Leverage	0.00	7.13	0.00	0.00	7.84	6.93	6.76	7.67	7.33	7.02
Leverage Ratio	0.00	13.03	0.00	0.00	13.24	12.21	11.58	11.27	11.35	10.94
Compound Leverage Factor	0.00	0.00	0.00	0.00	15.01	73.38	7.43	10.77	11.91	12.33
Debt to Total Capital	0.00%	87.75%	0.00%	0.00%	88.73%	87.34%	87.16%	88.53%	87.82%	87.78%
Short-Term Debt to Total Capital	0.00%	87.75%	0.00%	0.00%	88.73%	87.34%	87.16%	86.73%	85.99%	85.91%
Long-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.80%	1.82%	1.87%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.17%	0.17%	0.17%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	0.00%	12.25%	0.00%	0.00%	11.27%	12.66%	12.84%	11.29%	12.01%	12.04%
Debt to EBITDA	0.00	27.13	0.00	0.00	118.67	53.38	42.05	104.66	57.12	67.41
Net Debt to EBITDA	0.00	27.00	0.00	0.00	118.16	52.28	41.88	103.98	56.64	66.96
Long-Term Debt to EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.13	1.19	1.44
Debt to NOPAT	0.00	52.38	0.00	0.00	0.00	104.01	71.61	257.03	106.81	92.74
Net Debt to NOPAT	0.00	52.13	0.00	0.00	0.00	101.87	71.30	255.35	105.91	92.12
Long-Term Debt to NOPAT	0.00	0.00	0.00	0.00	0.00	0.00	0.00	5.24	2.22	1.98
Altman Z-Score	0.00	0.00	0.00	0.00	0.00	-0.69	-0.68	-0.86	-0.80	-0.80
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	1.50%	1.03%	1.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.00	0.00	0.00	0.00	0.00	0.01	0.00	0.01	0.01	0.01
Quick Ratio	0.00	0.00	0.00	0.00	0.00	0.01	0.00	0.01	0.01	0.01
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	0.00	0.00	0.00	0.00	-2,390	-217	-2,469	-6,008	-3,590	-3,482
Operating Cash Flow to CapEx	0.00%	1,117.75%	409.06%	703.89%	467.24%	129.52%	471.66%	-1,898.43%	1,211.03%	26,150.00%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	-85,371.86	0.00	-670.48	-214,580.40	-128,203.06	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	2.63	795.87	338.25	0.00	1.92	-691.57	756.89	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	1.99	682.80	265.86	0.00	1.52	-728.00	694.39	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.00	0.03	0.00	0.00	0.00	0.04	0.09	0.05	0.05	0.05
Accounts Receivable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	2.26	0.00	0.00	0.00	2.60	0.00	0.00	3.08	2.74
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	0.00	2,224	0.00	0.00	2,394	2,442	2,478	6,010	6,012	5,942
Invested Capital Turnover	0.00	0.05	0.00	0.00	0.00	0.06	0.13	0.07	0.07	0.06
Increase / (Decrease) in Invested Capital	0.00	0.00	0.00	0.00	2,394	218	2,478	6,010	3,618	3,500
Enterprise Value (EV)	0.00	0.00	0.00	0.00	0.00	2,573	2,567	6,077	6,196	6,147
Market Capitalization	0.00	0.00	0.00	0.00	0.00	446	409	750	911	925
Book Value per Share	$0.00	$0.00	$0.00	$0.00	$36.46	$42.37	$42.92	$45.98	$48.69	$48.09
Tangible Book Value per Share	$0.00	$0.00	$0.00	$0.00	$36.46	$42.37	$42.92	$39.33	$42.37	$42.07
Total Capital	0.00	2,233	0.00	0.00	2,403	2,486	2,487	6,045	6,057	5,977
Total Debt	0.00	1,960	0.00	0.00	2,132	2,172	2,167	5,352	5,319	5,247
Total Long-Term Debt	0.00	0.00	0.00	0.00	0.00	0.00	0.00	109	110	112
Net Debt	0.00	1,951	0.00	0.00	2,123	2,127	2,158	5,317	5,274	5,212
Capital Expenditures (CapEx)	0.00	1.11	2.67	1.70	2.03	7.86	1.50	1.02	1.75	0.29
Debt-free, Cash-free Net Working Capital (DFCFNWC)	0.00	-961	0.00	0.00	-853	-830	-823	-1,397	-1,392	-1,380
Debt-free Net Working Capital (DFNWC)	0.00	-952	0.00	0.00	-844	-786	-814	-1,362	-1,347	-1,344
Net Working Capital (NWC)	0.00	-2,911	0.00	0.00	-2,977	-2,957	-2,981	-6,604	-6,556	-6,480
Net Nonoperating Expense (NNE)	1.24	0.00	3.57	-0.58	-0.48	-4.23	2.91	18	1.04	-2.24
Net Nonoperating Obligations (NNO)	0.00	1,951	0.00	0.00	2,123	2,127	2,158	5,317	5,274	5,212
Total Depreciation and Amortization (D&A)	0.00	4.80	4.43	4.36	4.37	4.46	4.42	8.14	16	14
Debt-free, Cash-free Net Working Capital to Revenue	0.00%	-797.88%	0.00%	0.00%	0.00%	-558.42%	-492.93%	-666.13%	-469.87%	-521.14%
Debt-free Net Working Capital to Revenue	0.00%	-790.31%	0.00%	0.00%	0.00%	-528.50%	-487.44%	-649.40%	-454.71%	-507.71%
Net Working Capital to Revenue	0.00%	-2,417.90%	0.00%	0.00%	0.00%	-1,988.96%	-1,785.92%	-3,149.14%	-2,212.75%	-2,447.07%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.55	$0.68	$0.70	($1.41)	$1.83	$1.71
Adjusted Weighted Average Basic Shares Outstanding	0.00	0.00	0.00	0.00	7.43M	7.44M	14.85M	14.94M	14.97M	14.98M
Adjusted Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.55	$0.67	$0.69	($1.41)	$1.82	$1.72
Adjusted Weighted Average Diluted Shares Outstanding	0.00	0.00	0.00	0.00	7.43M	7.44M	14.85M	14.94M	14.97M	14.98M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	0.00	0.00	0.00	7.43M	7.44M	14.85M	14.94M	14.97M	14.98M
Normalized Net Operating Profit after Tax (NOPAT)	12	0.00	11	5.45	3.58	0.84	8.12	1.41	29	18
Normalized NOPAT Margin	37.07%	0.00%	29.01%	19.86%	9.43%	1.87%	19.06%	2.00%	23.03%	63.92%
Pre Tax Income Margin	40.07%	0.00%	21.21%	24.98%	11.92%	12.37%	13.83%	-27.15%	26.37%	73.77%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	9.11	0.00	2.88	392.13	142.36	0.00	2.49	-712.46	1,116.61	0.00
NOPAT to Interest Expense	7.59	0.00	2.67	363.36	127.74	0.00	2.20	50.28	1,023.80	0.00
EBIT Less CapEx to Interest Expense	9.11	0.00	2.24	279.07	69.96	0.00	2.08	-748.89	1,054.11	0.00
NOPAT Less CapEx to Interest Expense	7.59	0.00	2.03	250.29	55.35	0.00	1.80	13.85	961.30	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	35.77%	0.00%	0.00%	0.00%	69.39%	77.28%	-773.73%	114.88%	80.19%
Augmented Payout Ratio	0.00%	35.77%	0.00%	0.00%	0.00%	69.39%	77.28%	-773.73%	114.88%	80.19%

Frequently Asked Questions About Burke & Herbert Financial Services' Financials

When does Burke & Herbert Financial Services's fiscal year end?

According to the most recent income statement we have on file, Burke & Herbert Financial Services' financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Burke & Herbert Financial Services' net income changed over the last 3 years?

Burke & Herbert Financial Services' net income appears to be on a downward trend, with a most recent value of $35.71 million in 2024, falling from $36.17 million in 2021. The previous period was $22.69 million in 2023.

What is Burke & Herbert Financial Services's operating income?

Burke & Herbert Financial Services's total operating income in 2024 was $63.22 million, based on the following breakdown:

Total Gross Profit: $261.05 million
Total Operating Expenses: $197.83 million

How has Burke & Herbert Financial Services revenue changed over the last 3 years?

Over the last 3 years, Burke & Herbert Financial Services' total revenue changed from $117.87 million in 2021 to $264.79 million in 2024, a change of 124.7%.

How much debt does Burke & Herbert Financial Services have?

Burke & Herbert Financial Services' total liabilities were at $7.08 billion at the end of 2024, a 114.4% increase from 2023, and a 115.3% increase since 2022.

How much cash does Burke & Herbert Financial Services have?

In the past 2 years, Burke & Herbert Financial Services' cash and equivalents has ranged from $9.12 million in 2022 to $44.50 million in 2023, and is currently $35.55 million as of their latest financial filing in 2024.

How has Burke & Herbert Financial Services' book value per share changed over the last 3 years?

Over the last 3 years, Burke & Herbert Financial Services' book value per share changed from 0.00 in 2021 to 48.09 in 2024, a change of 4,808.6%.

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This page (NASDAQ:BHRB) was last updated on 4/15/2025 by MarketBeat.com Staff

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Burke & Herbert Financial Services (BHRB) Financials

Frequently Asked Questions About Burke & Herbert Financial Services' Financials

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Burke & Herbert Financial Services (BHRB) Financials

Annual Income Statements for Burke & Herbert Financial Services

Quarterly Income Statements for Burke & Herbert Financial Services

Annual Cash Flow Statements for Burke & Herbert Financial Services

Quarterly Cash Flow Statements for Burke & Herbert Financial Services

Annual Balance Sheets for Burke & Herbert Financial Services

Quarterly Balance Sheets for Burke & Herbert Financial Services

Annual Metrics and Ratios for Burke & Herbert Financial Services

Quarterly Metrics and Ratios for Burke & Herbert Financial Services

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