Bank of the James Financial Group (BOTJ) Competitors

First US Bancshares (NASDAQ:FUSB) and Bank of the James Financial Group (NASDAQ:BOTJ) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, profitability, dividends, valuation, community ranking, media sentiment, analyst recommendations and institutional ownership.

Does the MarketBeat Community prefer FUSB or BOTJ?

Bank of the James Financial Group received 4 more outperform votes than First US Bancshares when rated by MarketBeat users. Likewise, 62.50% of users gave Bank of the James Financial Group an outperform vote while only 57.14% of users gave First US Bancshares an outperform vote.

Company	Underperform	Outperform
First US Bancshares	Outperform Votes 76 57.14%	Underperform Votes 57 42.86%
Bank of the James Financial Group	Outperform Votes 80 62.50%	Underperform Votes 48 37.50%

Do insiders and institutionals believe in FUSB or BOTJ?

18.7% of First US Bancshares shares are owned by institutional investors. Comparatively, 18.5% of Bank of the James Financial Group shares are owned by institutional investors. 11.2% of First US Bancshares shares are owned by company insiders. Comparatively, 15.3% of Bank of the James Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Is FUSB or BOTJ more profitable?

Bank of the James Financial Group has a net margin of 14.46% compared to First US Bancshares' net margin of 14.25%. Bank of the James Financial Group's return on equity of 13.36% beat First US Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First US Bancshares	14.25%	9.31%	0.81%
Bank of the James Financial Group	14.46%	13.36%	0.85%

Is FUSB or BOTJ a better dividend stock?

First US Bancshares pays an annual dividend of $0.20 per share and has a dividend yield of 1.6%. Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 2.7%. First US Bancshares pays out 14.3% of its earnings in the form of a dividend. Bank of the James Financial Group pays out 21.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media favor FUSB or BOTJ?

In the previous week, First US Bancshares had 4 more articles in the media than Bank of the James Financial Group. MarketBeat recorded 5 mentions for First US Bancshares and 1 mentions for Bank of the James Financial Group. First US Bancshares' average media sentiment score of 0.52 beat Bank of the James Financial Group's score of 0.00 indicating that First US Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First US Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank of the James Financial Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more volatility and risk, FUSB or BOTJ?

First US Bancshares has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500. Comparatively, Bank of the James Financial Group has a beta of 0.76, meaning that its share price is 24% less volatile than the S&P 500.

Which has preferable valuation and earnings, FUSB or BOTJ?

Bank of the James Financial Group has higher revenue and earnings than First US Bancshares. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than First US Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First US Bancshares	$40.03M	1.81	$8.48M	$1.40	9.07
Bank of the James Financial Group	$52.23M	1.29	$8.70M	$1.84	8.02

Summary

Bank of the James Financial Group beats First US Bancshares on 10 of the 17 factors compared between the two stocks.