Bank of the James Financial Group (BOTJ) Competitors

First Bank (NASDAQ:FRBA) and Bank of the James Financial Group (NASDAQ:BOTJ) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, risk, earnings, analyst recommendations, institutional ownership, valuation, dividends, profitability and community ranking.

Which has higher earnings and valuation, FRBA or BOTJ?

First Bank has higher revenue and earnings than Bank of the James Financial Group. Bank of the James Financial Group is trading at a lower price-to-earnings ratio than First Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Bank	$124.08M	2.23	$20.90M	$1.59	8.88
Bank of the James Financial Group	$42.64M	1.70	$8.70M	$1.84	8.63

Does the media favor FRBA or BOTJ?

In the previous week, First Bank had 9 more articles in the media than Bank of the James Financial Group. MarketBeat recorded 12 mentions for First Bank and 3 mentions for Bank of the James Financial Group. Bank of the James Financial Group's average media sentiment score of 0.45 beat First Bank's score of 0.18 indicating that Bank of the James Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Bank	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral
Bank of the James Financial Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders & institutionals have more ownership in FRBA or BOTJ?

64.9% of First Bank shares are held by institutional investors. Comparatively, 18.5% of Bank of the James Financial Group shares are held by institutional investors. 13.1% of First Bank shares are held by company insiders. Comparatively, 15.3% of Bank of the James Financial Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Is FRBA or BOTJ a better dividend stock?

First Bank pays an annual dividend of $0.24 per share and has a dividend yield of 1.7%. Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 2.5%. First Bank pays out 15.1% of its earnings in the form of a dividend. Bank of the James Financial Group pays out 21.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts prefer FRBA or BOTJ?

First Bank currently has a consensus target price of $17.00, indicating a potential upside of 20.40%. Given First Bank's stronger consensus rating and higher probable upside, analysts clearly believe First Bank is more favorable than Bank of the James Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Bank	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Bank of the James Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the MarketBeat Community favor FRBA or BOTJ?

First Bank received 169 more outperform votes than Bank of the James Financial Group when rated by MarketBeat users. Likewise, 63.36% of users gave First Bank an outperform vote while only 62.50% of users gave Bank of the James Financial Group an outperform vote.

Company	Underperform	Outperform
First Bank	Outperform Votes 249 63.36%	Underperform Votes 144 36.64%
Bank of the James Financial Group	Outperform Votes 80 62.50%	Underperform Votes 48 37.50%

Which has more risk & volatility, FRBA or BOTJ?

First Bank has a beta of 0.94, meaning that its stock price is 6% less volatile than the S&P 500. Comparatively, Bank of the James Financial Group has a beta of 0.8, meaning that its stock price is 20% less volatile than the S&P 500.

Is FRBA or BOTJ more profitable?

First Bank has a net margin of 18.19% compared to Bank of the James Financial Group's net margin of 14.46%. Bank of the James Financial Group's return on equity of 13.36% beat First Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Bank	18.19%	11.80%	1.25%
Bank of the James Financial Group	14.46%	13.36%	0.85%

Summary

First Bank beats Bank of the James Financial Group on 15 of the 20 factors compared between the two stocks.