Bank of the James Financial Group (BOTJ) Competitors

Blue Ridge Bankshares (NASDAQ:BRBS) and Bank of the James Financial Group (NASDAQ:BOTJ) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, risk, earnings, profitability, community ranking, dividends, valuation and analyst recommendations.

Does the MarketBeat Community prefer BRBS or BOTJ?

Bank of the James Financial Group received 78 more outperform votes than Blue Ridge Bankshares when rated by MarketBeat users. Likewise, 62.50% of users gave Bank of the James Financial Group an outperform vote while only 25.00% of users gave Blue Ridge Bankshares an outperform vote.

Company	Underperform	Outperform
Blue Ridge Bankshares	Outperform Votes 2 25.00%	Underperform Votes 6 75.00%
Bank of the James Financial Group	Outperform Votes 80 62.50%	Underperform Votes 48 37.50%

Does the media prefer BRBS or BOTJ?

In the previous week, Bank of the James Financial Group had 3 more articles in the media than Blue Ridge Bankshares. MarketBeat recorded 6 mentions for Bank of the James Financial Group and 3 mentions for Blue Ridge Bankshares. Bank of the James Financial Group's average media sentiment score of 0.49 beat Blue Ridge Bankshares' score of 0.21 indicating that Bank of the James Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Blue Ridge Bankshares	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Bank of the James Financial Group	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders and institutionals believe in BRBS or BOTJ?

50.5% of Blue Ridge Bankshares shares are owned by institutional investors. Comparatively, 18.5% of Bank of the James Financial Group shares are owned by institutional investors. 4.9% of Blue Ridge Bankshares shares are owned by company insiders. Comparatively, 15.3% of Bank of the James Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Which has more risk and volatility, BRBS or BOTJ?

Blue Ridge Bankshares has a beta of 0.82, suggesting that its share price is 18% less volatile than the S&P 500. Comparatively, Bank of the James Financial Group has a beta of 0.79, suggesting that its share price is 21% less volatile than the S&P 500.

Is BRBS or BOTJ more profitable?

Bank of the James Financial Group has a net margin of 14.46% compared to Blue Ridge Bankshares' net margin of -10.60%. Bank of the James Financial Group's return on equity of 13.36% beat Blue Ridge Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Blue Ridge Bankshares	-10.60%	-7.44%	-0.63%
Bank of the James Financial Group	14.46%	13.36%	0.85%

Which has stronger valuation & earnings, BRBS or BOTJ?

Bank of the James Financial Group has lower revenue, but higher earnings than Blue Ridge Bankshares. Blue Ridge Bankshares is trading at a lower price-to-earnings ratio than Bank of the James Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Blue Ridge Bankshares	$197.54M	1.25	-$51.77M	-$0.91	-3.70
Bank of the James Financial Group	$52.23M	1.21	$8.70M	$1.84	7.51

Summary

Bank of the James Financial Group beats Blue Ridge Bankshares on 11 of the 15 factors compared between the two stocks.