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NASDAQ:BOTJ

Bank of the James Financial Group (BOTJ) Stock Price, News & Analysis

Bank of the James Financial Group logo
$12.06 +0.34 (+2.90%)
As of 01/14/2025 04:00 PM Eastern

About Bank of the James Financial Group Stock (NASDAQ:BOTJ)

Key Stats

Today's Range
$11.56
$13.12
50-Day Range
$11.72
$16.24
52-Week Range
$9.65
$17.05
Volume
75,703 shs
Average Volume
32,538 shs
Market Capitalization
$55.17 million
P/E Ratio
6.55
Dividend Yield
3.32%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also provides loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it offers other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company provides mortgage banking; investment advisory services; securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. The company was founded in 1999 and is headquartered in Lynchburg, Virginia.

Bank of the James Financial Group Stock Analysis - MarketRank™

See Top Rated MarketRank™ Stocks
47th Percentile Overall Score

BOTJ MarketRank™: 

Bank of the James Financial Group scored higher than 47% of companies evaluated by MarketBeat, and ranked 680th out of 966 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for Bank of the James Financial Group.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Bank of the James Financial Group is 6.55, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 110.18.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Bank of the James Financial Group is 6.55, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.63.

  • Price to Book Value per Share Ratio

    Bank of the James Financial Group has a P/B Ratio of 0.92. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    0.15% of the float of Bank of the James Financial Group has been sold short.
  • Short Interest Ratio / Days to Cover

    Bank of the James Financial Group has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Bank of the James Financial Group has recently increased by 20.41%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Bank of the James Financial Group pays a meaningful dividend of 2.96%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Bank of the James Financial Group does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Bank of the James Financial Group is 21.74%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about Bank of the James Financial Group's dividend.
  • Percentage of Shares Shorted

    0.15% of the float of Bank of the James Financial Group has been sold short.
  • Short Interest Ratio / Days to Cover

    Bank of the James Financial Group has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Bank of the James Financial Group has recently increased by 20.41%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Bank of the James Financial Group has a news sentiment score of 0.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.68 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Bank of the James Financial Group this week, compared to 1 article on an average week.
  • Search Interest

    1 people have searched for BOTJ on MarketBeat in the last 30 days.
  • MarketBeat Follows

    3 people have added Bank of the James Financial Group to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Bank of the James Financial Group insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    15.34% of the stock of Bank of the James Financial Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Only 18.50% of the stock of Bank of the James Financial Group is held by institutions.

  • Read more about Bank of the James Financial Group's insider trading history.
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BOTJ Stock News Headlines

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BOTJ Stock Analysis - Frequently Asked Questions

Bank of the James Financial Group's stock was trading at $15.87 at the beginning of the year. Since then, BOTJ stock has decreased by 24.0% and is now trading at $12.06.
View the best growth stocks for 2025 here
.

Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) posted its earnings results on Friday, October, 25th. The financial services provider reported $0.44 earnings per share for the quarter. The financial services provider had revenue of $11.33 million for the quarter. Bank of the James Financial Group had a net margin of 14.46% and a trailing twelve-month return on equity of 13.36%.

Shares of BOTJ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

Based on aggregate information from My MarketBeat watchlists, some other companies that Bank of the James Financial Group investors own include NVIDIA (NVDA), Broadcom (AVGO), Builders FirstSource (BLDR), Meta Platforms (META), Adobe (ADBE), Abercrombie & Fitch (ANF) and CrowdStrike (CRWD).

Company Calendar

Last Earnings
10/25/2024
Ex-Dividend for 12/6 Dividend
11/22/2024
Dividend Payable
12/06/2024
Today
1/15/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Sector
Finance
Industry
State commercial banks
Sub-Industry
Banking
Current Symbol
NASDAQ:BOTJ
Employees
160
Year Founded
N/A

Profitability

Net Income
$8.70 million
Pretax Margin
17.08%

Debt

Sales & Book Value

Annual Sales
$42.64 million
Cash Flow
$2.02 per share
Book Value
$13.12 per share

Miscellaneous

Free Float
3,873,000
Market Cap
$55.17 million
Optionable
Not Optionable
Beta
0.79

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This page (NASDAQ:BOTJ) was last updated on 1/15/2025 by MarketBeat.com Staff
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