Blue Ridge Bankshares (BRBS) Competitors

Blue Ridge Bankshares (NASDAQ:BRBS) and First Bancshares (NASDAQ:FBMS) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, community ranking, dividends, institutional ownership, valuation, analyst recommendations, media sentiment, profitability and earnings.

Does the MarketBeat Community prefer BRBS or FBMS?

First Bancshares received 231 more outperform votes than Blue Ridge Bankshares when rated by MarketBeat users. Likewise, 52.13% of users gave First Bancshares an outperform vote while only 25.00% of users gave Blue Ridge Bankshares an outperform vote.

Company	Underperform	Outperform
Blue Ridge Bankshares	Outperform Votes 2 25.00%	Underperform Votes 6 75.00%
First Bancshares	Outperform Votes 233 52.13%	Underperform Votes 214 47.87%

Which has better earnings & valuation, BRBS or FBMS?

First Bancshares has higher revenue and earnings than Blue Ridge Bankshares. Blue Ridge Bankshares is trading at a lower price-to-earnings ratio than First Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Blue Ridge Bankshares	$92.23M	2.97	-$15.39M	-$0.64	-4.88
First Bancshares	$276.99M	3.81	$77.19M	$2.44	13.83

Do analysts rate BRBS or FBMS?

First Bancshares has a consensus price target of $38.75, suggesting a potential upside of 14.81%. Given First Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe First Bancshares is more favorable than Blue Ridge Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Blue Ridge Bankshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First Bancshares	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Does the media favor BRBS or FBMS?

In the previous week, Blue Ridge Bankshares had 2 more articles in the media than First Bancshares. MarketBeat recorded 2 mentions for Blue Ridge Bankshares and 0 mentions for First Bancshares. First Bancshares' average media sentiment score of 1.79 beat Blue Ridge Bankshares' score of 1.69 indicating that First Bancshares is being referred to more favorably in the news media.

Company	Overall Sentiment
Blue Ridge Bankshares	Very Positive
First Bancshares	Very Positive

Is BRBS or FBMS a better dividend stock?

Blue Ridge Bankshares pays an annual dividend of $0.49 per share and has a dividend yield of 15.7%. First Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 3.0%. Blue Ridge Bankshares pays out -76.6% of its earnings in the form of a dividend. First Bancshares pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Blue Ridge Bankshares has increased its dividend for 10 consecutive years. Blue Ridge Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders & institutionals hold more shares of BRBS or FBMS?

50.5% of Blue Ridge Bankshares shares are held by institutional investors. Comparatively, 69.9% of First Bancshares shares are held by institutional investors. 4.9% of Blue Ridge Bankshares shares are held by company insiders. Comparatively, 3.5% of First Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has more risk & volatility, BRBS or FBMS?

Blue Ridge Bankshares has a beta of 0.82, suggesting that its share price is 18% less volatile than the S&P 500. Comparatively, First Bancshares has a beta of 0.92, suggesting that its share price is 8% less volatile than the S&P 500.

Is BRBS or FBMS more profitable?

First Bancshares has a net margin of 18.40% compared to Blue Ridge Bankshares' net margin of -8.84%. First Bancshares' return on equity of 8.29% beat Blue Ridge Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Blue Ridge Bankshares	-8.84%	-5.48%	-0.52%
First Bancshares	18.40%	8.29%	1.02%

Summary

First Bancshares beats Blue Ridge Bankshares on 16 of the 21 factors compared between the two stocks.