Sierra Bancorp (BSRR) Competitors

National Bank (NYSE:NBHC) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, media sentiment, earnings, dividends, community ranking, profitability, valuation and risk.

Does the MarketBeat Community favor NBHC or BSRR?

National Bank received 15 more outperform votes than Sierra Bancorp when rated by MarketBeat users. Likewise, 54.59% of users gave National Bank an outperform vote while only 49.78% of users gave Sierra Bancorp an outperform vote.

Company	Underperform	Outperform
National Bank	Outperform Votes 238 54.59%	Underperform Votes 198 45.41%
Sierra Bancorp	Outperform Votes 223 49.78%	Underperform Votes 225 50.22%

Do analysts rate NBHC or BSRR?

National Bank currently has a consensus price target of $51.40, indicating a potential upside of 16.10%. Sierra Bancorp has a consensus price target of $29.00, indicating a potential downside of 3.19%. Given National Bank's stronger consensus rating and higher possible upside, equities analysts plainly believe National Bank is more favorable than Sierra Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
National Bank	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.20
Sierra Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is NBHC or BSRR a better dividend stock?

National Bank pays an annual dividend of $1.16 per share and has a dividend yield of 2.6%. Sierra Bancorp pays an annual dividend of $0.96 per share and has a dividend yield of 3.2%. National Bank pays out 35.9% of its earnings in the form of a dividend. Sierra Bancorp pays out 38.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is NBHC or BSRR more profitable?

National Bank has a net margin of 20.52% compared to Sierra Bancorp's net margin of 17.91%. Sierra Bancorp's return on equity of 10.48% beat National Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
National Bank	20.52%	9.93%	1.24%
Sierra Bancorp	17.91%	10.48%	1.00%

Which has more volatility and risk, NBHC or BSRR?

National Bank has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500. Comparatively, Sierra Bancorp has a beta of 0.92, suggesting that its stock price is 8% less volatile than the S&P 500.

Does the media prefer NBHC or BSRR?

In the previous week, National Bank and National Bank both had 3 articles in the media. National Bank's average media sentiment score of 0.84 beat Sierra Bancorp's score of 0.82 indicating that National Bank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
National Bank	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Sierra Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals hold more shares of NBHC or BSRR?

92.7% of National Bank shares are held by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are held by institutional investors. 3.3% of National Bank shares are held by company insiders. Comparatively, 11.6% of Sierra Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has higher valuation and earnings, NBHC or BSRR?

National Bank has higher revenue and earnings than Sierra Bancorp. Sierra Bancorp is trading at a lower price-to-earnings ratio than National Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
National Bank	$559.33M	3.01	$142.05M	$3.23	13.71
Sierra Bancorp	$193.52M	2.23	$34.84M	$2.52	11.89

Summary

National Bank beats Sierra Bancorp on 15 of the 19 factors compared between the two stocks.