Sierra Bancorp (BSRR) Competitors

Sierra Bancorp (NASDAQ:BSRR) and National Bank (NYSE:NBHC) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends, earnings, risk and community ranking.

Which has more risk and volatility, BSRR or NBHC?

Sierra Bancorp has a beta of 0.92, meaning that its stock price is 8% less volatile than the S&P 500. Comparatively, National Bank has a beta of 0.84, meaning that its stock price is 16% less volatile than the S&P 500.

Is BSRR or NBHC a better dividend stock?

Sierra Bancorp pays an annual dividend of $0.96 per share and has a dividend yield of 3.3%. National Bank pays an annual dividend of $1.16 per share and has a dividend yield of 2.7%. Sierra Bancorp pays out 38.1% of its earnings in the form of a dividend. National Bank pays out 35.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts recommend BSRR or NBHC?

Sierra Bancorp currently has a consensus price target of $29.00, indicating a potential downside of 0.72%. National Bank has a consensus price target of $51.40, indicating a potential upside of 19.12%. Given National Bank's stronger consensus rating and higher possible upside, analysts clearly believe National Bank is more favorable than Sierra Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sierra Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
National Bank	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.20

Is BSRR or NBHC more profitable?

National Bank has a net margin of 20.52% compared to Sierra Bancorp's net margin of 17.91%. Sierra Bancorp's return on equity of 10.48% beat National Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sierra Bancorp	17.91%	10.48%	1.00%
National Bank	20.52%	9.93%	1.24%

Do insiders & institutionals have more ownership in BSRR or NBHC?

55.4% of Sierra Bancorp shares are owned by institutional investors. Comparatively, 92.7% of National Bank shares are owned by institutional investors. 11.9% of Sierra Bancorp shares are owned by company insiders. Comparatively, 3.1% of National Bank shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Does the MarketBeat Community favor BSRR or NBHC?

National Bank received 15 more outperform votes than Sierra Bancorp when rated by MarketBeat users. Likewise, 54.59% of users gave National Bank an outperform vote while only 49.78% of users gave Sierra Bancorp an outperform vote.

Company	Underperform	Outperform
Sierra Bancorp	Outperform Votes 223 49.78%	Underperform Votes 225 50.22%
National Bank	Outperform Votes 238 54.59%	Underperform Votes 198 45.41%

Does the media prefer BSRR or NBHC?

In the previous week, National Bank had 6 more articles in the media than Sierra Bancorp. MarketBeat recorded 7 mentions for National Bank and 1 mentions for Sierra Bancorp. Sierra Bancorp's average media sentiment score of 1.44 beat National Bank's score of 0.32 indicating that Sierra Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sierra Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
National Bank	3 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has higher valuation & earnings, BSRR or NBHC?

National Bank has higher revenue and earnings than Sierra Bancorp. Sierra Bancorp is trading at a lower price-to-earnings ratio than National Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sierra Bancorp	$125.24M	3.36	$34.84M	$2.52	11.59
National Bank	$405.51M	4.05	$142.05M	$3.23	13.36

Summary

National Bank beats Sierra Bancorp on 15 of the 20 factors compared between the two stocks.