BV Financial (BVFL) Stock Price, News & Analysis

Company Overview

BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. The company offers ATM, overdraft, safe deposit, bill pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland.

Key Stats

• Today's Range: $15.86 to $15.96
• 50-Day Range: $14.36 to $15.95
• 52-Week Range: $10.14 to $16.16
• Volume: 37,991 shs
• Average Volume: 18,868 shs
• Market Capitalization: $181.67 million
• P/E Ratio: 13.40
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

BV Financial Stock Analysis - MarketRank™

BV Financial scored higher than 32% of companies evaluated by MarketBeat, and ranked 864th out of 958 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for BV Financial.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of BV Financial is 13.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 123.56.

Price to Earnings Ratio vs. Sector

The P/E ratio of BV Financial is 13.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.79.

Price to Book Value per Share Ratio

BV Financial has a P/B Ratio of 0.91. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.58% of the float of BV Financial has been sold short.

Short Interest Ratio / Days to Cover

BV Financial has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BV Financial has recently increased by 17.12%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

BV Financial does not currently pay a dividend.

Dividend Growth

BV Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.58% of the float of BV Financial has been sold short.

Short Interest Ratio / Days to Cover

BV Financial has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BV Financial has recently increased by 17.12%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.94

News Sentiment

BV Financial has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for BV Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, BV Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 7.76% of the stock of BV Financial is held by insiders.

Percentage Held by Institutions

42.65% of the stock of BV Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BVFL Stock Analysis - Frequently Asked Questions

How have BVFL shares performed this year?

BV Financial's stock was trading at $14.18 at the beginning of 2024. Since then, BVFL stock has increased by 12.5% and is now trading at $15.95.
View the best growth stocks for 2024 here.

How were BV Financial's earnings last quarter?

BV Financial, Inc. (NASDAQ:BVFL) announced its earnings results on Monday, October, 21st. The company reported $0.35 earnings per share for the quarter. The firm earned $10 million during the quarter. BV Financial had a trailing twelve-month return on equity of 6.33% and a net margin of 26.18%.

When did BV Financial IPO?

BV Financial (BVFL) raised $98 million in an IPO on Tuesday, August 1st 2023. The company issued 9,798,980 shares at $10.00 per share.

Who are BV Financial's major shareholders?

Top institutional shareholders of BV Financial include Fourthstone LLC (4.98%), Courier Capital LLC (0.22%) and Barclays PLC (0.03%).

How do I buy shares of BV Financial?

Shares of BVFL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of BV Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BV Financial investors own include AutoZone (AZO), Intel (INTC), TJX Companies (TJX), Abacus Health Products (ABAHF), Avino Silver & Gold Mines (ASM), Avino Silver & Gold Mines (ASM) and Bank of America (BAC).

Company Calendar

• Last Earnings: 10/21/2024
• Today: 11/16/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/27/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BVFL
• CUSIP: N/A
• CIK: 1302387
• Web: www.bayvanguard.com
• Phone: 410-477-5000
• Fax: 410-477-1020
• Employees: 112
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.19
• Trailing P/E Ratio: 13.40
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $13.71 million
• Net Margins: 26.18%
• Pretax Margin: 35.87%
• Return on Equity: 6.33%
• Return on Assets: 1.43%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.23
• Quick Ratio: 1.23

Sales & Book Value

• Annual Sales: $47.18 million
• Price / Sales: 3.85
• Cash Flow: $1.26 per share
• Price / Cash Flow: 12.63
• Book Value: $17.50 per share
• Price / Book: 0.91

Miscellaneous

• Outstanding Shares: 11,390,000
• Free Float: 10,504,000
• Market Cap: $181.67 million
• Optionable: Not Optionable
• Beta: 0.65