BV Financial (BVFL) Competitors

Esquire Financial (NASDAQ:ESQ) and BV Financial (NASDAQ:BVFL) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, dividends, media sentiment, analyst recommendations, profitability, community ranking, institutional ownership and valuation.

Is ESQ or BVFL more profitable?

Esquire Financial has a net margin of 31.58% compared to BV Financial's net margin of 23.83%. Esquire Financial's return on equity of 19.93% beat BV Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Esquire Financial	31.58%	19.93%	2.54%
BV Financial	23.83%	6.09%	1.40%

Does the MarketBeat Community believe in ESQ or BVFL?

Esquire Financial received 196 more outperform votes than BV Financial when rated by MarketBeat users.

Company	Underperform	Outperform
Esquire Financial	Outperform Votes 196 57.48%	Underperform Votes 145 42.52%
BV Financial	N/A	N/A

Does the media prefer ESQ or BVFL?

In the previous week, BV Financial had 2 more articles in the media than Esquire Financial. MarketBeat recorded 3 mentions for BV Financial and 1 mentions for Esquire Financial. Esquire Financial's average media sentiment score of 1.95 beat BV Financial's score of 0.00 indicating that Esquire Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Esquire Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
BV Financial	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders & institutionals believe in ESQ or BVFL?

54.7% of Esquire Financial shares are owned by institutional investors. Comparatively, 42.7% of BV Financial shares are owned by institutional investors. 18.9% of Esquire Financial shares are owned by company insiders. Comparatively, 7.8% of BV Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has preferable earnings & valuation, ESQ or BVFL?

Esquire Financial has higher revenue and earnings than BV Financial. BV Financial is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Esquire Financial	$138.27M	4.75	$43.66M	$5.16	15.30
BV Financial	$49.20M	3.56	$11.72M	$1.09	13.86

Which has more risk and volatility, ESQ or BVFL?

Esquire Financial has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500. Comparatively, BV Financial has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500.

Do analysts recommend ESQ or BVFL?

Esquire Financial currently has a consensus price target of $88.00, indicating a potential upside of 11.43%. Given Esquire Financial's stronger consensus rating and higher possible upside, research analysts plainly believe Esquire Financial is more favorable than BV Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Esquire Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
BV Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

Esquire Financial beats BV Financial on 16 of the 17 factors compared between the two stocks.