Colony Bankcorp (CBAN) Stock Price, News & Analysis

Company Overview

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.

Key Stats

• Today's Range: $16.90 to $17.08
• 50-Day Range: $15.89 to $17.83
• 52-Week Range: $13.99 to $18.49
• Volume: 35,793 shs
• Average Volume: 65,071 shs
• Market Capitalization: $296.54 million
• P/E Ratio: 12.58
• Dividend Yield: 2.71%
• Price Target: $21.00
• Consensus Rating: Buy

Colony Bankcorp Stock Analysis - MarketRank™

Colony Bankcorp scored higher than 69% of companies evaluated by MarketBeat, and ranked 462nd out of 928 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Colony Bankcorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Colony Bankcorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.11%

Earnings Growth

Earnings for Colony Bankcorp are expected to grow by 11.11% in the coming year, from $1.71 to $1.90 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Colony Bankcorp is 12.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.50.

Price to Earnings Ratio vs. Sector

The P/E ratio of Colony Bankcorp is 12.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.93.

Price to Book Value per Share Ratio

Colony Bankcorp has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.06% of the outstanding shares of Colony Bankcorp have been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 5.8.

Change versus previous month

Short interest in Colony Bankcorp has recently increased by 39.96%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Colony Bankcorp pays a meaningful dividend of 2.68%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Colony Bankcorp has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of Colony Bankcorp is 29.11%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Colony Bankcorp will have a dividend payout ratio of 24.21% next year. This indicates that Colony Bankcorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.06% of the outstanding shares of Colony Bankcorp have been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 5.8.

Change versus previous month

Short interest in Colony Bankcorp has recently increased by 39.96%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.3 / 5
• News Sentiment: 0.34

News Sentiment

Colony Bankcorp has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.05 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Colony Bankcorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Colony Bankcorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $41,421.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 6.62% of the stock of Colony Bankcorp is held by insiders.

Percentage Held by Institutions

50.37% of the stock of Colony Bankcorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CBAN Stock Analysis - Frequently Asked Questions

How have CBAN shares performed this year?

Colony Bankcorp's stock was trading at $16.14 at the beginning of the year. Since then, CBAN stock has increased by 5.2% and is now trading at $16.9830.

How were Colony Bankcorp's earnings last quarter?

Colony Bankcorp, Inc. (NASDAQ:CBAN) posted its earnings results on Wednesday, October, 23rd. The financial services provider reported $0.35 EPS for the quarter, topping the consensus estimate of $0.34 by $0.01. The financial services provider earned $44.69 million during the quarter, compared to analyst estimates of $28.67 million. Colony Bankcorp had a net margin of 13.51% and a trailing twelve-month return on equity of 9.64%.

Who are Colony Bankcorp's major shareholders?

Colony Bankcorp's top institutional investors include Fourthstone LLC (3.49%), Geode Capital Management LLC (2.11%), The Manufacturers Life Insurance Company (1.64%) and Hillsdale Investment Management Inc. (1.61%). Insiders that own company stock include Scott Lowell Downing, T Heath Fountain, Harold Wyatt, Meagan M Mowry, Kimberly C Dockery, Edward G Canup, Lee Bagwell, Matthew D Reed, Leonard H Bateman Jr, Derek Shelnutt and Paul E Joiner III.
View institutional ownership trends.

How do I buy shares of Colony Bankcorp?

Shares of CBAN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Colony Bankcorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Colony Bankcorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Advanced Micro Devices (AMD).

Company Calendar

• Last Earnings: 10/23/2024
• Record date for 8/20 Dividend: 8/06/2025
• Ex-Dividend for 8/20 Dividend: 8/06/2025
• Dividend Payable: 8/20/2025
• Today: 9/03/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CBAN
• CIK: 711669
• Web: www.colonybank.com
• Phone: (229) 426-6000
• Fax: 229-426-6039
• Employees: 520
• Year Founded: 1976

Price Target and Rating

• Average Price Target for Colony Bankcorp: $21.00
• High Price Target: $21.00
• Low Price Target: $21.00
• Potential Upside/Downside: +23.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.58
• Trailing P/E Ratio: 12.58
• Forward P/E Ratio: 9.93
• P/E Growth: N/A
• Net Income: $23.87 million
• Net Margins: 13.51%
• Pretax Margin: 16.09%
• Return on Equity: 9.64%
• Return on Assets: 0.85%

Debt

• Debt-to-Equity Ratio: 0.90
• Current Ratio: 0.81
• Quick Ratio: 0.80

Sales & Book Value

• Annual Sales: $121.88 million
• Price / Sales: 2.43
• Cash Flow: $1.75 per share
• Price / Cash Flow: 9.69
• Book Value: $14.51 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 17,461,000
• Free Float: 16,365,000
• Market Cap: $296.54 million
• Optionable: Optionable
• Beta: 0.67