Colony Bankcorp (CBAN) Competitors

Community Trust Bancorp (NASDAQ:CTBI) and Colony Bankcorp (NASDAQ:CBAN) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, valuation, profitability, earnings, media sentiment, dividends, analyst recommendations and institutional ownership.

Does the media favor CTBI or CBAN?

In the previous week, Community Trust Bancorp had 6 more articles in the media than Colony Bankcorp. MarketBeat recorded 7 mentions for Community Trust Bancorp and 1 mentions for Colony Bankcorp. Community Trust Bancorp's average media sentiment score of 1.78 beat Colony Bankcorp's score of 0.00 indicating that Community Trust Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Community Trust Bancorp	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Colony Bankcorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do institutionals and insiders hold more shares of CTBI or CBAN?

60.2% of Community Trust Bancorp shares are held by institutional investors. Comparatively, 50.4% of Colony Bankcorp shares are held by institutional investors. 2.3% of Community Trust Bancorp shares are held by insiders. Comparatively, 6.6% of Colony Bankcorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is CTBI or CBAN more profitable?

Community Trust Bancorp has a net margin of 22.49% compared to Colony Bankcorp's net margin of 13.51%. Community Trust Bancorp's return on equity of 11.40% beat Colony Bankcorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Community Trust Bancorp	22.49%	11.40%	1.42%
Colony Bankcorp	13.51%	9.64%	0.85%

Do analysts prefer CTBI or CBAN?

Community Trust Bancorp presently has a consensus price target of $57.00, indicating a potential upside of 3.15%. Given Community Trust Bancorp's stronger consensus rating and higher probable upside, research analysts plainly believe Community Trust Bancorp is more favorable than Colony Bankcorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Trust Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Colony Bankcorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has better earnings and valuation, CTBI or CBAN?

Community Trust Bancorp has higher revenue and earnings than Colony Bankcorp. Community Trust Bancorp is trading at a lower price-to-earnings ratio than Colony Bankcorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Trust Bancorp	$376.01M	2.66	$82.81M	$4.79	11.54
Colony Bankcorp	$117.31M	2.56	$23.87M	$1.43	12.03

Is CTBI or CBAN a better dividend stock?

Community Trust Bancorp pays an annual dividend of $1.88 per share and has a dividend yield of 3.4%. Colony Bankcorp pays an annual dividend of $0.46 per share and has a dividend yield of 2.7%. Community Trust Bancorp pays out 39.2% of its earnings in the form of a dividend. Colony Bankcorp pays out 32.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has increased its dividend for 44 consecutive years and Colony Bankcorp has increased its dividend for 7 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk & volatility, CTBI or CBAN?

Community Trust Bancorp has a beta of 0.58, indicating that its share price is 42% less volatile than the S&P 500. Comparatively, Colony Bankcorp has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500.

Summary

Community Trust Bancorp beats Colony Bankcorp on 15 of the 19 factors compared between the two stocks.