Colony Bankcorp (CBAN) Stock Price, News & Analysis

Company Overview

Colony Bankcorp (NASDAQ:CBAN) is a bank holding company that provides a broad range of commercial and consumer banking services through its subsidiary, Colony Bank. Headquartered in Fitzgerald, Georgia, the company offers traditional deposit and loan products tailored to individuals, small businesses and commercial clients. Its core deposit offerings include checking and savings accounts, money market accounts and certificates of deposit, while lending solutions span commercial real estate, construction, agricultural, equipment finance and consumer mortgages.

In addition to its lending and deposit franchises, Colony Bankcorp complements its banking services with wealth management, trust and fiduciary services. The company’s wealth management division provides investment advisory, retirement planning and estate planning solutions, supported by a team of financial advisors and trust officers. Clients also benefit from online and mobile banking platforms, treasury management services for businesses and a suite of cash management products designed to streamline receivables, payables and liquidity needs.

Founded in 1981, Colony Bank began operations in central Georgia before forming its holding company in 1982. Over the decades, it has expanded organically and through strategic acquisitions, extending its footprint across more than 40 branches in Georgia, with additional offices in Florida and South Carolina. This growth has been driven by a commitment to community banking principles, local decision-making and personalized service, enabling the firm to foster long-standing relationships within the markets it serves.

The company’s leadership team comprises experienced banking executives and community leaders who guide strategic planning, risk management and operational excellence. Supported by a board of directors with diverse industry expertise, the executive management focuses on sustainable growth, prudent credit underwriting and technology enhancements. Through disciplined expansion and a customer-centric approach, Colony Bankcorp aims to strengthen its position as a regional financial partner dedicated to meeting the evolving needs of its clients.

Key Stats

• Today's Range: $17.03 to $17.50
• 50-Day Range: $14.88 to $17.83
• 52-Week Range: $13.00 to $18.49
• Volume: 50,883 shs
• Average Volume: 56,737 shs
• Market Capitalization: $304.35 million
• P/E Ratio: 12.92
• Dividend Yield: 2.64%
• Price Target: N/A
• Consensus Rating: N/A

Colony Bankcorp Stock Analysis - MarketRank™

Colony Bankcorp scored higher than 59% of companies evaluated by MarketBeat, and ranked 547th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Colony Bankcorp.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.11%

Earnings Growth

Earnings for Colony Bankcorp are expected to grow by 11.11% in the coming year, from $1.71 to $1.90 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Colony Bankcorp is 12.92, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.70.

Price to Earnings Ratio vs. Sector

The P/E ratio of Colony Bankcorp is 12.92, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.10.

Price to Book Value per Share Ratio

Colony Bankcorp has a P/B Ratio of 1.20. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.86% of the float of Colony Bankcorp has been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Colony Bankcorp has recently increased by 28.04%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Colony Bankcorp pays a meaningful dividend of 2.59%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Colony Bankcorp has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of Colony Bankcorp is 32.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Colony Bankcorp will have a dividend payout ratio of 24.21% next year. This indicates that Colony Bankcorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.86% of the float of Colony Bankcorp has been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Colony Bankcorp has recently increased by 28.04%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Colony Bankcorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Colony Bankcorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $92,312.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 6.62% of the stock of Colony Bankcorp is held by insiders.

Percentage Held by Institutions

50.37% of the stock of Colony Bankcorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CBAN Stock Analysis - Frequently Asked Questions

How have CBAN shares performed this year?

Colony Bankcorp's stock was trading at $16.14 at the beginning of the year. Since then, CBAN stock has increased by 8.1% and is now trading at $17.4480.

How were Colony Bankcorp's earnings last quarter?

Colony Bankcorp, Inc. (NASDAQ:CBAN) posted its quarterly earnings results on Wednesday, October, 23rd. The financial services provider reported $0.35 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.34 by $0.01. The financial services provider earned $44.69 million during the quarter, compared to analysts' expectations of $28.67 million. Colony Bankcorp had a net margin of 13.51% and a trailing twelve-month return on equity of 9.64%.

How do I buy shares of Colony Bankcorp?

Shares of CBAN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Colony Bankcorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Colony Bankcorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Advanced Micro Devices (AMD).

Company Calendar

• Last Earnings: 10/23/2024
• Record date for 5/21 Dividend: 5/07/2025
• Ex-Dividend for 5/21 Dividend: 5/07/2025
• Dividend Payable: 5/21/2025
• Today: 7/16/2025
• Next Earnings (Estimated): 7/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CBAN
• CIK: 711669
• Web: www.colonybank.com
• Phone: (229) 426-6000
• Fax: 229-426-6039
• Employees: 520
• Year Founded: 1976

Profitability

• EPS (Trailing Twelve Months): $1.43
• Trailing P/E Ratio: 12.92
• Forward P/E Ratio: 10.20
• P/E Growth: N/A
• Net Income: $23.87 million
• Net Margins: 13.51%
• Pretax Margin: 16.09%
• Return on Equity: 9.64%
• Return on Assets: 0.85%

Debt

• Debt-to-Equity Ratio: 0.90
• Current Ratio: 0.81
• Quick Ratio: 0.80

Sales & Book Value

• Annual Sales: $117.31 million
• Price / Sales: 2.59
• Cash Flow: $1.80 per share
• Price / Cash Flow: 9.69
• Book Value: $14.51 per share
• Price / Book: 1.20

Miscellaneous

• Outstanding Shares: 17,443,000
• Free Float: 16,365,000
• Market Cap: $304.35 million
• Optionable: Optionable
• Beta: 0.62