Colony Bankcorp (CBAN) Stock Price, News & Analysis

Company Overview

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.

Key Stats

• Today's Range: $16.85 to $17.06
• 50-Day Range: $14.83 to $17.50
• 52-Week Range: $10.33 to $18.03
• Volume: 36,531 shs
• Average Volume: 41,185 shs
• Market Capitalization: $297.43 million
• P/E Ratio: 13.58
• Dividend Yield: 2.65%
• Price Target: N/A
• Consensus Rating: N/A

Colony Bankcorp Stock Analysis - MarketRank™

Colony Bankcorp scored higher than 71% of companies evaluated by MarketBeat, and ranked 325th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Colony Bankcorp.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.27%

Earnings Growth

Earnings for Colony Bankcorp are expected to grow by 8.27% in the coming year, from $1.33 to $1.44 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Colony Bankcorp is 13.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 134.38.

Price to Earnings Ratio vs. Sector

The P/E ratio of Colony Bankcorp is 13.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 49.29.

Price to Book Value per Share Ratio

Colony Bankcorp has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.43% of the outstanding shares of Colony Bankcorp have been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Colony Bankcorp has recently decreased by 21.08%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Colony Bankcorp pays a meaningful dividend of 2.65%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Colony Bankcorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Colony Bankcorp is 36.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Colony Bankcorp will have a dividend payout ratio of 31.25% next year. This indicates that Colony Bankcorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.43% of the outstanding shares of Colony Bankcorp have been sold short.

Short Interest Ratio / Days to Cover

Colony Bankcorp has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Colony Bankcorp has recently decreased by 21.08%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.44

News Sentiment

Colony Bankcorp has a news sentiment score of 0.44. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.77 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Colony Bankcorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Colony Bankcorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.59% of the stock of Colony Bankcorp is held by insiders.

Percentage Held by Institutions

50.37% of the stock of Colony Bankcorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CBAN Stock Analysis - Frequently Asked Questions

How have CBAN shares performed this year?

Colony Bankcorp's stock was trading at $13.30 at the beginning of 2024. Since then, CBAN shares have increased by 27.6% and is now trading at $16.97.
View the best growth stocks for 2024 here.

How were Colony Bankcorp's earnings last quarter?

Colony Bankcorp, Inc. (NASDAQ:CBAN) issued its quarterly earnings data on Wednesday, October, 23rd. The financial services provider reported $0.35 EPS for the quarter, topping analysts' consensus estimates of $0.34 by $0.01. The financial services provider had revenue of $44.69 million for the quarter, compared to analysts' expectations of $28.67 million. Colony Bankcorp had a trailing twelve-month return on equity of 8.86% and a net margin of 12.75%.

Who are Colony Bankcorp's major shareholders?

Top institutional investors of Colony Bankcorp include Fourthstone LLC (8.65%), Banc Funds Co. LLC (5.61%), Geode Capital Management LLC (2.07%) and State Street Corp (1.45%). Insiders that own company stock include Scott Lowell Downing, Harold Wyatt, T Heath Fountain, Meagan M Mowry, M Edward Jr Hoyle, Kimberly C Dockery, Lee Bagwell, Matthew D Reed, Leonard H Bateman Jr, Derek Shelnutt, M Frederick Dwozan and Brian D Schmitt.
View institutional ownership trends.

How do I buy shares of Colony Bankcorp?

Shares of CBAN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Colony Bankcorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Colony Bankcorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Advanced Micro Devices (AMD).

Company Calendar

• Last Earnings: 10/23/2024
• Ex-Dividend for 11/20 Dividend: 11/06/2024
• Dividend Payable: 11/20/2024
• Today: 11/21/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/22/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CBAN
• CUSIP: N/A
• CIK: 711669
• Web: www.colonybank.com
• Phone: (229) 426-6000
• Fax: 229-426-6039
• Employees: 520
• Year Founded: 1976

Profitability

• EPS (Most Recent Fiscal Year): $1.25
• Trailing P/E Ratio: 13.58
• Forward P/E Ratio: 12.76
• P/E Growth: N/A
• Net Income: $21.75 million
• Net Margins: 12.75%
• Pretax Margin: 16.09%
• Return on Equity: 8.86%
• Return on Assets: 0.77%

Debt

• Debt-to-Equity Ratio: 0.90
• Current Ratio: 0.81
• Quick Ratio: 0.80

Sales & Book Value

• Annual Sales: $112.85 million
• Price / Sales: 2.64
• Cash Flow: $1.78 per share
• Price / Cash Flow: 9.52
• Book Value: $14.51 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 17,527,000
• Free Float: 16,372,000
• Market Cap: $297.43 million
• Optionable: Optionable
• Beta: 0.57