Capital Bancorp (CBNK) Stock Price, News & Analysis

Company Overview

Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in Maryland, Virginia, and the District of Columbia. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.

Key Stats

• Today's Range: $28.70 to $29.02
• 50-Day Range: $24.12 to $30.82
• 52-Week Range: $19.02 to $31.22
• Volume: 16,850 shs
• Average Volume: 28,993 shs
• Market Capitalization: $480.51 million
• P/E Ratio: 12.45
• Dividend Yield: 1.38%
• Price Target: $29.33
• Consensus Rating: Moderate Buy

Capital Bancorp Stock Analysis - MarketRank™

Capital Bancorp scored higher than 89% of companies evaluated by MarketBeat, and ranked 164th out of 937 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Capital Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Capital Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 30.80%

Earnings Growth

Earnings for Capital Bancorp are expected to grow by 30.80% in the coming year, from $2.37 to $3.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Capital Bancorp is 12.45, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 113.13.

Price to Earnings Ratio vs. Sector

The P/E ratio of Capital Bancorp is 12.45, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.10.

Price to Book Value per Share Ratio

Capital Bancorp has a P/B Ratio of 1.58. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.32% of the float of Capital Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Capital Bancorp has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Capital Bancorp has recently increased by 8.58%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Capital Bancorp pays a meaningful dividend of 1.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Capital Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Capital Bancorp is 17.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Capital Bancorp will have a dividend payout ratio of 12.90% next year. This indicates that Capital Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.5 / 5
• Environmental Score: -0.84

Percentage of Shares Shorted

0.32% of the float of Capital Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Capital Bancorp has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Capital Bancorp has recently increased by 8.58%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

Capital Bancorp has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.

Search Interest

Only 1 people have searched for CBNK on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Capital Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $76,240.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

32.50% of the stock of Capital Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

56.14% of the stock of Capital Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CBNK Stock Analysis - Frequently Asked Questions

How have CBNK shares performed this year?

Capital Bancorp's stock was trading at $24.20 on January 1st, 2024. Since then, CBNK shares have increased by 19.9% and is now trading at $29.02.
View the best growth stocks for 2024 here.

How were Capital Bancorp's earnings last quarter?

Capital Bancorp, Inc. (NASDAQ:CBNK) announced its quarterly earnings data on Monday, October, 28th. The financial services provider reported $0.66 EPS for the quarter, missing the consensus estimate of $0.68 by $0.02. The financial services provider earned $59.25 million during the quarter. Capital Bancorp had a trailing twelve-month return on equity of 12.66% and a net margin of 14.49%.

When did Capital Bancorp IPO?

Capital Bancorp (CBNK) raised $30 million in an initial public offering on Wednesday, September 26th 2018. The company issued 2,200,000 shares at $12.50-$14.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Stephens served as the underwriters for the IPO and Sandler O’Neill + Partners and Hovde Group were co-managers.

Who are Capital Bancorp's major shareholders?

Capital Bancorp's top institutional shareholders include Geode Capital Management LLC (1.26%), State Street Corp (1.06%), Empowered Funds LLC (0.64%) and Wedge Capital Management L L P NC (0.52%). Insiders that own company stock include Eric M Suss, Randall James Levitt, Mary Ann Scully, Steven M Poynot, Dominic C Canuso and Constance E Perrine.
View institutional ownership trends.

How do I buy shares of Capital Bancorp?

Shares of CBNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Capital Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Capital Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 10/28/2024
• Ex-Dividend for 11/20 Dividend: 11/04/2024
• Dividend Payable: 11/20/2024
• Today: 12/24/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CBNK
• CUSIP: N/A
• CIK: 1355786
• Web: capitalbankmd.com
• Phone: (301) 468-8848
• Fax: 301-762-2991
• Employees: 270
• Year Founded: 1988

Price Target and Rating

• Average Stock Price Target: $29.33
• High Stock Price Target: $32.00
• Low Stock Price Target: $28.00
• Potential Upside/Downside: +1.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.33
• Trailing P/E Ratio: 12.45
• Forward P/E Ratio: 12.24
• P/E Growth: N/A
• Net Income: $35.87 million
• Net Margins: 14.49%
• Pretax Margin: 18.87%
• Return on Equity: 12.66%
• Return on Assets: 1.41%

Debt

• Debt-to-Equity Ratio: 0.23
• Current Ratio: 1.03
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $170.74 million
• Price / Sales: 2.81
• Cash Flow: $2.48 per share
• Price / Cash Flow: 11.72
• Book Value: $18.34 per share
• Price / Book: 1.58

Miscellaneous

• Outstanding Shares: 16,558,000
• Free Float: 11,177,000
• Market Cap: $480.51 million
• Optionable: Optionable
• Beta: 0.50