Capital Bancorp (CBNK) Competitors

Capital Bancorp (NASDAQ:CBNK) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, risk, institutional ownership, valuation, media sentiment, dividends, analyst recommendations and earnings.

Which has more volatility and risk, CBNK or CCNE?

Capital Bancorp has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500. Comparatively, CNB Financial has a beta of 0.64, suggesting that its stock price is 36% less volatile than the S&P 500.

Does the media favor CBNK or CCNE?

In the previous week, Capital Bancorp had 15 more articles in the media than CNB Financial. MarketBeat recorded 16 mentions for Capital Bancorp and 1 mentions for CNB Financial. CNB Financial's average media sentiment score of 1.27 beat Capital Bancorp's score of 0.72 indicating that CNB Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Capital Bancorp	6 Very Positive mention(s)	4 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
CNB Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CBNK or CCNE more profitable?

Capital Bancorp has a net margin of 15.14% compared to CNB Financial's net margin of 14.56%. Capital Bancorp's return on equity of 16.06% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Capital Bancorp	15.14%	16.06%	1.77%
CNB Financial	14.56%	9.90%	0.89%

Do insiders & institutionals believe in CBNK or CCNE?

56.1% of Capital Bancorp shares are held by institutional investors. Comparatively, 52.3% of CNB Financial shares are held by institutional investors. 31.6% of Capital Bancorp shares are held by company insiders. Comparatively, 2.8% of CNB Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has better earnings and valuation, CBNK or CCNE?

CNB Financial has higher revenue and earnings than Capital Bancorp. CNB Financial is trading at a lower price-to-earnings ratio than Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Capital Bancorp	$216.42M	2.38	$30.97M	$2.67	11.58
CNB Financial	$231.04M	2.04	$54.58M	$2.38	9.45

Is CBNK or CCNE a better dividend stock?

Capital Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 1.6%. CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 3.2%. Capital Bancorp pays out 18.0% of its earnings in the form of a dividend. CNB Financial pays out 30.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital Bancorp has raised its dividend for 3 consecutive years and CNB Financial has raised its dividend for 1 consecutive years.

Do analysts rate CBNK or CCNE?

Capital Bancorp currently has a consensus target price of $37.00, indicating a potential upside of 19.70%. CNB Financial has a consensus target price of $27.75, indicating a potential upside of 23.44%. Given CNB Financial's higher probable upside, analysts plainly believe CNB Financial is more favorable than Capital Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capital Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

Capital Bancorp beats CNB Financial on 12 of the 17 factors compared between the two stocks.