Capital Bancorp (CBNK) Competitors

Capital Bancorp (NASDAQ:CBNK) and Cipher Mining (NASDAQ:CIFR) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, community ranking, risk, dividends, institutional ownership, media sentiment, profitability and analyst recommendations.

Is CBNK or CIFR more profitable?

Capital Bancorp has a net margin of 14.49% compared to Cipher Mining's net margin of -33.39%. Capital Bancorp's return on equity of 12.66% beat Cipher Mining's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Capital Bancorp	14.49%	12.66%	1.41%
Cipher Mining	-33.39%	-8.29%	-7.29%

Do insiders and institutionals hold more shares of CBNK or CIFR?

56.1% of Capital Bancorp shares are held by institutional investors. Comparatively, 12.3% of Cipher Mining shares are held by institutional investors. 32.5% of Capital Bancorp shares are held by insiders. Comparatively, 2.3% of Cipher Mining shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has preferable valuation and earnings, CBNK or CIFR?

Capital Bancorp has higher revenue and earnings than Cipher Mining. Cipher Mining is trading at a lower price-to-earnings ratio than Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Capital Bancorp	$208.18M	2.31	$35.87M	$2.33	12.48
Cipher Mining	$126.84M	14.89	-$25.78M	-$0.13	-41.77

Does the media refer more to CBNK or CIFR?

In the previous week, Capital Bancorp had 2 more articles in the media than Cipher Mining. MarketBeat recorded 6 mentions for Capital Bancorp and 4 mentions for Cipher Mining. Cipher Mining's average media sentiment score of 0.68 beat Capital Bancorp's score of 0.33 indicating that Cipher Mining is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Capital Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Neutral
Cipher Mining	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in CBNK or CIFR?

Capital Bancorp received 47 more outperform votes than Cipher Mining when rated by MarketBeat users. However, 95.08% of users gave Cipher Mining an outperform vote while only 53.57% of users gave Capital Bancorp an outperform vote.

Company	Underperform	Outperform
Capital Bancorp	Outperform Votes 105 53.57%	Underperform Votes 91 46.43%
Cipher Mining	Outperform Votes 58 95.08%	Underperform Votes 3 4.92%

Do analysts rate CBNK or CIFR?

Capital Bancorp presently has a consensus target price of $29.33, indicating a potential upside of 0.91%. Cipher Mining has a consensus target price of $8.25, indicating a potential upside of 51.93%. Given Cipher Mining's stronger consensus rating and higher possible upside, analysts plainly believe Cipher Mining is more favorable than Capital Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capital Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Cipher Mining	0 Sell rating(s)	0 Hold rating(s)	10 Buy rating(s)	2 Strong Buy rating(s)	3.17

Which has more risk and volatility, CBNK or CIFR?

Capital Bancorp has a beta of 0.51, indicating that its stock price is 49% less volatile than the S&P 500. Comparatively, Cipher Mining has a beta of 2.38, indicating that its stock price is 138% more volatile than the S&P 500.

Summary

Capital Bancorp beats Cipher Mining on 11 of the 19 factors compared between the two stocks.