Capital City Bank Group (CCBG) Competitors

Capital City Bank Group (NASDAQ:CCBG) and First Financial Bancorp. (NASDAQ:FFBC) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, earnings, dividends, analyst recommendations, community ranking, risk, profitability, media sentiment and institutional ownership.

Is CCBG or FFBC a better dividend stock?

Capital City Bank Group pays an annual dividend of $0.96 per share and has a dividend yield of 2.6%. First Financial Bancorp. pays an annual dividend of $0.96 per share and has a dividend yield of 3.8%. Capital City Bank Group pays out 30.8% of its earnings in the form of a dividend. First Financial Bancorp. pays out 40.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital City Bank Group has increased its dividend for 11 consecutive years.

Do institutionals and insiders hold more shares of CCBG or FFBC?

44.6% of Capital City Bank Group shares are owned by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are owned by institutional investors. 19.6% of Capital City Bank Group shares are owned by company insiders. Comparatively, 2.0% of First Financial Bancorp. shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is CCBG or FFBC more profitable?

Capital City Bank Group has a net margin of 19.55% compared to First Financial Bancorp.'s net margin of 18.67%. Capital City Bank Group's return on equity of 11.45% beat First Financial Bancorp.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Capital City Bank Group	19.55%	11.45%	1.25%
First Financial Bancorp.	18.67%	10.52%	1.38%

Do analysts recommend CCBG or FFBC?

Capital City Bank Group presently has a consensus price target of $38.33, suggesting a potential upside of 4.71%. First Financial Bancorp. has a consensus price target of $31.67, suggesting a potential upside of 25.21%. Given First Financial Bancorp.'s higher probable upside, analysts clearly believe First Financial Bancorp. is more favorable than Capital City Bank Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capital City Bank Group	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
First Financial Bancorp.	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has more volatility and risk, CCBG or FFBC?

Capital City Bank Group has a beta of 0.54, indicating that its stock price is 46% less volatile than the S&P 500. Comparatively, First Financial Bancorp. has a beta of 0.99, indicating that its stock price is 1% less volatile than the S&P 500.

Does the MarketBeat Community favor CCBG or FFBC?

First Financial Bancorp. received 42 more outperform votes than Capital City Bank Group when rated by MarketBeat users. However, 54.31% of users gave Capital City Bank Group an outperform vote while only 46.37% of users gave First Financial Bancorp. an outperform vote.

Company	Underperform	Outperform
Capital City Bank Group	Outperform Votes 233 54.31%	Underperform Votes 196 45.69%
First Financial Bancorp.	Outperform Votes 275 46.37%	Underperform Votes 318 53.63%

Which has better earnings and valuation, CCBG or FFBC?

First Financial Bancorp. has higher revenue and earnings than Capital City Bank Group. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Capital City Bank Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Capital City Bank Group	$226.50M	2.76	$52.92M	$3.12	11.73
First Financial Bancorp.	$835.58M	2.89	$228.83M	$2.40	10.54

Does the media favor CCBG or FFBC?

In the previous week, Capital City Bank Group and Capital City Bank Group both had 8 articles in the media. First Financial Bancorp.'s average media sentiment score of 1.10 beat Capital City Bank Group's score of 0.97 indicating that First Financial Bancorp. is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Capital City Bank Group	5 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Financial Bancorp.	6 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

First Financial Bancorp. beats Capital City Bank Group on 10 of the 18 factors compared between the two stocks.