NASDAQ:CHMG Chemung Financial (CHMG) Stock Price, News & Analysis $43.59 -0.42 (-0.96%) As of 02:22 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Chemung Financial Stock (NASDAQ:CHMG) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Chemung Financial alerts:Sign Up Key Stats Today's Range$43.85▼$43.8550-Day Range$40.73▼$51.8152-Week Range$40.71▼$55.73Volume1,653 shsAverage Volume13,370 shsMarket Capitalization$208.73 millionP/E Ratio8.79Dividend Yield2.94%Price Target$52.50Consensus RatingHold Company OverviewChemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York.Read More… Chemung Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks82nd Percentile Overall ScoreCHMG MarketRank™: Chemung Financial scored higher than 82% of companies evaluated by MarketBeat, and ranked 147th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingChemung Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageChemung Financial has only been the subject of 2 research reports in the past 90 days.Read more about Chemung Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth11.71% Earnings GrowthEarnings for Chemung Financial are expected to grow by 11.71% in the coming year, from $5.38 to $6.01 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Chemung Financial is 8.79, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.65.Price to Earnings Ratio vs. SectorThe P/E ratio of Chemung Financial is 8.79, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.07.Price to Book Value per Share RatioChemung Financial has a P/B Ratio of 1.06. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.42% of the float of Chemung Financial has been sold short.Short Interest Ratio / Days to CoverChemung Financial has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chemung Financial has recently increased by 4.90%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldChemung Financial pays a meaningful dividend of 3.01%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthChemung Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Chemung Financial is 27.00%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Chemung Financial will have a dividend payout ratio of 21.30% next year. This indicates that Chemung Financial will be able to sustain or increase its dividend.Read more about Chemung Financial's dividend. Sustainability and ESG3.2 / 5Environmental Score-0.51 Percentage of Shares Shorted0.42% of the float of Chemung Financial has been sold short.Short Interest Ratio / Days to CoverChemung Financial has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chemung Financial has recently increased by 4.90%, indicating that investor sentiment is decreasing. News and Social Media2.3 / 5News Sentiment0.12 News SentimentChemung Financial has a news sentiment score of 0.12. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.94 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 11 news articles for Chemung Financial this week, compared to 1 article on an average week.MarketBeat Follows1 people have added Chemung Financial to their MarketBeat watchlist in the last 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Chemung Financial insiders have not sold or bought any company stock.Percentage Held by Insiders12.04% of the stock of Chemung Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.50% of the stock of Chemung Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Chemung Financial's insider trading history. Receive CHMG Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Chemung Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address CHMG Stock News HeadlinesKeefe, Bruyette & Woods Issues Pessimistic Forecast for Chemung Financial (NASDAQ:CHMG) Stock PriceApril 24 at 2:33 AM | americanbankingnews.comChemung Financial price target lowered to $55 from $60 at Keefe BruyetteApril 23 at 9:32 PM | markets.businessinsider.comM.A.G.A. is Finished – This Could be even BetterYou’ve no doubt heard Trump’s rally cry: Make America Great Again. But recently the President made a big change. Make America Wealthy Again (M.A.W.A).April 24, 2025 | Paradigm Press (Ad)Chemung Financial price target lowered to $50 from $54 at Piper SandlerApril 23 at 9:32 PM | markets.businessinsider.comChemung Financial Corporation Reports First Quarter 2025 Net Income of $6.0 million, or $1.26 per shareApril 18, 2025 | finance.yahoo.comChemung Financial Corporation Reports First Quarter 2025 Net Income of $6.0 million, or $1.26 per shareApril 18, 2025 | globenewswire.comChemung Financial Full Year 2024 Earnings: Revenues Beat Expectations, EPS In LineMarch 16, 2025 | finance.yahoo.comChemung Financial (NASDAQ:CHMG) Has Announced That It Will Be Increasing Its Dividend To $0.32February 23, 2025 | finance.yahoo.comSee More Headlines CHMG Stock Analysis - Frequently Asked Questions How have CHMG shares performed this year? Chemung Financial's stock was trading at $48.81 on January 1st, 2025. Since then, CHMG stock has decreased by 10.6% and is now trading at $43.62. View the best growth stocks for 2025 here. How were Chemung Financial's earnings last quarter? Chemung Financial Co. (NASDAQ:CHMG) posted its quarterly earnings results on Friday, April, 18th. The bank reported $1.26 EPS for the quarter, topping analysts' consensus estimates of $1.22 by $0.04. The bank earned $25.71 million during the quarter, compared to the consensus estimate of $25.90 million. Chemung Financial had a net margin of 15.70% and a trailing twelve-month return on equity of 11.47%. How do I buy shares of Chemung Financial? Shares of CHMG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Chemung Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Chemung Financial investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), AUO (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR). Company Calendar Record date for 4/1 Dividend3/18/2025Ex-Dividend for 4/1 Dividend3/18/2025Dividend Payable4/01/2025Last Earnings4/18/2025Today4/24/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:CHMG CIK763563 Webwww.chemungcanal.com Phone(607) 737-3711FaxN/AEmployees340Year FoundedN/APrice Target and Rating Average Stock Price Target$52.50 High Stock Price Target$55.00 Low Stock Price Target$50.00 Potential Upside/Downside+20.4%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$4.74 Trailing P/E Ratio8.79 Forward P/E Ratio8.11 P/E GrowthN/ANet Income$23.67 million Net Margins15.70% Pretax Margin18.39% Return on Equity11.47% Return on Assets0.85% Debt Debt-to-Equity Ratio0.24 Current Ratio0.87 Quick Ratio0.87 Sales & Book Value Annual Sales$98.04 million Price / Sales2.13 Cash Flow$5.09 per share Price / Cash Flow8.57 Book Value$41.34 per share Price / Book1.06Miscellaneous Outstanding Shares4,789,000Free Float4,186,000Market Cap$208.90 million OptionableNot Optionable Beta0.10 Social Links Reduce the RiskMarket downturns give many investors pause, and for good reason. Wondering how to offset this risk? Enter your email address to learn more about using beta to protect your portfolio.Get This Free Report This page (NASDAQ:CHMG) was last updated on 4/24/2025 by MarketBeat.com Staff From Our PartnersFeds Just Admitted It—They Can Take Your CashHere’s the cold truth: If your money is sitting idle in a bank account, it’s vulnerable. 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