Chemung Financial (CHMG) Competitors

Amalgamated Financial (NASDAQ:AMAL) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, media sentiment, dividends, earnings, valuation and risk.

Do insiders and institutionals have more ownership in AMAL or CHMG?

75.9% of Amalgamated Financial shares are held by institutional investors. Comparatively, 47.5% of Chemung Financial shares are held by institutional investors. 1.3% of Amalgamated Financial shares are held by insiders. Comparatively, 12.4% of Chemung Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Does the media favor AMAL or CHMG?

In the previous week, Amalgamated Financial had 1 more articles in the media than Chemung Financial. MarketBeat recorded 6 mentions for Amalgamated Financial and 5 mentions for Chemung Financial. Chemung Financial's average media sentiment score of 0.82 beat Amalgamated Financial's score of 0.79 indicating that Chemung Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Amalgamated Financial	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Chemung Financial	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, AMAL or CHMG?

Amalgamated Financial has a beta of 0.85, indicating that its stock price is 15% less volatile than the S&P 500. Comparatively, Chemung Financial has a beta of 0.37, indicating that its stock price is 63% less volatile than the S&P 500.

Is AMAL or CHMG a better dividend stock?

Amalgamated Financial pays an annual dividend of $0.56 per share and has a dividend yield of 1.7%. Chemung Financial pays an annual dividend of $1.28 per share and has a dividend yield of 2.4%. Amalgamated Financial pays out 16.6% of its earnings in the form of a dividend. Chemung Financial pays out 27.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Amalgamated Financial has increased its dividend for 4 consecutive years and Chemung Financial has increased its dividend for 1 consecutive years.

Do analysts recommend AMAL or CHMG?

Amalgamated Financial currently has a consensus price target of $38.50, indicating a potential upside of 17.31%. Chemung Financial has a consensus price target of $52.50, indicating a potential upside of 0.44%. Given Amalgamated Financial's stronger consensus rating and higher probable upside, analysts clearly believe Amalgamated Financial is more favorable than Chemung Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Amalgamated Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Chemung Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has better earnings and valuation, AMAL or CHMG?

Amalgamated Financial has higher revenue and earnings than Chemung Financial. Amalgamated Financial is trading at a lower price-to-earnings ratio than Chemung Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Amalgamated Financial	$434.51M	2.31	$106.43M	$3.37	9.74
Chemung Financial	$150.79M	1.66	$23.67M	$4.74	11.03

Is AMAL or CHMG more profitable?

Amalgamated Financial has a net margin of 23.99% compared to Chemung Financial's net margin of 14.95%. Amalgamated Financial's return on equity of 15.68% beat Chemung Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Amalgamated Financial	23.99%	15.68%	1.32%
Chemung Financial	14.95%	10.47%	0.82%

Summary

Amalgamated Financial beats Chemung Financial on 14 of the 19 factors compared between the two stocks.