Chemung Financial (CHMG) Competitors

ConnectOne Bancorp (NASDAQ:CNOB) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, media sentiment, earnings, institutional ownership, profitability, community ranking, valuation, dividends and risk.

Which has more risk and volatility, CNOB or CHMG?

ConnectOne Bancorp has a beta of 1.3, suggesting that its share price is 30% more volatile than the S&P 500. Comparatively, Chemung Financial has a beta of 0.19, suggesting that its share price is 81% less volatile than the S&P 500.

Which has stronger earnings and valuation, CNOB or CHMG?

ConnectOne Bancorp has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than ConnectOne Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ConnectOne Bancorp	$264.07M	3.67	$73.79M	$1.77	14.26
Chemung Financial	$96.11M	2.52	$23.67M	$4.96	10.24

Do insiders and institutionals hold more shares of CNOB or CHMG?

67.7% of ConnectOne Bancorp shares are owned by institutional investors. Comparatively, 47.5% of Chemung Financial shares are owned by institutional investors. 6.4% of ConnectOne Bancorp shares are owned by company insiders. Comparatively, 12.0% of Chemung Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Does the media prefer CNOB or CHMG?

In the previous week, Chemung Financial had 2 more articles in the media than ConnectOne Bancorp. MarketBeat recorded 4 mentions for Chemung Financial and 2 mentions for ConnectOne Bancorp. Chemung Financial's average media sentiment score of 0.67 beat ConnectOne Bancorp's score of 0.30 indicating that Chemung Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
ConnectOne Bancorp	Neutral
Chemung Financial	Positive

Is CNOB or CHMG a better dividend stock?

ConnectOne Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 2.9%. Chemung Financial pays an annual dividend of $1.28 per share and has a dividend yield of 2.5%. ConnectOne Bancorp pays out 40.7% of its earnings in the form of a dividend. Chemung Financial pays out 25.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts recommend CNOB or CHMG?

ConnectOne Bancorp presently has a consensus price target of $28.00, suggesting a potential upside of 10.94%. Chemung Financial has a consensus price target of $58.50, suggesting a potential upside of 15.16%. Given Chemung Financial's higher probable upside, analysts plainly believe Chemung Financial is more favorable than ConnectOne Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ConnectOne Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Chemung Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is CNOB or CHMG more profitable?

Chemung Financial has a net margin of 15.70% compared to ConnectOne Bancorp's net margin of 13.80%. Chemung Financial's return on equity of 11.47% beat ConnectOne Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ConnectOne Bancorp	13.80%	6.77%	0.78%
Chemung Financial	15.70%	11.47%	0.85%

Does the MarketBeat Community prefer CNOB or CHMG?

ConnectOne Bancorp received 122 more outperform votes than Chemung Financial when rated by MarketBeat users. Likewise, 58.13% of users gave ConnectOne Bancorp an outperform vote while only 50.73% of users gave Chemung Financial an outperform vote.

Company	Underperform	Outperform
ConnectOne Bancorp	Outperform Votes 261 58.13%	Underperform Votes 188 41.87%
Chemung Financial	Outperform Votes 139 50.73%	Underperform Votes 135 49.27%

Summary

ConnectOne Bancorp beats Chemung Financial on 11 of the 20 factors compared between the two stocks.