Chemung Financial (CHMG) Competitors

ConnectOne Bancorp (NASDAQ:CNOB) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, media sentiment, analyst recommendations, institutional ownership, profitability and community ranking.

Is CNOB or CHMG a better dividend stock?

ConnectOne Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 2.8%. Chemung Financial pays an annual dividend of $1.24 per share and has a dividend yield of 2.5%. ConnectOne Bancorp pays out 41.4% of its earnings in the form of a dividend. Chemung Financial pays out 25.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do insiders & institutionals have more ownership in CNOB or CHMG?

67.7% of ConnectOne Bancorp shares are held by institutional investors. Comparatively, 47.5% of Chemung Financial shares are held by institutional investors. 6.4% of ConnectOne Bancorp shares are held by company insiders. Comparatively, 12.0% of Chemung Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Do analysts rate CNOB or CHMG?

ConnectOne Bancorp currently has a consensus price target of $28.00, suggesting a potential upside of 10.50%. Chemung Financial has a consensus price target of $58.50, suggesting a potential upside of 15.73%. Given Chemung Financial's higher probable upside, analysts plainly believe Chemung Financial is more favorable than ConnectOne Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ConnectOne Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Chemung Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media favor CNOB or CHMG?

In the previous week, ConnectOne Bancorp had 5 more articles in the media than Chemung Financial. MarketBeat recorded 15 mentions for ConnectOne Bancorp and 10 mentions for Chemung Financial. Chemung Financial's average media sentiment score of 0.86 beat ConnectOne Bancorp's score of 0.64 indicating that Chemung Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
ConnectOne Bancorp	2 Very Positive mention(s)	3 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
Chemung Financial	2 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CNOB or CHMG more profitable?

Chemung Financial has a net margin of 15.70% compared to ConnectOne Bancorp's net margin of 13.56%. Chemung Financial's return on equity of 11.47% beat ConnectOne Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ConnectOne Bancorp	13.56%	6.71%	0.76%
Chemung Financial	15.70%	11.47%	0.85%

Which has stronger valuation and earnings, CNOB or CHMG?

ConnectOne Bancorp has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than ConnectOne Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ConnectOne Bancorp	$504.07M	1.93	$87M	$1.74	14.56
Chemung Financial	$150.79M	1.60	$25M	$4.96	10.19

Does the MarketBeat Community prefer CNOB or CHMG?

ConnectOne Bancorp received 122 more outperform votes than Chemung Financial when rated by MarketBeat users. Likewise, 58.13% of users gave ConnectOne Bancorp an outperform vote while only 50.73% of users gave Chemung Financial an outperform vote.

Company	Underperform	Outperform
ConnectOne Bancorp	Outperform Votes 261 58.13%	Underperform Votes 188 41.87%
Chemung Financial	Outperform Votes 139 50.73%	Underperform Votes 135 49.27%

Which has more risk & volatility, CNOB or CHMG?

ConnectOne Bancorp has a beta of 1.3, indicating that its stock price is 30% more volatile than the S&P 500. Comparatively, Chemung Financial has a beta of 0.19, indicating that its stock price is 81% less volatile than the S&P 500.

Summary

ConnectOne Bancorp beats Chemung Financial on 12 of the 20 factors compared between the two stocks.