Chime Financial (CHYM) Stock Price, News & Analysis

Company Overview

Chime is a financial technology company that partners with federally regulated, FDIC-insured banks—The Bancorp Bank, N.A. and Stride Bank, N.A., Members FDIC—to provide consumer banking products and services. The company’s model is designed to eliminate common fees and simplify access to basic financial services. Chime does not charge overdraft fees, monthly service fees, or require minimum balances. All account balances are held at partner banks and protected by applicable regulatory safeguards to ensure funds remain secure and accessible.

Key Stats

• Today's Range: $26.09 to $28.00
• 50-Day Range: $26.18 to $36.20
• 52-Week Range: $26.09 to $44.94
• Volume: 2.73 million shs
• Average Volume: 2.33 million shs
• Market Capitalization: $10.10 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $38.00
• Consensus Rating: Moderate Buy

CHYM Stock Analysis - Frequently Asked Questions

How have CHYM shares performed this year?

Chime Financial's stock was trading at $34.45 on January 1st, 2025. Since then, CHYM stock has decreased by 19.5% and is now trading at $27.72.

How were Chime Financial's earnings last quarter?

Chime Financial, Inc. (NASDAQ:CHYM) released its quarterly earnings results on Thursday, August, 7th. The company reported ($7.29) EPS for the quarter, missing the consensus estimate of ($4.85) by $2.44. The company's quarterly revenue was up 37.5% compared to the same quarter last year.
Read the conference call transcript.

When did Chime Financial IPO?

Chime Financial (CHYM) raised $864 million in an initial public offering (IPO) on Thursday, June 12th 2025. The company issued 32,000,000 shares at $27.00 per share.

When did Chime Financial's quiet period expire?

Chime Financial's quiet period expired on Tuesday, July 22nd. Chime Financial had issued 32,000,000 shares in its public offering on June 12th. The total size of the offering was $864,000,000 based on an initial share price of $27.00. During Chime Financial's quiet period, underwriters and any insiders that worked on the IPO were restricted from issuing any earnings forecasts or research reports for the company because of regulations issued by the Securities and Exchange Commission. Now that the company's quiet period has ended, brokerages that served as underwriters are now able to initiate research on the company.

Who are Chime Financial's major shareholders?

Chime Financial's top institutional shareholders include Galileo PTC Ltd (14.34%), ICONIQ Capital LLC (4.13%), Dragoneer Investment Group LLC (2.35%) and Orland Properties Ltd (1.27%).

How do I buy shares of Chime Financial?

Shares of CHYM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 8/07/2025
• Today: 8/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Financial Services
• Industry: Financial Services
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CHYM
• Previous Symbol: NASDAQ:CHYM
• CIK: 1795586
• Web: N/A
• Phone: (844) 244-6363
• Fax: N/A
• Employees: 1,465
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Chime Financial: $38.00
• High Price Target: $42.00
• Low Price Target: $33.00
• Potential Upside/Downside: +38.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.79
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $1.94 billion
• Price / Sales: 5.16
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 364,422,000
• Free Float: N/A
• Market Cap: $10.03 billion
• Optionable: N/A
• Beta: N/A