Cincinnati Financial (CINF) Competitors

Cincinnati Financial (NASDAQ:CINF) and Travelers Companies (NYSE:TRV) are both large-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, analyst recommendations, community ranking, institutional ownership, media sentiment, valuation, dividends, earnings and profitability.

Which has stronger valuation and earnings, CINF or TRV?

Travelers Companies has higher revenue and earnings than Cincinnati Financial. Cincinnati Financial is trading at a lower price-to-earnings ratio than Travelers Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cincinnati Financial	$11.34B	2.04	$2.29B	$14.52	10.16
Travelers Companies	$46.43B	1.28	$5.00B	$21.47	12.25

Which has more volatility and risk, CINF or TRV?

Cincinnati Financial has a beta of 0.66, meaning that its share price is 34% less volatile than the S&P 500. Comparatively, Travelers Companies has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500.

Is CINF or TRV more profitable?

Cincinnati Financial has a net margin of 20.22% compared to Travelers Companies' net margin of 10.77%. Travelers Companies' return on equity of 19.06% beat Cincinnati Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cincinnati Financial	20.22%	9.01%	3.37%
Travelers Companies	10.77%	19.06%	3.83%

Do analysts prefer CINF or TRV?

Cincinnati Financial currently has a consensus target price of $154.20, indicating a potential upside of 4.51%. Travelers Companies has a consensus target price of $260.00, indicating a potential downside of 1.11%. Given Cincinnati Financial's stronger consensus rating and higher possible upside, equities analysts plainly believe Cincinnati Financial is more favorable than Travelers Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cincinnati Financial	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
Travelers Companies	4 Sell rating(s)	12 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.13

Is CINF or TRV a better dividend stock?

Cincinnati Financial pays an annual dividend of $3.48 per share and has a dividend yield of 2.4%. Travelers Companies pays an annual dividend of $4.20 per share and has a dividend yield of 1.6%. Cincinnati Financial pays out 24.0% of its earnings in the form of a dividend. Travelers Companies pays out 19.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cincinnati Financial has increased its dividend for 65 consecutive years and Travelers Companies has increased its dividend for 20 consecutive years. Cincinnati Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community believe in CINF or TRV?

Travelers Companies received 324 more outperform votes than Cincinnati Financial when rated by MarketBeat users. Likewise, 52.83% of users gave Travelers Companies an outperform vote while only 51.36% of users gave Cincinnati Financial an outperform vote.

Company	Underperform	Outperform
Cincinnati Financial	Outperform Votes 264 51.36%	Underperform Votes 250 48.64%
Travelers Companies	Outperform Votes 588 52.83%	Underperform Votes 525 47.17%

Does the media favor CINF or TRV?

In the previous week, Travelers Companies had 26 more articles in the media than Cincinnati Financial. MarketBeat recorded 40 mentions for Travelers Companies and 14 mentions for Cincinnati Financial. Travelers Companies' average media sentiment score of 1.28 beat Cincinnati Financial's score of 1.23 indicating that Travelers Companies is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cincinnati Financial	12 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Travelers Companies	33 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals believe in CINF or TRV?

65.2% of Cincinnati Financial shares are held by institutional investors. Comparatively, 82.4% of Travelers Companies shares are held by institutional investors. 2.8% of Cincinnati Financial shares are held by insiders. Comparatively, 1.3% of Travelers Companies shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Travelers Companies beats Cincinnati Financial on 13 of the 21 factors compared between the two stocks.