Cincinnati Financial (CINF) Competitors

Cincinnati Financial (NASDAQ:CINF) and Travelers Companies (NYSE:TRV) are both large-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, profitability, media sentiment, community ranking, institutional ownership and earnings.

Does the media refer more to CINF or TRV?

In the previous week, Travelers Companies had 16 more articles in the media than Cincinnati Financial. MarketBeat recorded 21 mentions for Travelers Companies and 5 mentions for Cincinnati Financial. Cincinnati Financial's average media sentiment score of 1.08 beat Travelers Companies' score of 0.46 indicating that Cincinnati Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cincinnati Financial	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Travelers Companies	9 Very Positive mention(s)	5 Positive mention(s)	5 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts prefer CINF or TRV?

Cincinnati Financial presently has a consensus price target of $143.33, indicating a potential upside of 1.90%. Travelers Companies has a consensus price target of $254.65, indicating a potential upside of 6.26%. Given Travelers Companies' higher possible upside, analysts clearly believe Travelers Companies is more favorable than Cincinnati Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cincinnati Financial	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83
Travelers Companies	4 Sell rating(s)	12 Hold rating(s)	6 Buy rating(s)	2 Strong Buy rating(s)	2.25

Which has better valuation & earnings, CINF or TRV?

Travelers Companies has higher revenue and earnings than Cincinnati Financial. Cincinnati Financial is trading at a lower price-to-earnings ratio than Travelers Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cincinnati Financial	$10.01B	2.20	$1.84B	$19.46	7.23
Travelers Companies	$41.36B	1.32	$2.99B	$19.50	12.29

Do institutionals and insiders hold more shares of CINF or TRV?

65.2% of Cincinnati Financial shares are owned by institutional investors. Comparatively, 82.5% of Travelers Companies shares are owned by institutional investors. 2.8% of Cincinnati Financial shares are owned by company insiders. Comparatively, 1.3% of Travelers Companies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Is CINF or TRV more profitable?

Cincinnati Financial has a net margin of 25.26% compared to Travelers Companies' net margin of 10.02%. Travelers Companies' return on equity of 17.69% beat Cincinnati Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cincinnati Financial	25.26%	8.25%	3.06%
Travelers Companies	10.02%	17.69%	3.50%

Which has more risk & volatility, CINF or TRV?

Cincinnati Financial has a beta of 0.71, indicating that its stock price is 29% less volatile than the S&P 500. Comparatively, Travelers Companies has a beta of 0.65, indicating that its stock price is 35% less volatile than the S&P 500.

Is CINF or TRV a better dividend stock?

Cincinnati Financial pays an annual dividend of $3.24 per share and has a dividend yield of 2.3%. Travelers Companies pays an annual dividend of $4.20 per share and has a dividend yield of 1.8%. Cincinnati Financial pays out 16.6% of its earnings in the form of a dividend. Travelers Companies pays out 21.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cincinnati Financial has increased its dividend for 64 consecutive years and Travelers Companies has increased its dividend for 20 consecutive years. Cincinnati Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community prefer CINF or TRV?

Travelers Companies received 322 more outperform votes than Cincinnati Financial when rated by MarketBeat users. Likewise, 52.95% of users gave Travelers Companies an outperform vote while only 51.17% of users gave Cincinnati Financial an outperform vote.

Company	Underperform	Outperform
Cincinnati Financial	Outperform Votes 262 51.17%	Underperform Votes 250 48.83%
Travelers Companies	Outperform Votes 584 52.95%	Underperform Votes 519 47.05%

Summary

Travelers Companies beats Cincinnati Financial on 13 of the 22 factors compared between the two stocks.