Cincinnati Financial (CINF) Competitors

Cincinnati Financial (NASDAQ:CINF) and Travelers Companies (NYSE:TRV) are both large-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, risk, valuation, profitability, earnings, media sentiment and community ranking.

Which has more risk and volatility, CINF or TRV?

Cincinnati Financial has a beta of 0.53, indicating that its share price is 47% less volatile than the S&P 500. Comparatively, Travelers Companies has a beta of 0.48, indicating that its share price is 52% less volatile than the S&P 500.

Is CINF or TRV a better dividend stock?

Cincinnati Financial pays an annual dividend of $3.48 per share and has a dividend yield of 2.6%. Travelers Companies pays an annual dividend of $4.20 per share and has a dividend yield of 1.7%. Cincinnati Financial pays out 24.0% of its earnings in the form of a dividend. Travelers Companies pays out 19.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cincinnati Financial has increased its dividend for 65 consecutive years and Travelers Companies has increased its dividend for 20 consecutive years. Cincinnati Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media prefer CINF or TRV?

In the previous week, Travelers Companies had 20 more articles in the media than Cincinnati Financial. MarketBeat recorded 41 mentions for Travelers Companies and 21 mentions for Cincinnati Financial. Cincinnati Financial's average media sentiment score of 1.05 beat Travelers Companies' score of 0.88 indicating that Cincinnati Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cincinnati Financial	12 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Positive
Travelers Companies	18 Very Positive mention(s)	1 Positive mention(s)	11 Neutral mention(s)	5 Negative mention(s)	1 Very Negative mention(s)	Positive

Which has better earnings and valuation, CINF or TRV?

Travelers Companies has higher revenue and earnings than Cincinnati Financial. Cincinnati Financial is trading at a lower price-to-earnings ratio than Travelers Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cincinnati Financial	$11.34B	1.84	$2.29B	$14.52	9.18
Travelers Companies	$46.43B	1.22	$5.00B	$21.47	11.62

Is CINF or TRV more profitable?

Cincinnati Financial has a net margin of 20.22% compared to Travelers Companies' net margin of 10.77%. Travelers Companies' return on equity of 19.06% beat Cincinnati Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cincinnati Financial	20.22%	9.01%	3.37%
Travelers Companies	10.77%	19.06%	3.83%

Do analysts rate CINF or TRV?

Cincinnati Financial presently has a consensus price target of $147.40, suggesting a potential upside of 10.55%. Travelers Companies has a consensus price target of $263.37, suggesting a potential upside of 5.55%. Given Cincinnati Financial's stronger consensus rating and higher possible upside, research analysts clearly believe Cincinnati Financial is more favorable than Travelers Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cincinnati Financial	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
Travelers Companies	3 Sell rating(s)	12 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.18

Do institutionals and insiders believe in CINF or TRV?

65.2% of Cincinnati Financial shares are held by institutional investors. Comparatively, 82.4% of Travelers Companies shares are held by institutional investors. 2.8% of Cincinnati Financial shares are held by company insiders. Comparatively, 1.3% of Travelers Companies shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Does the MarketBeat Community believe in CINF or TRV?

Travelers Companies received 325 more outperform votes than Cincinnati Financial when rated by MarketBeat users. Likewise, 52.73% of users gave Travelers Companies an outperform vote while only 51.36% of users gave Cincinnati Financial an outperform vote.

Company	Underperform	Outperform
Cincinnati Financial	Outperform Votes 265 51.36%	Underperform Votes 251 48.64%
Travelers Companies	Outperform Votes 590 52.73%	Underperform Votes 529 47.27%

Summary

Travelers Companies beats Cincinnati Financial on 12 of the 21 factors compared between the two stocks.