Cincinnati Financial (CINF) Competitors

Travelers Companies (NYSE:TRV) and Cincinnati Financial (NASDAQ:CINF) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, analyst recommendations, community ranking, profitability, earnings, risk, media sentiment, institutional ownership and valuation.

Does the media refer more to TRV or CINF?

In the previous week, Travelers Companies had 21 more articles in the media than Cincinnati Financial. MarketBeat recorded 31 mentions for Travelers Companies and 10 mentions for Cincinnati Financial. Travelers Companies' average media sentiment score of 1.01 beat Cincinnati Financial's score of 0.98 indicating that Travelers Companies is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Travelers Companies	16 Very Positive mention(s)	3 Positive mention(s)	8 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
Cincinnati Financial	6 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is TRV or CINF more profitable?

Cincinnati Financial has a net margin of 25.26% compared to Travelers Companies' net margin of 10.02%. Travelers Companies' return on equity of 17.69% beat Cincinnati Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Travelers Companies	10.02%	17.69%	3.50%
Cincinnati Financial	25.26%	8.25%	3.06%

Which has more volatility and risk, TRV or CINF?

Travelers Companies has a beta of 0.63, suggesting that its stock price is 37% less volatile than the S&P 500. Comparatively, Cincinnati Financial has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500.

Do analysts recommend TRV or CINF?

Travelers Companies presently has a consensus price target of $251.70, indicating a potential upside of 3.27%. Cincinnati Financial has a consensus price target of $143.33, indicating a potential downside of 3.02%. Given Travelers Companies' higher probable upside, equities analysts plainly believe Travelers Companies is more favorable than Cincinnati Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Travelers Companies	5 Sell rating(s)	12 Hold rating(s)	5 Buy rating(s)	2 Strong Buy rating(s)	2.17
Cincinnati Financial	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83

Does the MarketBeat Community believe in TRV or CINF?

Travelers Companies received 318 more outperform votes than Cincinnati Financial when rated by MarketBeat users. Likewise, 52.97% of users gave Travelers Companies an outperform vote while only 51.17% of users gave Cincinnati Financial an outperform vote.

Company	Underperform	Outperform
Travelers Companies	Outperform Votes 580 52.97%	Underperform Votes 515 47.03%
Cincinnati Financial	Outperform Votes 262 51.17%	Underperform Votes 250 48.83%

Is TRV or CINF a better dividend stock?

Travelers Companies pays an annual dividend of $4.20 per share and has a dividend yield of 1.7%. Cincinnati Financial pays an annual dividend of $3.24 per share and has a dividend yield of 2.2%. Travelers Companies pays out 21.5% of its earnings in the form of a dividend. Cincinnati Financial pays out 16.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Travelers Companies has raised its dividend for 20 consecutive years and Cincinnati Financial has raised its dividend for 64 consecutive years. Cincinnati Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders & institutionals hold more shares of TRV or CINF?

82.4% of Travelers Companies shares are held by institutional investors. Comparatively, 65.2% of Cincinnati Financial shares are held by institutional investors. 1.3% of Travelers Companies shares are held by insiders. Comparatively, 2.8% of Cincinnati Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Which has preferable valuation & earnings, TRV or CINF?

Travelers Companies has higher revenue and earnings than Cincinnati Financial. Cincinnati Financial is trading at a lower price-to-earnings ratio than Travelers Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Travelers Companies	$45.35B	1.22	$2.99B	$19.50	12.50
Cincinnati Financial	$12.16B	1.90	$1.84B	$19.46	7.60

Summary

Travelers Companies beats Cincinnati Financial on 13 of the 21 factors compared between the two stocks.