Citizens (CIZN) Competitors $8.04 +0.05 (+0.63%) As of 03/28/2025 02:26 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesSEC FilingsTrendsBuy This Stock CIZN vs. BVFL, ISTR, FSFG, BCBP, FCCO, MRBK, HNVR, FRAF, UBFO, and LARKShould you be buying Citizens stock or one of its competitors? The main competitors of Citizens include BV Financial (BVFL), Investar (ISTR), First Savings Financial Group (FSFG), BCB Bancorp (BCBP), First Community (FCCO), Meridian (MRBK), Hanover Bancorp (HNVR), Franklin Financial Services (FRAF), United Security Bancshares (UBFO), and Landmark Bancorp (LARK). These companies are all part of the "banking" industry. Citizens vs. BV Financial Investar First Savings Financial Group BCB Bancorp First Community Meridian Hanover Bancorp Franklin Financial Services United Security Bancshares Landmark Bancorp BV Financial (NASDAQ:BVFL) and Citizens (NASDAQ:CIZN) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, risk, profitability, media sentiment, valuation, dividends, institutional ownership, community ranking and analyst recommendations. Does the MarketBeat Community prefer BVFL or CIZN? Citizens received 96 more outperform votes than BV Financial when rated by MarketBeat users. CompanyUnderperformOutperformBV FinancialN/AN/ACitizensOutperform Votes9644.86% Underperform Votes11855.14% Do institutionals & insiders have more ownership in BVFL or CIZN? 42.7% of BV Financial shares are held by institutional investors. Comparatively, 9.7% of Citizens shares are held by institutional investors. 7.8% of BV Financial shares are held by company insiders. Comparatively, 8.9% of Citizens shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term. Which has higher earnings and valuation, BVFL or CIZN? BV Financial has higher earnings, but lower revenue than Citizens. Citizens is trading at a lower price-to-earnings ratio than BV Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioBV Financial$37.70M4.69$11.72M$1.0914.00Citizens$40.95M1.11$5.49M$0.988.20 Is BVFL or CIZN more profitable? BV Financial has a net margin of 23.83% compared to Citizens' net margin of 7.00%. Citizens' return on equity of 11.28% beat BV Financial's return on equity.Company Net Margins Return on Equity Return on Assets BV Financial23.83% 6.09% 1.40% Citizens 7.00%11.28%0.37% Does the media refer more to BVFL or CIZN? In the previous week, BV Financial had 3 more articles in the media than Citizens. MarketBeat recorded 4 mentions for BV Financial and 1 mentions for Citizens. BV Financial's average media sentiment score of 0.65 beat Citizens' score of 0.55 indicating that BV Financial is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment BV Financial 1 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Citizens 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has more risk and volatility, BVFL or CIZN? BV Financial has a beta of 0.59, meaning that its stock price is 41% less volatile than the S&P 500. Comparatively, Citizens has a beta of -0.06, meaning that its stock price is 106% less volatile than the S&P 500. SummaryBV Financial beats Citizens on 10 of the 14 factors compared between the two stocks. Remove Ads Get Citizens News Delivered to You Automatically Sign up to receive the latest news and ratings for CIZN and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CIZN vs. The Competition Export to ExcelMetricCitizensState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$45.32M$3.04B$11.25B$7.83BDividend Yield1.00%3.76%5.57%4.01%P/E Ratio8.2022.9722.6218.64Price / Sales1.113.0725.7191.24Price / Cash9.2510.6317.6134.64Price / Book1.051.172.734.23Net Income$5.49M$372.21M$1.04B$247.06M7 Day Performance-3.60%-0.52%0.16%-2.15%1 Month Performance-21.18%-5.42%495.46%-5.71%1 Year Performance2.29%14.50%533.02%-0.84% Citizens Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CIZNCitizensN/A$8.04+0.6%N/A+2.3%$45.32M$40.95M8.20250Analyst ForecastHigh Trading VolumeBVFLBV Financial1.2454 of 5 stars$15.61+0.1%N/A+47.7%$181.05M$37.70M14.32112Short Interest ↑ISTRInvestar4.5924 of 5 stars$17.95+1.2%$20.50+14.2%+9.1%$176.38M$82.41M8.80340FSFGFirst Savings Financial Group3.9836 of 5 stars$25.19-3.2%$27.33+8.5%+53.0%$174.19M$75.10M9.19470Positive NewsBCBPBCB Bancorp4.1588 of 5 stars$10.10-0.3%$13.38+32.4%-4.8%$173.35M$94.96M10.31290Short Interest ↑FCCOFirst Community4.56 of 5 stars$22.57+2.1%$29.67+31.4%+28.3%$173.13M$61.14M12.47250Short Interest ↓MRBKMeridian3.3966 of 5 stars$14.47+3.7%$16.00+10.6%+44.7%$163.29M$112.34M9.98410Short Interest ↓Positive NewsHigh Trading VolumeHNVRHanover Bancorp3.7699 of 5 stars$22.65+0.2%$22.00-2.9%+52.8%$163.10M$68.43M13.64160Short Interest ↓Positive NewsFRAFFranklin Financial Services2.2167 of 5 stars$36.01+0.8%N/A+35.1%$159.88M$69.89M14.46280Positive NewsGap UpUBFOUnited Security Bancshares2.2663 of 5 stars$9.10+1.7%N/A+17.6%$157.64M$51.56M10.58120Dividend AnnouncementNews CoverageLARKLandmark Bancorp1.3111 of 5 stars$27.14-0.6%N/A+40.6%$156.76M$60.47M11.98270Short Interest ↑High Trading Volume Remove Ads Related Companies and Tools Related Companies BV Financial Competitors Investar Competitors First Savings Financial Group Competitors BCB Bancorp Competitors First Community Competitors Meridian Competitors Hanover Bancorp Competitors Franklin Financial Services Competitors United Security Bancshares Competitors Landmark Bancorp Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CIZN) was last updated on 3/29/2025 by MarketBeat.com Staff From Our PartnersA brutally honest economic warning for 2025 (see proof)New York Times best-selling financial author and world-renowned economist Addison Wiggin (a man who’s worked s...Banyan Hill Publishing | Sponsored$2 Trillion Disappears Because of Fed's Secretive New Move$2 trillion has disappeared from the US government's books. 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