Citizens (CIZN) Competitors

Citizens (NASDAQ:CIZN) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their community ranking, dividends, institutional ownership, earnings, media sentiment, profitability, analyst recommendations, risk and valuation.

Do analysts rate CIZN or FCCO?

First Community has a consensus price target of $21.00, indicating a potential downside of 20.54%. Given First Community's stronger consensus rating and higher probable upside, analysts clearly believe First Community is more favorable than Citizens.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citizens	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First Community	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the MarketBeat Community prefer CIZN or FCCO?

First Community received 77 more outperform votes than Citizens when rated by MarketBeat users. However, 48.00% of users gave Citizens an outperform vote while only 44.25% of users gave First Community an outperform vote.

Company	Underperform	Outperform
Citizens	Outperform Votes 96 48.00%	Underperform Votes 104 52.00%
First Community	Outperform Votes 173 44.25%	Underperform Votes 218 55.75%

Does the media prefer CIZN or FCCO?

In the previous week, First Community had 1 more articles in the media than Citizens. MarketBeat recorded 3 mentions for First Community and 2 mentions for Citizens. First Community's average media sentiment score of 0.74 beat Citizens' score of 0.53 indicating that First Community is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citizens	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Community	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, CIZN or FCCO?

Citizens has a beta of -0.02, indicating that its share price is 102% less volatile than the S&P 500. Comparatively, First Community has a beta of 0.4, indicating that its share price is 60% less volatile than the S&P 500.

Is CIZN or FCCO more profitable?

First Community has a net margin of 12.99% compared to Citizens' net margin of 4.44%. First Community's return on equity of 9.57% beat Citizens' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citizens	4.44%	7.23%	0.23%
First Community	12.99%	9.57%	0.69%

Is CIZN or FCCO a better dividend stock?

Citizens pays an annual dividend of $0.64 per share and has a dividend yield of 7.3%. First Community pays an annual dividend of $0.60 per share and has a dividend yield of 2.3%. Citizens pays out 104.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Community pays out 35.5% of its earnings in the form of a dividend.

Which has better earnings & valuation, CIZN or FCCO?

First Community has lower revenue, but higher earnings than Citizens. Citizens is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citizens	$60.02M	0.82	$1.85M	$0.61	14.34
First Community	$59.06M	3.42	$11.84M	$1.69	15.64

Do institutionals & insiders believe in CIZN or FCCO?

9.7% of Citizens shares are owned by institutional investors. Comparatively, 61.3% of First Community shares are owned by institutional investors. 8.9% of Citizens shares are owned by company insiders. Comparatively, 3.0% of First Community shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

First Community beats Citizens on 16 of the 20 factors compared between the two stocks.