Citizens (CIZN) Stock Price, News & Analysis

Company Overview

Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, it offers personal and corporate trust services; credit life and title insurance; and online and mobile banking services. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.

Key Stats

• Today's Range: $8.15 to $8.24
• 50-Day Range: $7.04 to $10.20
• 52-Week Range: $7.00 to $11.00
• Volume: 900 shs
• Average Volume: 3,492 shs
• Market Capitalization: $46.45 million
• P/E Ratio: 8.41
• Dividend Yield: 0.97%
• Price Target: N/A
• Consensus Rating: N/A

CIZN Stock Analysis - Frequently Asked Questions

How have CIZN shares performed this year?

Citizens' stock was trading at $9.06 on January 1st, 2025. Since then, CIZN stock has decreased by 9.1% and is now trading at $8.24.
View the best growth stocks for 2025 here.

How were Citizens' earnings last quarter?

Citizens Holding (NASDAQ:CIZN) posted its earnings results on Friday, July, 24th. The bank reported $0.26 EPS for the quarter. The bank had revenue of $10.82 million for the quarter. Citizens had a net margin of 7.00% and a trailing twelve-month return on equity of 11.28%.

How do I buy shares of Citizens?

Shares of CIZN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Citizens own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL), Meta Platforms (META) and Adobe (ADBE).

Company Calendar

• Last Earnings: 7/24/2020
• Ex-Dividend for 3/31 Dividend: 3/17/2025
• Record date for 3/31 Dividend: 3/21/2025
• Dividend Payable: 3/31/2025
• Today: 4/26/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CIZN
• CIK: 1075706
• Web: www.citizensholdingcompany.com
• Phone: (601) 656-4692
• Fax: 601-656-4264
• Employees: 250
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.98
• Trailing P/E Ratio: 8.41
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $5.49 million
• Net Margins: 7.00%
• Pretax Margin: N/A
• Return on Equity: 11.28%
• Return on Assets: 0.37%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.58
• Quick Ratio: 0.58

Sales & Book Value

• Annual Sales: $40.95 million
• Price / Sales: 1.13
• Cash Flow: $0.89 per share
• Price / Cash Flow: 9.25
• Book Value: $7.63 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 5,637,000
• Free Float: 5,135,000
• Market Cap: $46.45 million
• Optionable: Not Optionable
• Beta: 0.02