Consumer Portfolio Services (CPSS) Competitors

Consumer Portfolio Services (NASDAQ:CPSS) and Security National Financial (NASDAQ:SNFCA) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, earnings, community ranking, media sentiment, profitability, dividends, valuation, analyst recommendations and institutional ownership.

Which has higher earnings & valuation, CPSS or SNFCA?

Consumer Portfolio Services has higher earnings, but lower revenue than Security National Financial. Security National Financial is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Consumer Portfolio Services	$201.17M	1.12	$45.34M	$0.87	12.15
Security National Financial	$318.50M	0.80	$14.49M	$0.91	11.61

Do institutionals & insiders hold more shares of CPSS or SNFCA?

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 45.6% of Security National Financial shares are held by institutional investors. 69.0% of Consumer Portfolio Services shares are held by company insiders. Comparatively, 12.6% of Security National Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Does the MarketBeat Community favor CPSS or SNFCA?

Consumer Portfolio Services received 42 more outperform votes than Security National Financial when rated by MarketBeat users. However, 72.95% of users gave Security National Financial an outperform vote while only 60.50% of users gave Consumer Portfolio Services an outperform vote.

Company	Underperform	Outperform
Consumer Portfolio Services	Outperform Votes 193 60.50%	Underperform Votes 126 39.50%
Security National Financial	Outperform Votes 151 72.95%	Underperform Votes 56 27.05%

Is CPSS or SNFCA more profitable?

Security National Financial has a net margin of 6.72% compared to Consumer Portfolio Services' net margin of 5.59%. Consumer Portfolio Services' return on equity of 7.59% beat Security National Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Consumer Portfolio Services	5.59%	7.59%	0.67%
Security National Financial	6.72%	6.89%	1.51%

Does the media refer more to CPSS or SNFCA?

In the previous week, Consumer Portfolio Services had 5 more articles in the media than Security National Financial. MarketBeat recorded 6 mentions for Consumer Portfolio Services and 1 mentions for Security National Financial. Security National Financial's average media sentiment score of 1.91 beat Consumer Portfolio Services' score of 0.38 indicating that Security National Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
Consumer Portfolio Services	Neutral
Security National Financial	Very Positive

Which has more risk and volatility, CPSS or SNFCA?

Consumer Portfolio Services has a beta of 2, indicating that its share price is 100% more volatile than the S&P 500. Comparatively, Security National Financial has a beta of 1.01, indicating that its share price is 1% more volatile than the S&P 500.

Summary

Consumer Portfolio Services beats Security National Financial on 9 of the 15 factors compared between the two stocks.