Consumer Portfolio Services (CPSS) Competitors $8.80 +0.04 (+0.40%) As of 02:01 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock CPSS vs. OSBC, BFST, FUFU, HBT, EQBK, MCBS, IBCP, SMBC, VEL, and JFINShould you be buying Consumer Portfolio Services stock or one of its competitors? The main competitors of Consumer Portfolio Services include Old Second Bancorp (OSBC), Business First Bancshares (BFST), BitFuFu (FUFU), HBT Financial (HBT), Equity Bancshares (EQBK), MetroCity Bankshares (MCBS), Independent Bank (IBCP), Southern Missouri Bancorp (SMBC), Velocity Financial (VEL), and Jiayin Group (JFIN). These companies are all part of the "banking" industry. Consumer Portfolio Services vs. Old Second Bancorp Business First Bancshares BitFuFu HBT Financial Equity Bancshares MetroCity Bankshares Independent Bank Southern Missouri Bancorp Velocity Financial Jiayin Group Old Second Bancorp (NASDAQ:OSBC) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, earnings, media sentiment, dividends, valuation, profitability and community ranking. Does the MarketBeat Community prefer OSBC or CPSS? Old Second Bancorp received 128 more outperform votes than Consumer Portfolio Services when rated by MarketBeat users. However, 61.59% of users gave Consumer Portfolio Services an outperform vote while only 59.14% of users gave Old Second Bancorp an outperform vote. CompanyUnderperformOutperformOld Second BancorpOutperform Votes33059.14% Underperform Votes22840.86% Consumer Portfolio ServicesOutperform Votes20261.59% Underperform Votes12638.41% Do analysts prefer OSBC or CPSS? Old Second Bancorp presently has a consensus target price of $20.90, indicating a potential upside of 42.10%. Given Old Second Bancorp's stronger consensus rating and higher probable upside, equities research analysts plainly believe Old Second Bancorp is more favorable than Consumer Portfolio Services.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Old Second Bancorp 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.00Consumer Portfolio Services 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Does the media prefer OSBC or CPSS? In the previous week, Old Second Bancorp had 3 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 4 mentions for Old Second Bancorp and 1 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 1.54 beat Old Second Bancorp's score of 1.04 indicating that Consumer Portfolio Services is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Old Second Bancorp 3 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Consumer Portfolio Services 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Do insiders & institutionals have more ownership in OSBC or CPSS? 67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are held by institutional investors. 3.8% of Old Second Bancorp shares are held by insiders. Comparatively, 69.0% of Consumer Portfolio Services shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth. Which has more risk & volatility, OSBC or CPSS? Old Second Bancorp has a beta of 1.04, suggesting that its stock price is 4% more volatile than the S&P 500. Comparatively, Consumer Portfolio Services has a beta of 2.14, suggesting that its stock price is 114% more volatile than the S&P 500. Which has stronger valuation & earnings, OSBC or CPSS? Old Second Bancorp has higher revenue and earnings than Consumer Portfolio Services. Old Second Bancorp is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOld Second Bancorp$279.90M2.37$85.26M$1.877.87Consumer Portfolio Services$202.25M0.93$45.34M$0.7911.13 Is OSBC or CPSS more profitable? Old Second Bancorp has a net margin of 24.95% compared to Consumer Portfolio Services' net margin of 5.59%. Old Second Bancorp's return on equity of 13.73% beat Consumer Portfolio Services' return on equity.Company Net Margins Return on Equity Return on Assets Old Second Bancorp24.95% 13.73% 1.52% Consumer Portfolio Services 5.59%7.59%0.67% SummaryOld Second Bancorp beats Consumer Portfolio Services on 14 of the 19 factors compared between the two stocks. Remove Ads Get Consumer Portfolio Services News Delivered to You Automatically Sign up to receive the latest news and ratings for CPSS and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CPSS vs. The Competition Export to ExcelMetricConsumer Portfolio ServicesNondepository credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$188.59M$6.63B$10.54B$7.16BDividend YieldN/A4.21%5.42%4.06%P/E Ratio10.1115.4521.4617.50Price / Sales0.938.0024.9685.03Price / Cash4.2842.1517.6234.64Price / Book0.681.912.593.82Net Income$45.34M$524.31M$1.03B$247.19M7 Day Performance0.06%-9.55%-4.82%-7.19%1 Month Performance-6.14%-15.11%494.67%-9.97%1 Year Performance12.32%-3.38%530.90%-7.26% Consumer Portfolio Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CPSSConsumer Portfolio Services2.9241 of 5 stars$8.80+0.4%N/A+14.2%$188.59M$202.25M10.11740Positive NewsGap DownOSBCOld Second Bancorp3.8407 of 5 stars$17.06+0.8%$20.90+22.5%+14.9%$768.50M$279.90M9.12890Short Interest ↑News CoveragePositive NewsBFSTBusiness First Bancshares4.4724 of 5 stars$25.26+3.3%$31.50+24.7%+8.6%$746.48M$270.37M11.18750News CoveragePositive NewsGap DownFUFUBitFuFu3.2068 of 5 stars$4.46+4.2%$7.00+57.0%-3.0%$727.46M$452.74M0.0029HBTHBT Financial3.5254 of 5 stars$23.04+1.3%$24.80+7.6%+11.9%$727.12M$222.37M10.19730EQBKEquity Bancshares3.8489 of 5 stars$40.59+3.3%$48.00+18.2%+11.3%$710.76M$215.83M10.20700Analyst ForecastNews CoveragePositive NewsMCBSMetroCity Bankshares3.9842 of 5 stars$27.87+2.5%$36.00+29.2%+9.9%$707.98M$139.66M11.10220IBCPIndependent Bank3.7115 of 5 stars$31.81+2.4%$39.17+23.1%+18.5%$667.15M$215.80M10.07920Short Interest ↑Gap DownSMBCSouthern Missouri Bancorp4.2646 of 5 stars$54.34+2.6%$70.00+28.8%+14.1%$649.85M$171.80M11.86540Gap DownVELVelocity Financial1.5753 of 5 stars$18.84+0.2%$21.50+14.1%+7.3%$640.84M$211.74M10.18220High Trading VolumeJFINJiayin Group3.4367 of 5 stars$11.91+2.5%N/A+110.5%$639.39M$6.00B3.97710Positive NewsGap Down Remove Ads Related Companies and Tools Related Companies OSBC Alternatives BFST Alternatives FUFU Alternatives HBT Alternatives EQBK Alternatives MCBS Alternatives IBCP Alternatives SMBC Alternatives VEL Alternatives JFIN Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CPSS) was last updated on 4/4/2025 by MarketBeat.com Staff From Our PartnersTrump Allies Confirm Exec Order 14024 Triggers Dollar CollapseExecutive Order 14024 is paving the way for irreversible damage to the dollar's value—threatening your wealth,...Priority Gold | SponsoredYour Retirement Is Caught in the CrossfireWhen Trump took office in 2017, gold was just $1,100 an ounce. 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