Central Valley Community Bancorp (CVCY) Stock Price, News & Analysis

Company Overview

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It also provides products, such as commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. In addition, the company offers domestic and international wire transfer, inquiry, account status, bill paying, account transfers, and cash management and other customary banking services. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.

Key Stats

• Today's Range: N/A
• 50-Day Range: $17.30 to $19.89
• 52-Week Range: N/A
• Volume: 34,500 shs
• Average Volume: 26,389 shs
• Market Capitalization: $235.30 million
• P/E Ratio: 9.17
• Dividend Yield: 2.41%
• Price Target: $22.00
• Consensus Rating: Buy

Central Valley Community Bancorp Stock Analysis - MarketRank™

Central Valley Community Bancorp scored higher than 78% of companies evaluated by MarketBeat, and ranked 324th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

Central Valley Community Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Central Valley Community Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 40.54%

Earnings Growth

Earnings for Central Valley Community Bancorp are expected to grow by 40.54% in the coming year, from $1.85 to $2.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Central Valley Community Bancorp is 9.17, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 128.25.

Price to Earnings Ratio vs. Sector

The P/E ratio of Central Valley Community Bancorp is 9.17, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 43.25.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for CVCY.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Central Valley Community Bancorp pays a meaningful dividend of 2.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Central Valley Community Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Central Valley Community Bancorp is 22.12%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Central Valley Community Bancorp will have a dividend payout ratio of 18.46% next year. This indicates that Central Valley Community Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for CVCY.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Central Valley Community Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Central Valley Community Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

15.94% of the stock of Central Valley Community Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

50.22% of the stock of Central Valley Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CVCY Stock Analysis - Frequently Asked Questions

How were Central Valley Community Bancorp's earnings last quarter?

Central Valley Community Bancorp (NASDAQ:CVCY) issued its quarterly earnings results on Tuesday, October, 19th. The financial services provider reported $0.54 EPS for the quarter, missing the consensus estimate of $0.55 by $0.01. The financial services provider had revenue of $20.36 million for the quarter, compared to analyst estimates of $20.33 million. Central Valley Community Bancorp had a trailing twelve-month return on equity of 13.47% and a net margin of 23.39%.

What other stocks do shareholders of Central Valley Community Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Central Valley Community Bancorp investors own include Broadcom (AVGO), NVIDIA (NVDA), Meta Platforms (META), Arista Networks (ANET), Advanced Micro Devices (AMD), Jabil (JBL) and ServiceNow (NOW).

Company Calendar

• Last Earnings: 10/19/2021
• Today: 11/02/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: N/A
• Current Symbol: NASDAQ:CVCY
• CUSIP: N/A
• CIK: 1127371
• Web: www.cvcb.com
• Phone: (559) 298-1775
• Fax: 559-298-4153
• Employees: 259
• Year Founded: 1980

Price Target and Rating

• Average Stock Price Target: $22.00
• High Stock Price Target: $22.00
• Low Stock Price Target: $22.00
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.17
• Trailing P/E Ratio: 9.17
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $25.54 million
• Net Margins: 23.39%
• Pretax Margin: 30.92%
• Return on Equity: 13.47%
• Return on Assets: 1.04%

Debt

• Debt-to-Equity Ratio: 0.34
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $109.44 million
• Price / Sales: 0.00
• Cash Flow: N/A
• Price / Cash Flow: 7.01
• Book Value: $17.53 per share
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 11,830,000
• Free Float: 9,946,000
• Market Cap: $235.30 million
• Optionable: Optionable
• Beta: 0.85