Dime Community Bancshares (DCOMP) Financials

$18.69 +0.14 (+0.75%)

As of 04/17/2025 04:00 PM Eastern

Annual Income Statements for Dime Community Bancshares

This table shows Dime Community Bancshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Income / (Loss) Attributable to Common Shareholders	14	21	35	21	39	36	38	97	145	89	22
Consolidated Net Income / (Loss)	14	21	35	21	39	36	42	104	153	96	29
Net Income / (Loss) Continuing Operations	14	21	35	21	39	36	42	104	153	96	29
Total Pre-Tax Income	21	32	54	39	48	47	55	148	212	137	51
Total Revenue	76	109	137	145	148	160	199	400	418	353	314
Net Interest Income / (Expense)	67	96	121	127	137	147	178	358	380	317	318
Total Interest Income	75	106	138	150	169	238	234	385	439	609	650
Loans and Leases Interest Income	58	89	117	126	144	218	217	359	407	554	590
Investment Securities Interest Income	17	17	20	21	22	15	14	23	29	32	34
Other Interest Income	0.41	0.59	1.17	1.70	1.87	5.59	3.28	2.98	3.40	23	26
Total Interest Expense	7.46	10	17	23	32	91	56	27	59	293	332
Deposits Interest Expense	4.42	5.60	6.87	10	21	62	33	17	38	226	291
Long-Term Debt Interest Expense	1.37	2.63	5.90	4.59	4.54	29	23	10	19	66	41
Total Non-Interest Income	8.17	13	16	18	12	12	21	42	38	36	-3.96
Trust Fees by Commissions	-	-	-	-	-	0.00	0.00	2.34	2.03	1.30	0.84
Other Service Charges	9.26	11	13	14	15	6.33	6.18	20	19	19	19
Net Realized & Unrealized Capital Gains on Investments	-1.09	0.50	1.55	1.73	-5.84	3.01	10	13	7.28	7.32	-33
Other Non-Interest Income	-	1.23	1.93	2.25	2.22	2.83	4.86	7.07	10	8.99	9.17
Provision for Credit Losses	2.20	4.00	5.55	14	1.80	17	26	6.21	5.37	2.77	36
Total Non-Interest Expense	52	73	77	92	98	95	118	245	201	213	227
Salaries and Employee Benefits	26	34	42	47	50	52	61	108	120	117	136
Net Occupancy & Equipment Expense	11	15	18	20	20	24	25	47	45	46	48
Marketing Expense	2.43	3.13	4.05	4.74	4.60	2.66	1.46	4.66	5.90	6.78	6.66
Property & Liability Insurance Claims	1.27	1.59	1.64	1.31	1.67	0.61	2.26	4.08	3.90	8.85	8.71
Other Operating Expenses	6.02	8.44	10	10	21	16	14	28	24	33	26
Amortization Expense	0.30	1.45	2.64	1.05	0.92	0.00	0.00	2.62	1.88	1.43	1.16
Income Tax Expense	7.24	11	19	19	9.14	11	13	44	59	41	22
Preferred Stock Dividends Declared	-	-	-	-	-	0.00	4.78	7.29	7.29	7.29	7.29
Basic Earnings per Share	$1.18	$1.43	$2.01	$1.04	$1.97	$1.56	$1.74	$2.45	$3.73	$2.29	$0.55
Weighted Average Basic Shares Outstanding	11.70M	14.80M	17.70M	19.70M	19.90M	19.84M	41.49M	39.65M	38.53M	38.83M	43.64M
Diluted Earnings per Share	$1.18	$1.43	$2.00	$1.04	$1.97	$1.55	$1.74	$2.45	$3.73	$2.29	$0.55
Weighted Average Diluted Shares Outstanding	11.70M	14.80M	17.70M	19.70M	19.90M	19.84M	41.49M	39.65M	38.53M	38.83M	43.64M
Weighted Average Basic & Diluted Shares Outstanding	11.70M	14.80M	17.70M	19.70M	19.90M	19.84M	41.49M	39.65M	38.53M	38.83M	43.64M

This table shows Dime Community Bancshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Net Income / (Loss) Attributable to Common Shareholders	38	38	35	26	13	14	16	17	12	-22
Consolidated Net Income / (Loss)	39	40	37	27	15	16	18	18	13	-20
Net Income / (Loss) Continuing Operations	39	40	37	27	15	16	18	18	13	-20
Total Pre-Tax Income	55	55	51	38	23	25	24	26	18	-17
Total Revenue	110	106	95	91	84	83	82	87	88	57
Net Interest Income / (Expense)	100	97	86	80	76	74	72	76	80	91
Total Interest Income	115	130	141	152	158	159	161	159	164	165
Loans and Leases Interest Income	106	121	128	138	143	145	144	147	152	148
Investment Securities Interest Income	7.37	7.65	8.43	7.91	7.92	7.92	7.88	7.91	7.77	10
Other Interest Income	0.85	1.44	3.80	5.87	6.93	6.09	9.56	4.41	4.65	7.47
Total Interest Expense	14	33	55	72	81	85	89	84	84	74
Deposits Interest Expense	10	22	37	53	63	74	73	73	74	71
Long-Term Debt Interest Expense	3.48	9.78	18	18	17	14	15	9.03	8.76	8.54
Total Non-Interest Income	9.36	9.47	9.00	10	7.93	8.87	10	12	7.63	-34
Trust Fees by Commissions	0.47	0.45	0.29	0.25	0.29	0.47	0.13	0.29	0.19	0.23
Other Service Charges	4.50	4.75	4.30	5.41	4.50	4.40	5.01	4.53	4.61	4.73
Net Realized & Unrealized Capital Gains on Investments	2.21	2.07	2.25	1.90	0.82	2.35	2.86	4.50	0.23	-40
Other Non-Interest Income	2.18	2.19	2.16	2.85	2.32	1.66	2.46	2.48	2.61	1.62
Provision for Credit Losses	6.59	0.34	-3.65	0.89	1.81	3.72	5.21	5.59	12	14
Total Non-Interest Expense	48	51	47	52	60	54	53	56	58	61
Salaries and Employee Benefits	29	32	27	30	31	30	32	32	36	36
Net Occupancy & Equipment Expense	11	11	12	11	12	11	12	12	12	12
Marketing Expense	1.53	1.56	1.45	1.49	2.08	1.77	1.50	1.64	1.63	1.90
Property & Liability Insurance Claims	0.80	0.80	1.87	1.87	1.87	3.24	2.24	2.25	2.11	2.12
Other Operating Expenses	5.03	4.90	5.53	7.23	13	7.22	4.75	7.52	5.59	8.50
Amortization Expense	0.43	0.43	0.38	0.35	0.35	0.35	0.31	0.29	0.29	0.29
Income Tax Expense	15	15	14	10	8.09	9.02	6.59	7.55	4.90	3.32
Preferred Stock Dividends Declared	1.82	1.82	1.82	1.82	1.82	1.82	1.82	1.82	1.82	1.82
Basic Earnings per Share	$0.98	$0.99	$0.92	$0.66	$0.34	$0.37	$0.41	$0.43	$0.29	($0.58)
Weighted Average Basic Shares Outstanding	38.57M	38.53M	38.81M	38.83M	38.82M	38.83M	38.97M	39.15M	39.15M	43.64M
Diluted Earnings per Share	$0.98	$0.99	$0.92	$0.66	$0.34	$0.37	$0.41	$0.43	$0.29	($0.58)
Weighted Average Diluted Shares Outstanding	38.57M	38.53M	38.81M	38.83M	38.82M	38.83M	38.97M	39.15M	39.15M	43.64M
Weighted Average Basic & Diluted Shares Outstanding	38.57M	38.53M	38.81M	38.83M	38.82M	38.83M	38.97M	39.15M	39.15M	43.64M

This table details how cash moves in and out of Dime Community Bancshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Change in Cash & Equivalents	6.16	53	9.28	-19	201	8.23	88	150	-224	288	826
Net Cash From Operating Activities	26	32	44	47	58	68	60	146	295	91	99
Net Cash From Continuing Operating Activities	26	32	44	47	58	68	60	146	295	91	99
Net Income / (Loss) Continuing Operations	14	21	35	21	39	36	42	104	153	96	29
Consolidated Net Income / (Loss)	14	21	35	21	39	36	42	104	153	96	29
Provision For Loan Losses	2.20	4.00	5.55	14	1.80	17	26	6.21	5.37	2.77	36
Depreciation Expense	0.48	-3.79	3.48	3.83	3.82	5.08	5.07	7.81	8.31	6.03	5.69
Amortization Expense	4.06	6.38	-1.09	-0.53	2.83	0.00	0.00	2.62	1.88	1.99	2.77
Non-Cash Adjustments to Reconcile Net Income	1.72	0.10	-0.09	0.74	9.23	10	14	19	17	20	39
Changes in Operating Assets and Liabilities, net	3.59	3.72	0.89	8.20	1.47	-0.15	-28	7.15	110	-36	-14
Net Cash From Investing Activities	-171	-452	-280	-412	-81	-10	-324	1,103	-1,332	-214	64
Net Cash From Continuing Investing Activities	-171	-452	-280	-412	-81	-10	-324	1,103	-1,332	-214	64
Purchase of Investment Securities	-1,058	-1,026	-1,284	-1,302	-976	-320	-291	-1,139	-187	-138	-431
Sale of Property, Leasehold Improvements and Equipment	-	-	-	-	-	-	0.00	0.00	1.91	0.03	19
Sale and/or Maturity of Investments	890	554	1,008	892	901	290	294	1,959	213	184	628
Other Investing Activities, net	-	-	-	-	-	19	-328	283	-1,360	-260	-153
Net Cash From Financing Activities	151	473	245	346	223	-50	353	-1,099	813	411	663
Net Cash From Continuing Financing Activities	151	473	245	346	223	-50	353	-1,099	813	411	663
Net Change in Deposits	125	224	83	409	552	-83	176	519	-204	276	1,156
Issuance of Debt	1.50	202	200	5.06	-	196	107	25	193	-1.36	182
Issuance of Common Equity	0.63	0.78	48	0.95	1.02	-	-	-	0.00	0.00	136
Repayment of Debt	-1.45	-	-	-0.35	-261	-120	14	-1,537	915	182	-765
Repurchase of Common Equity	-0.17	-0.23	-0.34	-0.35	-0.59	-24	-35	-59	-47	-0.95	0.00
Payment of Dividends	-11	-13	-16	-18	-18	-20	-23	-47	-44	-45	-45
Other Financing Activities, Net	36	59	-70	-50	-50	0.37	-2.94	0.48	-0.39	-0.09	-0.24
Cash Interest Paid	7.38	8.79	17	23	32	93	59	28	55	281	343
Cash Income Taxes Paid	4.07	8.74	22	8.45	2.47	12	16	35	44	38	29

This table details how cash moves in and out of Dime Community Bancshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Net Change in Cash & Equivalents	32	-144	494	-211	-94	99	-87	43	212	658
Net Cash From Operating Activities	100	48	13	31	86	-40	31	13	-33	89
Net Cash From Continuing Operating Activities	100	48	13	31	86	-40	31	13	-33	89
Net Income / (Loss) Continuing Operations	39	40	37	27	15	16	18	18	13	-20
Consolidated Net Income / (Loss)	39	40	37	27	15	16	18	18	13	-20
Provision For Loan Losses	6.59	0.34	-3.65	0.89	1.81	3.72	5.21	5.59	12	14
Depreciation Expense	2.06	1.89	1.60	1.45	1.50	1.47	1.57	1.36	1.51	1.25
Amortization Expense	0.43	0.43	0.38	0.35	0.35	0.91	0.94	0.92	0.89	0.03
Non-Cash Adjustments to Reconcile Net Income	0.85	7.05	6.74	2.26	3.98	6.64	1.27	-3.05	-0.42	41
Changes in Operating Assets and Liabilities, net	51	-2.04	-29	-1.26	64	-69	4.05	-11	-60	53
Net Cash From Investing Activities	-494	-457	-191	-131	42	65	66	-11	-17	25
Net Cash From Continuing Investing Activities	-494	-457	-191	-131	42	65	66	-11	-17	25
Purchase of Investment Securities	-74	-34	-119	-5.02	1.69	-16	19	-7.54	-22	-420
Sale of Property, Leasehold Improvements and Equipment	-	1.91	0.00	-	0.03	-	3.88	12	-	2.95
Sale and/or Maturity of Investments	43	32	104	25	31	24	36	64	75	453
Other Investing Activities, net	-464	-456	-175	-151	9.32	57	7.64	-80	-70	-11
Net Cash From Financing Activities	426	265	671	-111	-222	73	-184	41	262	544
Net Cash From Continuing Financing Activities	426	265	671	-111	-222	73	-184	41	262	544
Net Change in Deposits	-77	-234	316	-47	114	-106	368	130	389	269
Issuance of Debt	595	-560	368	-51	-325	6.64	-540	73	599	50
Repayment of Debt	-75	1,070	-	-	-	183	-	-	-715	100
Payment of Dividends	-11	-11	-11	-11	-11	-11	-11	-11	-11	-11
Other Financing Activities, Net	0.09	0.37	-0.91	0.35	0.13	0.34	-0.82	0.29	-0.04	0.33
Cash Interest Paid	12	32	47	67	80	87	87	90	88	78
Cash Income Taxes Paid	13	8.39	1.97	28	1.80	6.64	6.68	9.53	12	0.83

This table presents Dime Community Bancshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	2,289	3,782	4,055	4,430	4,701	4,922	6,782	12,066	13,190	13,636	14,353
Cash and Due from Banks	45	80	102	77	142	78	244	394	169	458	1,284
Trading Account Securities	802	1,009	1,043	941	841	785	564	1,788	1,691	1,603	1,445
Loans and Leases, Net of Allowance	1,321	2,390	2,575	3,071	3,244	3,647	5,581	9,161	10,483	10,702	10,783
Loans and Leases	1,338	2,411	2,600	3,103	3,276	3,680	5,622	9,245	10,567	10,773	10,872
Allowance for Loan and Lease Losses	18	21	26	32	31	33	41	84	84	72	89
Loans Held for Sale	-	-	-	-	-	-	5.90	5.49	0.00	10	23
Premises and Equipment, Net	32	40	35	34	35	34	19	51	47	46	35
Goodwill	9.45	98	106	106	106	106	56	156	156	156	156
Intangible Assets	0.84	8.38	5.82	5.21	4.37	3.68	0.00	8.36	6.48	5.06	3.90
Other Assets	71	132	176	179	175	229	313	9,664	637	657	625
Total Liabilities & Shareholders' Equity	2,289	3,782	4,055	4,430	4,701	4,922	6,782	12,066	13,190	13,636	14,353
Total Liabilities	2,113	3,441	3,647	4,001	4,247	4,424	6,081	10,874	12,020	12,410	12,957
Non-Interest Bearing Deposits	-	-	-	-	-	-	781	3,920	3,519	2,945	3,411
Interest Bearing Deposits	1,834	2,844	2,926	3,335	3,886	3,815	3,744	6,539	6,735	7,585	8,276
Long-Term Debt	154	392	590	580	319	514	1,438	224	1,333	1,513	930
Other Long-Term Liabilities	14	35	29	35	41	95	117	191	433	366	340
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	175	341	408	429	454	497	701	1,193	1,170	1,226	1,397
Total Preferred & Common Equity	175	341	408	429	454	497	701	1,193	1,170	1,226	1,397
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	117	117	117	117	117
Total Common Equity	175	341	408	429	454	497	585	1,076	1,053	1,110	1,280
Common Stock	119	279	330	348	352	357	279	495	496	495	625
Retained Earnings	65	72	92	97	117	151	601	655	763	813	795
Treasury Stock	-0.03	-	-0.16	-0.30	-0.78	-1.84	-287	-59	-103	-98	-87
Accumulated Other Comprehensive Income / (Loss)	-8.37	-9.62	-13	-15	-15	-8.34	-5.92	-6.18	-94	-92	-45
Other Equity Adjustments	-	-	-	-	-	-	-1.50	-7.84	-8.08	-8.62	-7.64

This table presents Dime Community Bancshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024
Total Assets	12,886	13,842	13,803	13,651	13,501	13,549	13,747
Cash and Due from Banks	313	663	453	359	371	414	626
Trading Account Securities	1,717	1,663	1,647	1,648	1,584	1,542	1,473
Loans and Leases, Net of Allowance	10,035	10,654	10,801	10,778	10,689	10,747	10,807
Loans and Leases	10,117	10,732	10,876	10,851	10,765	10,825	10,892
Allowance for Loan and Lease Losses	82	78	76	73	76	78	85
Loans Held for Sale	0.29	2.17	0.37	3.92	8.97	15	13
Premises and Equipment, Net	47	46	46	46	45	36	35
Goodwill	156	156	156	156	156	156	156
Intangible Assets	6.92	6.11	5.76	5.41	4.75	4.47	4.18
Other Assets	610	11,306	695	656	644	635	633
Total Liabilities & Shareholders' Equity	12,886	13,842	13,803	13,651	13,501	13,549	13,747
Total Liabilities	11,745	12,650	12,600	12,447	12,262	12,298	12,483
Non-Interest Bearing Deposits	3,831	3,122	2,955	3,043	2,921	3,065	3,319
Interest Bearing Deposits	6,658	7,448	7,568	7,594	7,978	7,963	8,098
Long-Term Debt	822	1,700	1,648	1,323	973	896	780
Other Long-Term Liabilities	434	380	429	487	390	374	285
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,141	1,191	1,203	1,204	1,239	1,251	1,264
Total Preferred & Common Equity	1,141	1,191	1,203	1,204	1,239	1,251	1,264
Preferred Stock	117	117	117	117	117	117	117
Total Common Equity	1,024	1,075	1,086	1,088	1,123	1,134	1,147
Common Stock	496	494	494	495	493	489	489
Retained Earnings	734	789	805	808	819	826	828
Treasury Stock	-103	-96	-97	-98	-94	-86	-86
Accumulated Other Comprehensive Income / (Loss)	-93	-99	-104	-107	-85	-83	-73
Other Equity Adjustments	-9.18	-13	-12	-10	-10	-12	-10

This table displays calculated financial ratios and metrics derived from Dime Community Bancshares' official financial filings.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	25.92%	43.86%	25.87%	6.09%	2.12%	7.58%	24.68%	100.87%	4.59%	-15.61%	-10.96%
EBITDA Growth	-4.82%	34.98%	64.37%	-24.51%	28.61%	-5.61%	15.63%	164.09%	40.05%	-34.77%	-58.66%
EBIT Growth	6.27%	51.84%	70.23%	-27.26%	22.50%	-3.11%	17.33%	169.47%	43.03%	-35.41%	-62.42%
NOPAT Growth	5.12%	53.39%	68.12%	-42.13%	90.99%	-7.75%	16.95%	145.75%	46.69%	-37.01%	-69.73%
Net Income Growth	5.12%	53.39%	68.12%	-42.13%	90.99%	-7.75%	16.95%	145.75%	46.69%	-37.01%	-69.73%
EPS Growth	-13.24%	21.19%	39.86%	-48.00%	89.42%	-21.32%	12.26%	40.80%	52.24%	-38.61%	-75.98%
Operating Cash Flow Growth	3.12%	22.14%	40.32%	5.86%	24.68%	17.31%	-12.50%	144.16%	101.72%	-69.21%	9.00%
Free Cash Flow Firm Growth	38.92%	-492.77%	54.71%	105.30%	2,790.92%	-173.37%	-436.21%	176.20%	-212.89%	84.88%	413.01%
Invested Capital Growth	28.35%	114.39%	27.47%	1.10%	-23.41%	30.83%	111.36%	-33.78%	76.64%	9.48%	-15.06%
Revenue Q/Q Growth	5.75%	11.33%	1.93%	2.94%	0.78%	-1.93%	8.22%	14.52%	1.07%	-6.19%	-7.58%
EBITDA Q/Q Growth	4.21%	19.29%	2.52%	-27.00%	54.01%	-27.24%	19.53%	40.94%	1.26%	-17.08%	-42.08%
EBIT Q/Q Growth	4.70%	21.20%	3.51%	-28.16%	60.52%	-27.18%	17.47%	41.88%	1.96%	-17.93%	-45.20%
NOPAT Q/Q Growth	4.27%	22.14%	3.39%	-43.91%	112.65%	-29.53%	17.78%	41.05%	3.18%	-19.82%	-55.80%
Net Income Q/Q Growth	4.27%	22.14%	3.39%	-43.91%	112.65%	-29.53%	17.78%	41.05%	3.18%	-19.82%	-55.80%
EPS Q/Q Growth	3.51%	14.40%	-0.99%	-45.55%	114.13%	-39.69%	40.32%	54.09%	-1.06%	-21.31%	-63.33%
Operating Cash Flow Q/Q Growth	-14.97%	55.69%	0.67%	-10.70%	14.66%	5.16%	-13.14%	-14.55%	25.88%	-49.13%	430.18%
Free Cash Flow Firm Q/Q Growth	56.55%	-95.93%	-6.39%	105.17%	19.20%	-203.10%	-924.17%	251.79%	-139.58%	68.26%	-19.57%
Invested Capital Q/Q Growth	3.36%	36.63%	28.58%	1.21%	-1.48%	12.04%	164.88%	-0.65%	27.46%	8.38%	13.82%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	33.78%	31.70%	41.40%	29.45%	37.09%	32.54%	30.18%	39.68%	53.13%	41.07%	19.07%
EBIT Margin	27.77%	29.32%	39.65%	27.18%	32.60%	29.36%	27.63%	37.07%	50.70%	38.80%	16.38%
Profit (Net Income) Margin	18.20%	19.41%	25.92%	14.14%	26.44%	22.67%	21.27%	26.02%	36.50%	27.24%	9.26%
Tax Burden Percent	65.53%	66.20%	65.38%	52.02%	81.10%	77.22%	76.96%	70.19%	71.99%	70.20%	56.54%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	34.47%	33.80%	34.62%	47.98%	18.90%	22.78%	23.04%	29.81%	28.01%	29.80%	43.46%
Return on Invested Capital (ROIC)	4.23%	3.67%	3.98%	2.04%	4.40%	4.05%	2.69%	5.85%	7.79%	3.67%	1.15%
ROIC Less NNEP Spread (ROIC-NNEP)	4.23%	3.67%	3.98%	2.04%	4.40%	4.05%	2.69%	5.85%	7.79%	3.67%	1.15%
Return on Net Nonoperating Assets (RNNOA)	4.00%	4.51%	5.49%	2.86%	4.49%	3.56%	4.38%	5.13%	5.13%	4.36%	1.07%
Return on Equity (ROE)	8.23%	8.18%	9.48%	4.91%	8.88%	7.61%	7.06%	10.98%	12.92%	8.02%	2.22%
Cash Return on Invested Capital (CROIC)	-20.60%	-69.10%	-20.17%	0.95%	30.92%	-22.66%	-68.85%	46.49%	-47.62%	-5.38%	17.44%
Operating Return on Assets (OROA)	1.00%	1.05%	1.39%	0.93%	1.06%	0.97%	0.94%	1.57%	1.68%	1.02%	0.37%
Return on Assets (ROA)	0.66%	0.70%	0.91%	0.48%	0.86%	0.75%	0.72%	1.10%	1.21%	0.72%	0.21%
Return on Common Equity (ROCE)	8.23%	8.18%	9.48%	4.91%	8.88%	7.61%	6.38%	9.63%	11.64%	7.24%	2.02%
Return on Equity Simple (ROE_SIMPLE)	7.86%	6.19%	8.70%	4.79%	8.64%	7.28%	6.04%	8.72%	13.04%	7.84%	2.08%
Net Operating Profit after Tax (NOPAT)	14	21	35	21	39	36	42	104	153	96	29
NOPAT Margin	18.20%	19.41%	25.92%	14.14%	26.44%	22.67%	21.27%	26.02%	36.50%	27.24%	9.26%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	52.01%	47.47%	46.23%	48.91%	50.40%	49.33%	43.58%	40.11%	41.00%	48.12%	60.59%
Operating Expenses to Revenue	69.32%	67.01%	56.30%	63.15%	66.18%	59.77%	59.22%	61.37%	48.02%	60.41%	72.13%
Earnings before Interest and Taxes (EBIT)	21	32	54	39	48	47	55	148	212	137	51
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	26	34	57	43	55	52	60	159	222	145	60
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.05	0.83	1.11	1.14	0.84	1.07	1.49	1.16	1.06	0.90	1.04
Price to Tangible Book Value (P/TBV)	1.12	1.21	1.52	1.54	1.11	1.37	1.65	1.37	1.25	1.05	1.19
Price to Revenue (P/Rev)	2.44	2.61	3.30	3.37	2.58	3.34	4.39	3.13	2.67	2.82	4.24
Price to Earnings (P/E)	13.40	13.46	12.73	23.87	9.75	14.71	23.27	12.94	7.68	11.20	61.05
Dividend Yield	9.39%	7.71%	5.80%	5.95%	7.70%	5.52%	7.22%	3.48%	3.32%	3.86%	3.28%
Earnings Yield	7.47%	7.43%	7.86%	4.19%	10.26%	6.80%	4.30%	7.73%	13.02%	8.93%	1.64%
Enterprise Value to Invested Capital (EV/IC)	0.88	0.79	0.93	0.97	0.53	0.92	1.02	0.85	0.96	0.79	0.47
Enterprise Value to Revenue (EV/Rev)	4.27	5.72	6.78	6.72	2.74	5.83	10.98	3.00	5.73	6.14	3.48
Enterprise Value to EBITDA (EV/EBITDA)	12.65	18.04	16.39	22.82	7.39	17.91	36.38	7.56	10.79	14.96	18.26
Enterprise Value to EBIT (EV/EBIT)	15.38	19.51	17.11	24.73	8.41	19.85	39.73	8.09	11.30	15.83	21.27
Enterprise Value to NOPAT (EV/NOPAT)	23.48	29.47	26.17	47.54	10.37	25.70	51.62	11.52	15.70	22.55	37.62
Enterprise Value to Operating Cash Flow (EV/OCF)	12.52	19.74	21.00	20.85	6.97	13.58	36.45	8.19	8.12	23.85	11.05
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	102.37	1.48	0.00	0.00	1.45	0.00	0.00	2.48
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.09	1.30	1.45	1.35	0.70	1.04	2.05	0.19	1.14	1.23	0.67
Long-Term Debt to Equity	0.88	1.15	1.45	1.35	0.70	1.03	2.05	0.19	1.14	1.23	0.67
Financial Leverage	0.94	1.23	1.38	1.40	1.02	0.88	1.63	0.88	0.66	1.19	0.93
Leverage Ratio	12.51	11.76	10.46	10.13	10.34	10.12	9.77	9.95	10.69	11.20	10.67
Compound Leverage Factor	12.51	11.76	10.46	10.13	10.34	10.12	9.77	9.95	10.69	11.20	10.67
Debt to Total Capital	52.10%	56.48%	59.16%	57.51%	41.33%	50.88%	67.23%	15.81%	53.26%	55.24%	39.98%
Short-Term Debt to Total Capital	9.92%	6.49%	0.07%	0.09%	0.07%	0.10%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	42.18%	49.98%	59.10%	57.42%	41.26%	50.78%	67.23%	15.81%	53.26%	55.24%	39.98%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	5.45%	8.23%	4.66%	4.26%	5.01%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	47.90%	43.52%	40.84%	42.49%	58.67%	49.12%	27.33%	75.96%	42.08%	40.51%	55.01%
Debt to EBITDA	7.46	12.84	10.43	13.58	5.81	9.91	23.95	1.41	6.00	10.44	15.53
Net Debt to EBITDA	5.43	9.80	8.42	11.36	0.44	7.66	19.89	-1.07	5.24	7.29	-5.90
Long-Term Debt to EBITDA	6.04	11.36	10.42	13.56	5.80	9.90	23.95	1.41	6.00	10.44	15.53
Debt to NOPAT	13.84	20.97	16.66	28.28	8.15	14.23	33.98	2.15	8.74	15.75	31.99
Net Debt to NOPAT	10.08	16.01	13.45	23.67	0.62	10.99	28.23	-1.63	7.63	10.99	-12.15
Long-Term Debt to NOPAT	11.20	18.56	16.64	28.24	8.14	14.20	33.98	2.15	8.74	15.75	31.99
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	9.73%	12.31%	9.87%	9.73%	8.89%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-67	-397	-180	9.54	276	-202	-1,085	827	-933	-141	442
Operating Cash Flow to CapEx	493.33%	728.92%	1,035.97%	2,263.22%	1,096.39%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	-8.98	-39.20	-10.68	0.42	8.56	-2.23	-19.27	30.59	-15.72	-0.48	1.33
Operating Cash Flow to Interest Expense	3.46	3.11	2.63	2.06	1.81	0.75	1.06	5.42	4.97	0.31	0.30
Operating Cash Flow Less CapEx to Interest Expense	2.76	2.69	2.37	1.97	1.65	0.75	1.06	5.42	5.00	0.31	0.36
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.03	0.03	0.03	0.03	0.03	0.04	0.03	0.03	0.02
Fixed Asset Turnover	2.50	3.02	3.66	4.22	4.33	4.62	7.49	11.42	8.56	7.63	7.79
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	366	784	999	1,010	774	1,012	2,139	1,417	2,502	2,739	2,327
Invested Capital Turnover	0.23	0.19	0.15	0.14	0.17	0.18	0.13	0.22	0.21	0.13	0.12
Increase / (Decrease) in Invested Capital	81	418	215	11	-237	238	1,127	-723	1,086	237	-413
Enterprise Value (EV)	323	622	929	976	407	930	2,184	1,198	2,396	2,167	1,094
Market Capitalization	184	284	452	490	382	532	873	1,251	1,116	995	1,331
Book Value per Share	$15.03	$19.62	$23.34	$21.78	$22.93	$25.06	$29.58	$26.60	$27.30	$28.58	$32.69
Tangible Book Value per Share	$14.15	$13.48	$16.95	$16.14	$17.35	$19.54	$26.77	$22.54	$23.09	$24.44	$28.61
Total Capital	366	784	999	1,010	774	1,012	2,139	1,417	2,502	2,739	2,327
Total Debt	190	443	591	581	320	515	1,438	224	1,333	1,513	930
Total Long-Term Debt	154	392	590	580	319	514	1,438	224	1,333	1,513	930
Net Debt	139	338	477	486	24	398	1,194	-170	1,163	1,056	-353
Capital Expenditures (CapEx)	5.23	4.33	4.27	2.07	5.33	0.00	0.00	0.00	-1.91	-0.03	-19
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	190	443	591	581	320	515	1,438	224	1,333	1,513	930
Total Depreciation and Amortization (D&A)	4.54	2.59	2.39	3.30	6.66	5.08	5.07	10	10	8.01	8.46
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.18	$1.43	$2.01	$1.04	$1.97	$2.59	$2.11	$2.45	$3.73	$2.29	$0.55
Adjusted Weighted Average Basic Shares Outstanding	11.70M	17.45M	19.69M	19.78M	19.85M	19.84M	41.49M	39.65M	38.53M	38.83M	43.64M
Adjusted Diluted Earnings per Share	$1.18	$1.43	$2.00	$1.04	$1.97	$2.59	$2.11	$2.45	$3.73	$2.29	$0.55
Adjusted Weighted Average Diluted Shares Outstanding	11.70M	17.45M	19.69M	19.78M	19.85M	19.84M	41.49M	39.65M	38.53M	38.83M	43.64M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	11.70M	17.45M	19.69M	19.78M	19.85M	19.84M	41.49M	39.65M	38.53M	38.83M	43.64M
Normalized Net Operating Profit after Tax (NOPAT)	17	28	35	25	39	36	54	139	153	96	29
Normalized NOPAT Margin	22.97%	25.35%	25.48%	17.01%	26.44%	22.67%	27.17%	34.78%	36.50%	27.24%	9.26%
Pre Tax Income Margin	27.77%	29.32%	39.65%	27.18%	32.60%	29.36%	27.63%	37.07%	50.70%	38.80%	16.38%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	2.82	3.15	3.22	1.74	1.50	0.52	0.98	5.48	3.57	0.47	0.15
NOPAT to Interest Expense	1.84	2.08	2.11	0.91	1.22	0.40	0.75	3.85	2.57	0.33	0.09
EBIT Less CapEx to Interest Expense	2.11	2.72	2.97	1.65	1.34	0.52	0.98	5.48	3.60	0.47	0.21
NOPAT Less CapEx to Interest Expense	1.14	1.66	1.85	0.81	1.05	0.40	0.75	3.85	2.60	0.33	0.15
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	77.43%	63.55%	45.48%	88.80%	46.76%	55.51%	55.52%	44.85%	28.89%	46.40%	155.83%
Augmented Payout Ratio	78.69%	64.63%	46.45%	90.50%	48.25%	122.36%	139.07%	101.85%	59.54%	47.39%	155.83%

This table displays calculated financial ratios and metrics derived from Dime Community Bancshares' official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	5.02%	4.33%	-1.62%	-14.21%	-23.13%	-21.90%	-13.46%	-3.66%	3.73%	-31.03%
EBITDA Growth	-0.64%	5.06%	2.99%	-29.46%	-56.56%	-51.86%	-49.37%	-28.06%	-17.28%	-157.07%
EBIT Growth	3.68%	7.95%	6.06%	-30.15%	-57.97%	-54.14%	-52.33%	-30.67%	-21.04%	-167.48%
NOPAT Growth	2.83%	13.30%	8.03%	-28.55%	-62.05%	-59.29%	-52.57%	-32.80%	-11.06%	-173.36%
Net Income Growth	2.83%	13.30%	8.03%	-28.55%	-62.05%	-59.29%	-52.57%	-32.80%	-11.06%	-225.17%
EPS Growth	10.11%	-3.88%	12.20%	-29.79%	-65.31%	-62.63%	-55.43%	-34.85%	-14.71%	-256.76%
Operating Cash Flow Growth	-1.50%	468.33%	-83.15%	-53.98%	-13.73%	-183.91%	129.09%	-59.54%	-138.60%	322.30%
Free Cash Flow Firm Growth	14.15%	-237.95%	-319.55%	-5,904.42%	-10.35%	78.87%	148.08%	152.37%	190.41%	281.37%
Invested Capital Growth	37.68%	76.64%	105.78%	97.56%	28.75%	9.48%	-23.48%	-24.71%	-19.12%	-15.06%
Revenue Q/Q Growth	3.94%	-3.21%	-10.84%	-4.36%	-6.86%	-1.68%	-1.20%	6.48%	0.28%	-34.63%
EBITDA Q/Q Growth	2.89%	0.27%	-8.08%	-25.62%	-36.64%	11.13%	-3.32%	5.68%	-27.15%	-176.67%
EBIT Q/Q Growth	2.15%	0.59%	-7.80%	-26.27%	-38.53%	9.75%	-4.16%	7.23%	-30.00%	-193.79%
NOPAT Q/Q Growth	2.59%	1.46%	-6.88%	-26.28%	-45.51%	8.83%	8.48%	4.45%	-27.88%	-189.77%
Net Income Q/Q Growth	2.59%	1.46%	-6.88%	-26.28%	-45.51%	8.83%	8.48%	4.45%	-27.88%	-253.17%
EPS Q/Q Growth	4.26%	1.02%	-7.07%	-28.26%	-48.48%	8.82%	10.81%	4.88%	-32.56%	-300.00%
Operating Cash Flow Q/Q Growth	47.59%	-52.30%	-71.88%	132.50%	176.66%	-146.40%	176.76%	-58.94%	-363.98%	367.18%
Free Cash Flow Firm Q/Q Growth	-2,193.66%	-110.02%	-38.59%	4.75%	60.20%	59.79%	415.42%	3.74%	-31.29%	-19.34%
Invested Capital Q/Q Growth	36.05%	27.46%	15.56%	-1.41%	-11.34%	8.38%	-19.23%	-2.99%	-4.76%	13.82%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	52.28%	54.16%	55.83%	43.42%	29.54%	33.38%	32.67%	32.42%	23.55%	-27.63%
EBIT Margin	50.01%	51.97%	53.75%	41.43%	27.34%	30.52%	29.61%	29.81%	20.81%	-29.86%
Profit (Net Income) Margin	35.96%	37.70%	39.37%	30.34%	17.75%	19.65%	21.58%	21.16%	15.22%	-35.66%
Tax Burden Percent	71.90%	72.53%	73.25%	73.24%	64.93%	64.38%	72.87%	70.99%	73.13%	119.44%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	28.10%	27.47%	26.75%	26.76%	35.07%	35.62%	27.13%	29.01%	26.87%	0.00%
Return on Invested Capital (ROIC)	8.78%	8.04%	7.63%	5.67%	2.97%	2.65%	2.87%	2.85%	2.26%	-2.59%
ROIC Less NNEP Spread (ROIC-NNEP)	8.78%	8.04%	7.63%	5.67%	2.97%	2.65%	2.87%	2.85%	2.26%	-3.28%
Return on Net Nonoperating Assets (RNNOA)	3.92%	5.30%	6.34%	4.72%	2.72%	3.14%	3.16%	2.96%	1.93%	-3.06%
Return on Equity (ROE)	12.70%	13.34%	13.97%	10.40%	5.69%	5.79%	6.04%	5.81%	4.19%	-5.65%
Cash Return on Invested Capital (CROIC)	-22.98%	-47.62%	-61.96%	-58.85%	-19.80%	-5.38%	29.60%	30.89%	24.02%	17.44%
Operating Return on Assets (OROA)	1.64%	1.72%	1.73%	1.27%	0.77%	0.80%	0.74%	0.73%	0.52%	-0.67%
Return on Assets (ROA)	1.18%	1.25%	1.27%	0.93%	0.50%	0.52%	0.54%	0.52%	0.38%	-0.80%
Return on Common Equity (ROCE)	11.44%	12.02%	12.59%	9.36%	5.13%	5.22%	5.46%	5.26%	3.80%	-5.15%
Return on Equity Simple (ROE_SIMPLE)	12.96%	0.00%	13.04%	12.00%	9.95%	0.00%	6.17%	5.39%	5.21%	0.00%
Net Operating Profit after Tax (NOPAT)	39	40	37	27	15	16	18	18	13	-12
NOPAT Margin	35.96%	37.70%	39.37%	30.34%	17.75%	19.65%	21.58%	21.16%	15.22%	-20.90%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.69%
SG&A Expenses to Revenue	38.29%	41.94%	41.89%	47.15%	52.35%	51.98%	55.14%	52.27%	56.82%	86.85%
Operating Expenses to Revenue	43.99%	47.71%	50.10%	57.59%	70.52%	65.00%	64.04%	63.79%	65.93%	105.90%
Earnings before Interest and Taxes (EBIT)	55	55	51	38	23	25	24	26	18	-17
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	57	58	53	39	25	28	27	28	21	-16
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.01	1.06	0.76	0.59	0.67	0.90	0.65	0.70	0.97	1.04
Price to Tangible Book Value (P/TBV)	1.20	1.25	0.90	0.70	0.79	1.05	0.76	0.81	1.13	1.19
Price to Revenue (P/Rev)	2.50	2.67	1.97	1.61	1.95	2.82	2.15	2.35	3.29	4.24
Price to Earnings (P/E)	7.37	7.68	5.54	4.70	6.52	11.20	10.59	13.13	19.11	61.05
Dividend Yield	3.57%	3.32%	4.54%	5.84%	5.19%	3.86%	5.32%	4.95%	3.50%	3.28%
Earnings Yield	13.57%	13.02%	18.03%	21.26%	15.34%	8.93%	9.44%	7.61%	5.23%	1.64%
Enterprise Value to Invested Capital (EV/IC)	0.85	0.96	0.68	0.69	0.72	0.79	0.66	0.65	0.68	0.47
Enterprise Value to Revenue (EV/Rev)	4.02	5.73	4.74	4.88	4.83	6.14	4.27	4.12	4.09	3.48
Enterprise Value to EBITDA (EV/EBITDA)	7.58	10.79	8.83	9.45	10.38	14.96	12.22	12.89	13.43	18.26
Enterprise Value to EBIT (EV/EBIT)	8.00	11.30	9.19	9.85	10.88	15.83	13.17	14.07	14.80	21.27
Enterprise Value to NOPAT (EV/NOPAT)	11.24	15.70	12.71	13.56	15.14	22.55	18.98	20.59	21.11	37.62
Enterprise Value to Operating Cash Flow (EV/OCF)	7.09	8.12	8.62	10.17	10.16	23.85	13.42	15.50	0.00	11.05
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	0.00	1.92	1.80	2.53	2.48
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.72	1.14	1.43	1.37	1.10	1.23	0.79	0.72	0.62	0.67
Long-Term Debt to Equity	0.72	1.14	1.43	1.37	1.10	1.23	0.79	0.72	0.62	0.67
Financial Leverage	0.45	0.66	0.83	0.83	0.91	1.19	1.10	1.04	0.85	0.93
Leverage Ratio	10.78	10.69	11.05	11.16	11.32	11.20	11.25	11.15	11.10	10.67
Compound Leverage Factor	10.78	10.69	11.05	11.16	11.32	11.20	11.25	11.15	11.10	10.67
Debt to Total Capital	41.89%	53.26%	58.80%	57.82%	52.35%	55.24%	43.98%	41.74%	38.17%	39.98%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	41.89%	53.26%	58.80%	57.82%	52.35%	55.24%	43.98%	41.74%	38.17%	39.98%
Preferred Equity to Total Capital	5.94%	4.66%	4.03%	4.09%	4.61%	4.26%	5.27%	5.43%	5.70%	5.01%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	52.17%	42.08%	37.17%	38.09%	43.04%	40.51%	50.75%	52.83%	56.13%	55.01%
Debt to EBITDA	3.75	6.00	7.60	7.95	7.57	10.44	8.19	8.32	7.55	15.53
Net Debt to EBITDA	2.32	5.24	4.64	5.77	5.52	7.29	5.07	4.47	1.49	-5.90
Long-Term Debt to EBITDA	3.75	6.00	7.60	7.95	7.57	10.44	8.19	8.32	7.55	15.53
Debt to NOPAT	5.56	8.74	10.95	11.42	11.04	15.75	12.72	13.28	11.86	31.99
Net Debt to NOPAT	3.45	7.63	6.68	8.28	8.05	10.99	7.88	7.14	2.34	-12.15
Long-Term Debt to NOPAT	5.56	8.74	10.95	11.42	11.04	15.75	12.72	13.28	11.86	31.99
Noncontrolling Interest Sharing Ratio	9.96%	9.87%	9.94%	9.95%	9.94%	9.73%	9.59%	9.50%	9.45%	8.89%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-498	-1,046	-1,449	-1,380	-549	-221	697	723	497	401
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	-35.34	-31.62	-26.39	-19.20	-6.75	-2.61	7.79	8.61	5.89	5.39
Operating Cash Flow to Interest Expense	7.10	1.44	0.24	0.43	1.06	-0.47	0.34	0.15	-0.40	1.20
Operating Cash Flow Less CapEx to Interest Expense	7.10	1.50	0.24	0.43	1.06	-0.47	0.39	0.30	-0.40	1.24
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.03	0.02	0.02	0.02	0.02
Fixed Asset Turnover	8.29	8.56	8.69	8.44	8.05	7.63	7.53	8.22	8.39	7.79
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,963	2,502	2,892	2,851	2,528	2,739	2,213	2,146	2,044	2,327
Invested Capital Turnover	0.24	0.21	0.19	0.19	0.17	0.13	0.13	0.13	0.15	0.12
Increase / (Decrease) in Invested Capital	537	1,086	1,486	1,408	564	237	-679	-704	-483	-413
Enterprise Value (EV)	1,662	2,396	1,975	1,957	1,815	2,167	1,452	1,389	1,389	1,094
Market Capitalization	1,036	1,116	821	645	734	995	733	790	1,119	1,331
Book Value per Share	$26.54	$27.30	$27.89	$27.98	$28.02	$28.58	$28.92	$29.10	$29.31	$32.69
Tangible Book Value per Share	$22.32	$23.09	$23.69	$23.82	$23.86	$24.44	$24.78	$24.99	$25.22	$28.61
Total Capital	1,963	2,502	2,892	2,851	2,528	2,739	2,213	2,146	2,044	2,327
Total Debt	822	1,333	1,700	1,648	1,323	1,513	973	896	780	930
Total Long-Term Debt	822	1,333	1,700	1,648	1,323	1,513	973	896	780	930
Net Debt	509	1,163	1,037	1,196	964	1,056	602	482	154	-353
Capital Expenditures (CapEx)	0.00	-1.91	0.00	0.00	-0.03	0.00	-3.88	-12	0.00	-2.95
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	8.45
Net Nonoperating Obligations (NNO)	822	1,333	1,700	1,648	1,323	1,513	973	896	780	930
Total Depreciation and Amortization (D&A)	2.49	2.32	1.98	1.80	1.85	2.38	2.51	2.28	2.40	1.28
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.98	$0.99	$0.92	$0.66	$0.34	$0.37	$0.41	$0.43	$0.29	($0.58)
Adjusted Weighted Average Basic Shares Outstanding	38.57M	38.53M	38.81M	38.83M	38.82M	38.83M	38.97M	39.15M	39.15M	43.64M
Adjusted Diluted Earnings per Share	$0.98	$0.99	$0.92	$0.66	$0.34	$0.37	$0.41	$0.43	$0.29	($0.58)
Adjusted Weighted Average Diluted Shares Outstanding	38.57M	38.53M	38.81M	38.83M	38.82M	38.83M	38.97M	39.15M	39.15M	43.64M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	38.57M	38.53M	38.81M	38.83M	38.82M	38.83M	38.97M	39.15M	39.15M	43.64M
Normalized Net Operating Profit after Tax (NOPAT)	39	40	37	27	15	16	18	18	13	-12
Normalized NOPAT Margin	35.96%	37.70%	39.37%	30.34%	17.75%	19.65%	21.58%	21.16%	15.22%	-20.90%
Pre Tax Income Margin	50.01%	51.97%	53.75%	41.43%	27.34%	30.52%	29.61%	29.81%	20.81%	-29.86%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	3.90	1.67	0.93	0.52	0.28	0.30	0.27	0.31	0.22	-0.23
NOPAT to Interest Expense	2.80	1.21	0.68	0.38	0.18	0.19	0.20	0.22	0.16	-0.16
EBIT Less CapEx to Interest Expense	3.90	1.73	0.93	0.52	0.28	0.30	0.31	0.46	0.22	-0.19
NOPAT Less CapEx to Interest Expense	2.80	1.27	0.68	0.38	0.18	0.19	0.24	0.37	0.16	-0.12
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	30.28%	28.89%	28.15%	30.44%	37.00%	46.40%	58.84%	66.73%	68.51%	155.83%
Augmented Payout Ratio	81.55%	59.54%	47.51%	35.58%	38.01%	47.39%	59.14%	66.73%	68.51%	155.83%

Frequently Asked Questions About Dime Community Bancshares' Financials

When does Dime Community Bancshares's fiscal year end?

According to the most recent income statement we have on file, Dime Community Bancshares' financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Dime Community Bancshares' net income changed over the last 10 years?

Dime Community Bancshares' net income appears to be on an upward trend, with a most recent value of $29.08 million in 2024, rising from $13.76 million in 2014. The previous period was $96.09 million in 2023.

How has Dime Community Bancshares revenue changed over the last 10 years?

Over the last 10 years, Dime Community Bancshares' total revenue changed from $75.62 million in 2014 to $314.10 million in 2024, a change of 315.4%.

How much debt does Dime Community Bancshares have?

Dime Community Bancshares' total liabilities were at $12.96 billion at the end of 2024, a 4.4% increase from 2023, and a 513.1% increase since 2014.

How much cash does Dime Community Bancshares have?

In the past 10 years, Dime Community Bancshares' cash and equivalents has ranged from $45.11 million in 2014 to $1.28 billion in 2024, and is currently $1.28 billion as of their latest financial filing in 2024.

How has Dime Community Bancshares' book value per share changed over the last 10 years?

Over the last 10 years, Dime Community Bancshares' book value per share changed from 15.03 in 2014 to 32.69 in 2024, a change of 117.5%.

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This page (NASDAQ:DCOMP) was last updated on 4/20/2025 by MarketBeat.com Staff

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Dime Community Bancshares (DCOMP) Financials

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Dime Community Bancshares (DCOMP) Financials

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