Dime Community Bancshares, Inc. is the bank holding company for Dime Community Bank, offering a suite of commercial and retail banking products. Its core business activities include deposit gathering through checking, savings and money market accounts, as well as a treasury management platform featuring cash concentration, ACH origination and online banking services for business clients. The company also specializes in commercial real estate and multifamily mortgage lending, along with SBA 7(a) and 504 loan products and construction financing. Through its residential mortgage origination and servicing platform, Dime originates, funds and services loans for both multifamily and other property types.
Founded in 1864 as Dime Savings Bank of Williamsburgh, the company has evolved from a local savings institution in Brooklyn, New York, into a publicly traded bank holding company. Over its long history, Dime has expanded its product offerings to meet the needs of individuals, families and businesses, while maintaining a community-focused approach to relationship banking. Today, the company operates a network of branch offices across Brooklyn, Queens, Manhattan, Long Island, Westchester County and Northern New Jersey.
Dime’s commercial clients benefit from a comprehensive treasury management suite designed to streamline cash flow and payments, while retail customers can access a full range of deposit accounts and digital banking solutions. The bank’s lending teams bring specialized expertise to underwriting and structuring debt for multifamily apartment communities, commercial properties and small businesses. Its mortgage servicing operation supports both in-house portfolios and third-party servicing arrangements, leveraging technology and local market knowledge to manage loan administration.
Headquartered in Brooklyn, New York, Dime Community Bancshares is governed by an experienced board of directors and led by a management team with deep roots in regional banking. The company emphasizes prudent risk management and long-term client relationships to drive sustainable growth and credit performance. By focusing on core markets and maintaining strong community ties, Dime aims to support the evolving financial needs of its customers across the New York metropolitan area.
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