Donegal Group (DGICA) Competitors

Heritage Insurance (NYSE:HRTG) and Donegal Group (NASDAQ:DGICA) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, media sentiment, risk, valuation, profitability, analyst recommendations, institutional ownership, dividends and community ranking.

Do institutionals and insiders believe in HRTG or DGICA?

59.0% of Heritage Insurance shares are owned by institutional investors. Comparatively, 28.0% of Donegal Group shares are owned by institutional investors. 14.0% of Heritage Insurance shares are owned by insiders. Comparatively, 6.6% of Donegal Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Is HRTG or DGICA more profitable?

Heritage Insurance has a net margin of 9.10% compared to Donegal Group's net margin of 2.54%. Heritage Insurance's return on equity of 29.17% beat Donegal Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Heritage Insurance	9.10%	29.17%	3.12%
Donegal Group	2.54%	3.95%	0.84%

Does the MarketBeat Community favor HRTG or DGICA?

Heritage Insurance received 94 more outperform votes than Donegal Group when rated by MarketBeat users. Likewise, 66.24% of users gave Heritage Insurance an outperform vote while only 56.19% of users gave Donegal Group an outperform vote.

Company	Underperform	Outperform
Heritage Insurance	Outperform Votes 312 66.24%	Underperform Votes 159 33.76%
Donegal Group	Outperform Votes 218 56.19%	Underperform Votes 170 43.81%

Do analysts recommend HRTG or DGICA?

Heritage Insurance presently has a consensus price target of $10.67, suggesting a potential downside of 9.45%. Donegal Group has a consensus price target of $15.00, suggesting a potential downside of 5.00%. Given Donegal Group's higher possible upside, analysts plainly believe Donegal Group is more favorable than Heritage Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Heritage Insurance	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Donegal Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has preferable earnings & valuation, HRTG or DGICA?

Heritage Insurance has higher earnings, but lower revenue than Donegal Group. Heritage Insurance is trading at a lower price-to-earnings ratio than Donegal Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Heritage Insurance	$735.50M	0.49	$45.31M	$2.50	4.71
Donegal Group	$927.34M	0.57	$4.43M	$0.76	20.78

Which has more risk & volatility, HRTG or DGICA?

Heritage Insurance has a beta of 0.98, meaning that its share price is 2% less volatile than the S&P 500. Comparatively, Donegal Group has a beta of -0.06, meaning that its share price is 106% less volatile than the S&P 500.

Does the media favor HRTG or DGICA?

In the previous week, Donegal Group had 11 more articles in the media than Heritage Insurance. MarketBeat recorded 16 mentions for Donegal Group and 5 mentions for Heritage Insurance. Donegal Group's average media sentiment score of 1.15 beat Heritage Insurance's score of 0.42 indicating that Donegal Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Heritage Insurance	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Donegal Group	8 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Heritage Insurance beats Donegal Group on 12 of the 18 factors compared between the two stocks.