Donegal Group (DGICA) Competitors

Donegal Group (NASDAQ:DGICA) and Hilltop (NYSE:HTH) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, risk, earnings, dividends, institutional ownership, profitability, valuation and community ranking.

Is DGICA or HTH a better dividend stock?

Donegal Group pays an annual dividend of $0.69 per share and has a dividend yield of 4.7%. Hilltop pays an annual dividend of $0.68 per share and has a dividend yield of 2.4%. Donegal Group pays out 90.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Hilltop pays out 41.7% of its earnings in the form of a dividend. Donegal Group has raised its dividend for 20 consecutive years. Donegal Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has better valuation and earnings, DGICA or HTH?

Hilltop has higher revenue and earnings than Donegal Group. Hilltop is trading at a lower price-to-earnings ratio than Donegal Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Donegal Group	$927.34M	0.53	$4.43M	$0.76	19.20
Hilltop	$1.57B	1.20	$109.65M	$1.63	17.69

Which has more volatility & risk, DGICA or HTH?

Donegal Group has a beta of -0.01, suggesting that its stock price is 101% less volatile than the S&P 500. Comparatively, Hilltop has a beta of 1.15, suggesting that its stock price is 15% more volatile than the S&P 500.

Is DGICA or HTH more profitable?

Hilltop has a net margin of 6.65% compared to Donegal Group's net margin of 2.54%. Hilltop's return on equity of 4.90% beat Donegal Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Donegal Group	2.54%	3.95%	0.84%
Hilltop	6.65%	4.90%	0.66%

Does the MarketBeat Community favor DGICA or HTH?

Hilltop received 25 more outperform votes than Donegal Group when rated by MarketBeat users. However, 56.19% of users gave Donegal Group an outperform vote while only 52.83% of users gave Hilltop an outperform vote.

Company	Underperform	Outperform
Donegal Group	Outperform Votes 218 56.19%	Underperform Votes 170 43.81%
Hilltop	Outperform Votes 243 52.83%	Underperform Votes 217 47.17%

Does the media favor DGICA or HTH?

In the previous week, Hilltop had 3 more articles in the media than Donegal Group. MarketBeat recorded 5 mentions for Hilltop and 2 mentions for Donegal Group. Donegal Group's average media sentiment score of 1.63 beat Hilltop's score of 0.85 indicating that Donegal Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Donegal Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Hilltop	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders have more ownership in DGICA or HTH?

28.0% of Donegal Group shares are owned by institutional investors. Comparatively, 57.1% of Hilltop shares are owned by institutional investors. 5.0% of Donegal Group shares are owned by company insiders. Comparatively, 29.3% of Hilltop shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Do analysts rate DGICA or HTH?

Hilltop has a consensus price target of $34.50, suggesting a potential upside of 19.62%. Given Hilltop's stronger consensus rating and higher possible upside, analysts plainly believe Hilltop is more favorable than Donegal Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Donegal Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Hilltop	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67

Summary

Hilltop beats Donegal Group on 14 of the 20 factors compared between the two stocks.