Eagle Bancorp Montana (EBMT) Stock Price, News & Analysis

Company Overview

Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various retail banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and construction of residential properties; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate, such as automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loan services. The company operates full-service branches and automated teller machines. Eagle Bancorp Montana, Inc. was founded in 1922 and is headquartered in Helena, Montana.

Key Stats

• Today's Range: $17.35 to $17.58
• 50-Day Range: $15.64 to $17.48
• 52-Week Range: $12.32 to $17.65
• Volume: 5,500 shs
• Average Volume: 11,390 shs
• Market Capitalization: $139.71 million
• P/E Ratio: 16.13
• Dividend Yield: 3.27%
• Price Target: $13.50
• Consensus Rating: Hold

Eagle Bancorp Montana Stock Analysis - MarketRank™

Eagle Bancorp Montana scored higher than 84% of companies evaluated by MarketBeat, and ranked 221st out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Eagle Bancorp Montana has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Eagle Bancorp Montana has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 45.45%

Earnings Growth

Earnings for Eagle Bancorp Montana are expected to grow by 45.45% in the coming year, from $1.10 to $1.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Eagle Bancorp Montana is 16.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 124.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of Eagle Bancorp Montana is 16.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 48.81.

Price to Book Value per Share Ratio

Eagle Bancorp Montana has a P/B Ratio of 0.82. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.17% of the outstanding shares of Eagle Bancorp Montana have been sold short.

Short Interest Ratio / Days to Cover

Eagle Bancorp Montana has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Eagle Bancorp Montana has recently increased by 17.95%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Eagle Bancorp Montana pays a meaningful dividend of 3.26%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Eagle Bancorp Montana has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of Eagle Bancorp Montana is 52.78%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Eagle Bancorp Montana will have a dividend payout ratio of 35.63% next year. This indicates that Eagle Bancorp Montana will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.8 / 5
• Environmental Score: -0.76

Percentage of Shares Shorted

0.17% of the outstanding shares of Eagle Bancorp Montana have been sold short.

Short Interest Ratio / Days to Cover

Eagle Bancorp Montana has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Eagle Bancorp Montana has recently increased by 17.95%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.4 / 5
• News Sentiment: N/A

News Sentiment

Eagle Bancorp Montana has a news sentiment score of 0.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.84 average news sentiment score of Finance companies.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Eagle Bancorp Montana insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $213,610.00 in company stock.

Percentage Held by Insiders

Only 6.70% of the stock of Eagle Bancorp Montana is held by insiders.

Percentage Held by Institutions

Only 35.66% of the stock of Eagle Bancorp Montana is held by institutions.

EBMT Stock Analysis - Frequently Asked Questions

How have EBMT shares performed this year?

Eagle Bancorp Montana's stock was trading at $15.79 at the beginning of 2024. Since then, EBMT stock has increased by 10.3% and is now trading at $17.42.
View the best growth stocks for 2024 here.

How were Eagle Bancorp Montana's earnings last quarter?

Eagle Bancorp Montana, Inc. (NASDAQ:EBMT) announced its quarterly earnings data on Tuesday, October, 29th. The bank reported $0.34 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.30 by $0.04. The bank earned $31.74 million during the quarter, compared to analyst estimates of $20.60 million. Eagle Bancorp Montana had a net margin of 7.03% and a trailing twelve-month return on equity of 4.96%.

Who are Eagle Bancorp Montana's major shareholders?

Top institutional shareholders of Eagle Bancorp Montana include Fourthstone LLC (6.49%), The Manufacturers Life Insurance Company (4.49%), Geode Capital Management LLC (0.96%) and John G Ullman & Associates Inc. (0.78%). Insiders that own company stock include Kenneth M Walsh, Peter Joseph Johnson, Thomas J Mccarvel, Rick Hays, Laura Clark, Chantelle Nash, Mark A O'neill, Patrick D Rensmon and Cynthia A Utterback.
View institutional ownership trends.

How do I buy shares of Eagle Bancorp Montana?

Shares of EBMT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Eagle Bancorp Montana own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Eagle Bancorp Montana investors own include Chipotle Mexican Grill (CMG), Broadcom (AVGO), NVIDIA (NVDA), EMCOR Group (EME), Arista Networks (ANET), Jabil (JBL) and Adobe (ADBE).

Company Calendar

• Ex-Dividend for 9/6 Dividend: 8/16/2024
• Dividend Payable: 9/06/2024
• Last Earnings: 10/29/2024
• Ex-Dividend for 12/6 Dividend: 11/15/2024
• Today: 12/04/2024
• Dividend Payable: 12/06/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/28/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:EBMT
• CUSIP: N/A
• CIK: 1478454
• Web: www.opportunitybank.com
• Phone: (406) 442-3080
• Fax: 406-457-4035
• Employees: 350
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $13.50
• High Stock Price Target: $13.50
• Low Stock Price Target: $13.50
• Potential Upside/Downside: -22.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.08
• Trailing P/E Ratio: 16.15
• Forward P/E Ratio: 15.85
• P/E Growth: N/A
• Net Income: $10.06 million
• Net Margins: 7.03%
• Pretax Margin: 7.88%
• Return on Equity: 4.96%
• Return on Assets: 0.41%

Debt

• Debt-to-Equity Ratio: 1.57
• Current Ratio: 0.94
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $114.34 million
• Price / Sales: 1.22
• Cash Flow: $2.37 per share
• Price / Cash Flow: 7.35
• Book Value: $21.19 per share
• Price / Book: 0.82

Miscellaneous

• Outstanding Shares: 8,020,000
• Free Float: 7,480,000
• Market Cap: $139.87 million
• Optionable: Not Optionable
• Beta: 0.51