Eagle Financial Services (EFSI) Competitors $32.91 -0.25 (-0.75%) As of 07/7/2025 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsTrendsBuy This Stock EFSI vs. VEL, SMBC, ORRF, FSBC, SPFI, SMBK, CBNK, MPB, ALRS, and SHBIShould you be buying Eagle Financial Services stock or one of its competitors? The main competitors of Eagle Financial Services include Velocity Financial (VEL), Southern Missouri Bancorp (SMBC), Orrstown Financial Services (ORRF), Five Star Bancorp (FSBC), South Plains Financial (SPFI), SmartFinancial (SMBK), Capital Bancorp (CBNK), Mid Penn Bancorp (MPB), Alerus Financial (ALRS), and Shore Bancshares (SHBI). These companies are all part of the "banking" industry. Eagle Financial Services vs. Its Competitors Velocity Financial Southern Missouri Bancorp Orrstown Financial Services Five Star Bancorp South Plains Financial SmartFinancial Capital Bancorp Mid Penn Bancorp Alerus Financial Shore Bancshares Eagle Financial Services (NASDAQ:EFSI) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, valuation, media sentiment, earnings, analyst recommendations, institutional ownership, profitability and risk. Does the media favor EFSI or VEL? In the previous week, Eagle Financial Services and Eagle Financial Services both had 1 articles in the media. Eagle Financial Services' average media sentiment score of 0.00 beat Velocity Financial's score of -1.00 indicating that Eagle Financial Services is being referred to more favorably in the media. Company Overall Sentiment Eagle Financial Services Neutral Velocity Financial Negative Which has higher earnings and valuation, EFSI or VEL? Velocity Financial has higher revenue and earnings than Eagle Financial Services. Velocity Financial is trading at a lower price-to-earnings ratio than Eagle Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEagle Financial Services$112.88M1.57$15.34M$2.0715.90Velocity Financial$135.80M4.93$68.42M$1.949.46 Is EFSI or VEL more profitable? Velocity Financial has a net margin of 48.70% compared to Eagle Financial Services' net margin of 5.68%. Velocity Financial's return on equity of 14.62% beat Eagle Financial Services' return on equity.Company Net Margins Return on Equity Return on Assets Eagle Financial Services5.68% 9.57% 0.67% Velocity Financial 48.70%14.62%1.39% Do analysts rate EFSI or VEL? Eagle Financial Services currently has a consensus target price of $40.00, suggesting a potential upside of 21.54%. Velocity Financial has a consensus target price of $21.33, suggesting a potential upside of 16.19%. Given Eagle Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe Eagle Financial Services is more favorable than Velocity Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Eagle Financial Services 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00Velocity Financial 1 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.33 Which has more risk & volatility, EFSI or VEL? Eagle Financial Services has a beta of 0.27, meaning that its share price is 73% less volatile than the S&P 500. Comparatively, Velocity Financial has a beta of 1.22, meaning that its share price is 22% more volatile than the S&P 500. Do insiders and institutionals have more ownership in EFSI or VEL? 0.3% of Eagle Financial Services shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 12.3% of Eagle Financial Services shares are owned by company insiders. Comparatively, 4.6% of Velocity Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. SummaryVelocity Financial beats Eagle Financial Services on 8 of the 14 factors compared between the two stocks. Get Eagle Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for EFSI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding EFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart EFSI vs. The Competition Export to ExcelMetricEagle Financial ServicesBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$178.35M$2.00B$12.05B$9.02BDividend Yield3.74%2.62%5.53%4.08%P/E Ratio15.9012.3719.9520.04Price / Sales1.572.5125.76108.84Price / Cash8.1812.5018.7228.59Price / Book0.961.212.255.55Net Income$15.34M$154.64M$990.08M$248.49M7 Day Performance1.95%1.26%0.54%4.87%1 Month Performance7.69%5.73%3.39%6.63%1 Year PerformanceN/A29.21%540.31%20.38% Eagle Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)EFSIEagle Financial Services3.0918 of 5 stars$32.91-0.8%$40.00+21.5%N/A$178.35M$112.88M15.90230Positive NewsVELVelocity Financial2.0034 of 5 stars$18.73+1.0%$21.33+13.9%+0.3%$683.28M$135.80M9.65220SMBCSouthern Missouri Bancorp3.9966 of 5 stars$56.81+3.7%$66.33+16.8%+32.2%$641.95M$273.22M11.41540Positive NewsORRFOrrstown Financial Services4.5423 of 5 stars$32.65+2.6%$38.00+16.4%+23.8%$637.00M$286.37M16.66430Positive NewsFSBCFive Star Bancorp4.0809 of 5 stars$29.50+3.4%$35.00+18.6%+31.2%$629.24M$213.40M12.94180Positive NewsSPFISouth Plains Financial4.1458 of 5 stars$37.24+3.3%$41.50+11.4%+39.7%$604.41M$288.97M12.41680Positive NewsSMBKSmartFinancial2.2533 of 5 stars$34.70+2.7%$33.70-2.9%+53.1%$590.58M$178.24M16.22550CBNKCapital Bancorp4.0778 of 5 stars$34.24+2.0%$34.50+0.8%+77.7%$570.44M$244.71M13.81270High Trading VolumeMPBMid Penn Bancorp4.3483 of 5 stars$29.10+3.2%$36.00+23.7%+40.1%$563.38M$309.08M10.10620Positive NewsALRSAlerus Financial4.1834 of 5 stars$22.17+2.4%$23.00+3.7%+20.9%$562.45M$336.51M18.17840High Trading VolumeSHBIShore Bancshares3.7537 of 5 stars$16.25+3.4%$20.00+23.1%+49.4%$542.26M$326.48M10.91450Positive News Related Companies and Tools Related Companies Velocity Financial Competitors Southern Missouri Bancorp Competitors Orrstown Financial Services Competitors Five Star Bancorp Competitors South Plains Financial Competitors SmartFinancial Competitors Capital Bancorp Competitors Mid Penn Bancorp Competitors Alerus Financial Competitors Shore Bancshares Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:EFSI) was last updated on 7/8/2025 by MarketBeat.com Staff From Our PartnersF1 Engineering Powers This Electric Marine MotorThe future of marine propulsion has arrived - powered by F-1 grade engineering. In collaboration with McLar...The Tomorrow Investor | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredTrump’s Exec Order #14154 could be a “Millionaire-Maker”Former Presidential Advisor, Jim Rickards, says Trump could “rewire our economy and hand millions of Americans...Paradigm Press | SponsoredWhite House to reset Social Security?Elon Musk's parting DOGE gift looks set to shock America... A single announcement by July 22nd could soon b...Altimetry | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredInstant Cash (in 4 clicks)Since 1973, Wall Street has quietly used a strange little pricing quirk to cash flow billions. Now, for the...Awesomely, LLC | SponsoredEveryone’s watching Nvidia right now. Here’s why I’m excited.So, unless you’ve been living under a rock, you probably saw the news… Nvidia just signed a $7 BILLION deal...Timothy Sykes | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Eagle Financial Services Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Eagle Financial Services With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.