Emclaire Financial (EMCF) Stock Price, News & Analysis

Company Overview

Emclaire Financial Corp operates as the bank holding company for The Farmers National Bank of Emlenton that provides retail and commercial financial products and services to individuals and businesses in western Pennsylvania. The company's deposit products include checking, savings, and term certificate accounts; savings and time deposits; non-interest bearing and interest-bearing demand deposit accounts; and money market accounts. Its loan portfolio comprises one-to-four family mortgage loans, home equity loans, commercial business and commercial real estate loans, consumer loans, and loans to one borrower. The company operates a network of 19 retail branch offices in Venango, Allegheny, Butler, Clarion, Clearfield, Crawford, Elk, Jefferson, and Mercer counties, and Pennsylvania. The company was founded in 1900 and is headquartered in Emlenton, Pennsylvania.

Key Stats

• Today's Range: $31.10 to $33.26
• 50-Day Range: $31.60 to $33.44
• 52-Week Range: $25.23 to $40.80
• Volume: 18,678 shs
• Average Volume: 4,283 shs
• Market Capitalization: $86.43 million
• P/E Ratio: 8.59
• Dividend Yield: 3.92%
• Price Target: N/A
• Consensus Rating: N/A

EMCF Stock Analysis - Frequently Asked Questions

How were Emclaire Financial's earnings last quarter?

Emclaire Financial Corp (NASDAQ:EMCF) announced its quarterly earnings results on Friday, July, 17th. The bank reported $0.44 earnings per share (EPS) for the quarter. The bank earned $8.30 million during the quarter. Emclaire Financial had a trailing twelve-month return on equity of 12.79% and a net margin of 25.57%.

Does Emclaire Financial have any subsidiaries?

Emclaire Financial subsidiaries include these companies: Northern Hancock Bank & Trust Co., and United American Savings Bank.

What other stocks do shareholders of Emclaire Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Emclaire Financial investors own include Eaton (ETN), M&T Bank (MTB), AbbVie (ABBV), Franklin Resources (BEN), CenterPoint Energy (CNP), Dominion Energy (D) and Consolidated Edison (ED).

Company Calendar

• Last Earnings: 7/17/2020
• Today: 1/14/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: N/A
• Current Symbol: NASDAQ:EMCF
• CUSIP: N/A
• CIK: 858800
• Web: www.emclairefinancial.com
• Phone: (724) 867-2311
• Fax: 724-867-1614
• Employees: 148
• Year Founded: 1990

Profitability

• EPS (Most Recent Fiscal Year): $3.68
• Trailing P/E Ratio: 8.59
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $10.17 million
• Net Margins: 25.57%
• Pretax Margin: 31.76%
• Return on Equity: 12.79%
• Return on Assets: 0.98%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.85
• Quick Ratio: 0.85

Sales & Book Value

• Annual Sales: $41.17 million
• Price / Sales: 2.10
• Cash Flow: $4.20 per share
• Price / Cash Flow: 7.52
• Book Value: $34.08 per share
• Price / Book: 0.93

Miscellaneous

• Outstanding Shares: 2,735,000
• Free Float: 2,312,000
• Market Cap: $86.43 million
• Optionable: Not Optionable
• Beta: 0.28