ESSA Bancorp (ESSA) Competitors

TrustCo Bank Corp NY (NASDAQ:TRST) and ESSA Bancorp (NASDAQ:ESSA) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, media sentiment, profitability, community ranking, valuation, analyst recommendations, institutional ownership, earnings and risk.

Do insiders & institutionals believe in TRST or ESSA?

68.6% of TrustCo Bank Corp NY shares are owned by institutional investors. Comparatively, 54.2% of ESSA Bancorp shares are owned by institutional investors. 3.3% of TrustCo Bank Corp NY shares are owned by company insiders. Comparatively, 7.5% of ESSA Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Does the media refer more to TRST or ESSA?

In the previous week, ESSA Bancorp had 2 more articles in the media than TrustCo Bank Corp NY. MarketBeat recorded 2 mentions for ESSA Bancorp and 0 mentions for TrustCo Bank Corp NY. TrustCo Bank Corp NY's average media sentiment score of 0.00 equaled ESSA Bancorp'saverage media sentiment score.

Company	Overall Sentiment
TrustCo Bank Corp NY	Neutral
ESSA Bancorp	Neutral

Is TRST or ESSA a better dividend stock?

TrustCo Bank Corp NY pays an annual dividend of $1.44 per share and has a dividend yield of 4.3%. ESSA Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 3.1%. TrustCo Bank Corp NY pays out 57.6% of its earnings in the form of a dividend. ESSA Bancorp pays out 33.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is TRST or ESSA more profitable?

TrustCo Bank Corp NY has a net margin of 18.24% compared to ESSA Bancorp's net margin of 15.22%. ESSA Bancorp's return on equity of 7.61% beat TrustCo Bank Corp NY's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TrustCo Bank Corp NY	18.24%	7.24%	0.77%
ESSA Bancorp	15.22%	7.61%	0.77%

Which has preferable earnings and valuation, TRST or ESSA?

TrustCo Bank Corp NY has higher revenue and earnings than ESSA Bancorp. ESSA Bancorp is trading at a lower price-to-earnings ratio than TrustCo Bank Corp NY, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TrustCo Bank Corp NY	$171.54M	3.72	$58.65M	$2.50	13.43
ESSA Bancorp	$66.48M	2.98	$16.99M	$1.78	10.96

Which has more volatility & risk, TRST or ESSA?

TrustCo Bank Corp NY has a beta of 0.83, meaning that its stock price is 17% less volatile than the S&P 500. Comparatively, ESSA Bancorp has a beta of 0.38, meaning that its stock price is 62% less volatile than the S&P 500.

Does the MarketBeat Community prefer TRST or ESSA?

TrustCo Bank Corp NY received 24 more outperform votes than ESSA Bancorp when rated by MarketBeat users. However, 58.57% of users gave ESSA Bancorp an outperform vote while only 53.44% of users gave TrustCo Bank Corp NY an outperform vote.

Company	Underperform	Outperform
TrustCo Bank Corp NY	Outperform Votes 171 53.44%	Underperform Votes 149 46.56%
ESSA Bancorp	Outperform Votes 147 58.57%	Underperform Votes 104 41.43%

Summary

TrustCo Bank Corp NY beats ESSA Bancorp on 10 of the 15 factors compared between the two stocks.