First Business Financial Services (FBIZ) Stock Price, News & Analysis

Company Overview

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing loans and leases, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services. In addition, the company offers bank consulting consisting of investment portfolio administrative and asset liability management services, and commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.

Key Stats

• Today's Range: $49.65 to $50.73
• 50-Day Range: $42.04 to $51.47
• 52-Week Range: $32.56 to $52.22
• Volume: 8,828 shs
• Average Volume: 16,642 shs
• Market Capitalization: $412.84 million
• P/E Ratio: 10.67
• Dividend Yield: 2.01%
• Price Target: $50.00
• Consensus Rating: Buy

First Business Financial Services Stock Analysis - MarketRank™

First Business Financial Services scored higher than 92% of companies evaluated by MarketBeat, and ranked 95th out of 945 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

First Business Financial Services has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

First Business Financial Services has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.62%

Earnings Growth

Earnings for First Business Financial Services are expected to grow by 9.62% in the coming year, from $4.78 to $5.24 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Business Financial Services is 10.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 123.07.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Business Financial Services is 10.67, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 45.13.

Price to Book Value per Share Ratio

First Business Financial Services has a P/B Ratio of 1.49. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.28% of the float of First Business Financial Services has been sold short.

Short Interest Ratio / Days to Cover

First Business Financial Services has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Business Financial Services has recently increased by 11.41%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

First Business Financial Services pays a meaningful dividend of 2.00%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Business Financial Services has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of First Business Financial Services is 21.46%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, First Business Financial Services will have a dividend payout ratio of 19.08% next year. This indicates that First Business Financial Services will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.4 / 5
• Environmental Score: -0.13

Percentage of Shares Shorted

0.28% of the float of First Business Financial Services has been sold short.

Short Interest Ratio / Days to Cover

First Business Financial Services has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Business Financial Services has recently increased by 11.41%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.47

News Sentiment

First Business Financial Services has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for First Business Financial Services this week, compared to 2 articles on an average week.

MarketBeat Follows

Only 1 people have added First Business Financial Services to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Business Financial Services insiders have sold 37,825.39% more of their company's stock than they have bought. Specifically, they have bought $5,999.00 in company stock and sold $2,275,144.00 in company stock.

Percentage Held by Insiders

Only 6.20% of the stock of First Business Financial Services is held by insiders.

Percentage Held by Institutions

60.07% of the stock of First Business Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FBIZ Stock Analysis - Frequently Asked Questions

How have FBIZ shares performed this year?

First Business Financial Services' stock was trading at $40.10 at the start of the year. Since then, FBIZ stock has increased by 24.0% and is now trading at $49.74.
View the best growth stocks for 2024 here.

How were First Business Financial Services' earnings last quarter?

First Business Financial Services, Inc. (NASDAQ:FBIZ) released its quarterly earnings results on Thursday, October, 24th. The financial services provider reported $1.24 earnings per share for the quarter, beating the consensus estimate of $1.20 by $0.04. The financial services provider earned $66.39 million during the quarter, compared to analysts' expectations of $38.80 million. First Business Financial Services had a net margin of 15.46% and a trailing twelve-month return on equity of 13.70%.

When did First Business Financial Services' stock split?

Shares of First Business Financial Services split on Monday, August 31st 2015. The 2-1 split was announced on Friday, August 7th 2015. The newly issued shares were payable to shareholders after the market closes on Friday, August 28th 2015. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Who are First Business Financial Services' major shareholders?

First Business Financial Services' top institutional investors include Banc Funds Co. LLC (4.84%), First Business Financial Services Inc. (4.41%), The Manufacturers Life Insurance Company (3.22%) and Geode Capital Management LLC (2.09%). Insiders that own company stock include Corey A Chambas, Gerald L Kilcoyne, James Edward Hartlieb, Barbara Mccarty Conley, Jodi A Chandler, John J Harris, Carol P Sanders, William Kent Lorenz, Carla C Chavarria and Kevin D Crampton.
View institutional ownership trends.

How do I buy shares of First Business Financial Services?

Shares of FBIZ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of First Business Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Business Financial Services investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), NVIDIA (NVDA), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 10/24/2024
• Ex-Dividend for 11/20 Dividend: 11/07/2024
• Dividend Payable: 11/20/2024
• Today: 12/03/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/23/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FBIZ
• CUSIP: N/A
• CIK: 1521951
• Web: www.firstbusiness.com
• Phone: (608) 238-8008
• Fax: 608-232-5920
• Employees: 340
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $50.00
• High Stock Price Target: $53.00
• Low Stock Price Target: $46.00
• Potential Upside/Downside: -0.4%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $4.66
• Trailing P/E Ratio: 10.77
• Forward P/E Ratio: 10.50
• P/E Growth: N/A
• Net Income: $37.03 million
• Net Margins: 15.46%
• Pretax Margin: 18.87%
• Return on Equity: 13.70%
• Return on Assets: 1.10%

Debt

• Debt-to-Equity Ratio: 1.16
• Current Ratio: 1.09
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $226.24 million
• Price / Sales: 1.84
• Cash Flow: $5.38 per share
• Price / Cash Flow: 9.32
• Book Value: $36.17 per share
• Price / Book: 1.39

Miscellaneous

• Outstanding Shares: 8,300,000
• Free Float: 7,772,000
• Market Cap: $416.49 million
• Optionable: Optionable
• Beta: 0.83