First Business Financial Services (FBIZ) Competitors

QCR (NASDAQ:QCRH) and First Business Financial Services (NASDAQ:FBIZ) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, dividends, analyst recommendations, media sentiment, profitability, risk, institutional ownership, community ranking and valuation.

Does the MarketBeat Community believe in QCRH or FBIZ?

QCR received 39 more outperform votes than First Business Financial Services when rated by MarketBeat users. Likewise, 65.70% of users gave QCR an outperform vote while only 59.91% of users gave First Business Financial Services an outperform vote.

Company	Underperform	Outperform
QCR	Outperform Votes 293 65.70%	Underperform Votes 153 34.30%
First Business Financial Services	Outperform Votes 254 59.91%	Underperform Votes 170 40.09%

Is QCRH or FBIZ a better dividend stock?

QCR pays an annual dividend of $0.24 per share and has a dividend yield of 0.3%. First Business Financial Services pays an annual dividend of $1.00 per share and has a dividend yield of 2.2%. QCR pays out 3.5% of its earnings in the form of a dividend. First Business Financial Services pays out 21.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Business Financial Services has increased its dividend for 12 consecutive years. First Business Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is QCRH or FBIZ more profitable?

QCR has a net margin of 19.25% compared to First Business Financial Services' net margin of 15.46%. First Business Financial Services' return on equity of 13.70% beat QCR's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
QCR	19.25%	12.92%	1.36%
First Business Financial Services	15.46%	13.70%	1.10%

Which has more risk and volatility, QCRH or FBIZ?

QCR has a beta of 0.96, meaning that its stock price is 4% less volatile than the S&P 500. Comparatively, First Business Financial Services has a beta of 0.86, meaning that its stock price is 14% less volatile than the S&P 500.

Do analysts rate QCRH or FBIZ?

QCR currently has a consensus target price of $76.00, suggesting a potential downside of 6.98%. First Business Financial Services has a consensus target price of $51.75, suggesting a potential upside of 12.60%. Given First Business Financial Services' higher probable upside, analysts clearly believe First Business Financial Services is more favorable than QCR.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
QCR	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Business Financial Services	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media favor QCRH or FBIZ?

In the previous week, QCR and QCR both had 1 articles in the media. QCR's average media sentiment score of 0.89 beat First Business Financial Services' score of 0.75 indicating that QCR is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
QCR	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Business Financial Services	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders hold more shares of QCRH or FBIZ?

70.0% of QCR shares are held by institutional investors. Comparatively, 60.1% of First Business Financial Services shares are held by institutional investors. 3.7% of QCR shares are held by company insiders. Comparatively, 6.3% of First Business Financial Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Which has preferable earnings & valuation, QCRH or FBIZ?

QCR has higher revenue and earnings than First Business Financial Services. First Business Financial Services is trading at a lower price-to-earnings ratio than QCR, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
QCR	$350.01M	3.94	$113.56M	$6.89	11.86
First Business Financial Services	$148.94M	2.56	$37.03M	$4.66	9.86

Summary

QCR beats First Business Financial Services on 13 of the 19 factors compared between the two stocks.