First Business Financial Services (FBIZ) Competitors

First Business Financial Services (NASDAQ:FBIZ) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, profitability, valuation, institutional ownership, analyst recommendations, earnings, risk and dividends.

Which has preferable earnings & valuation, FBIZ or CCNE?

CNB Financial has higher revenue and earnings than First Business Financial Services. First Business Financial Services is trading at a lower price-to-earnings ratio than CNB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Business Financial Services	$262.38M	1.71	$44.24M	$5.50	9.83
CNB Financial	$364.58M	1.39	$54.58M	$2.33	10.38

Is FBIZ or CCNE more profitable?

First Business Financial Services has a net margin of 17.44% compared to CNB Financial's net margin of 14.50%. First Business Financial Services' return on equity of 14.36% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Business Financial Services	17.44%	14.36%	1.17%
CNB Financial	14.50%	9.80%	0.88%

Is FBIZ or CCNE a better dividend stock?

First Business Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 2.1%. CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 3.0%. First Business Financial Services pays out 21.1% of its earnings in the form of a dividend. CNB Financial pays out 30.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Business Financial Services has increased its dividend for 13 consecutive years and CNB Financial has increased its dividend for 1 consecutive years.

Does the media refer more to FBIZ or CCNE?

In the previous week, First Business Financial Services and First Business Financial Services both had 4 articles in the media. CNB Financial's average media sentiment score of 0.87 beat First Business Financial Services' score of 0.84 indicating that CNB Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Business Financial Services	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
CNB Financial	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, FBIZ or CCNE?

First Business Financial Services has a beta of 0.66, suggesting that its stock price is 34% less volatile than the S&P 500. Comparatively, CNB Financial has a beta of 0.64, suggesting that its stock price is 36% less volatile than the S&P 500.

Do institutionals and insiders hold more shares of FBIZ or CCNE?

60.1% of First Business Financial Services shares are owned by institutional investors. Comparatively, 52.4% of CNB Financial shares are owned by institutional investors. 5.1% of First Business Financial Services shares are owned by company insiders. Comparatively, 2.8% of CNB Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Do analysts rate FBIZ or CCNE?

First Business Financial Services currently has a consensus price target of $57.25, suggesting a potential upside of 5.90%. CNB Financial has a consensus price target of $26.25, suggesting a potential upside of 8.56%. Given CNB Financial's higher possible upside, analysts clearly believe CNB Financial is more favorable than First Business Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Business Financial Services	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

First Business Financial Services beats CNB Financial on 12 of the 18 factors compared between the two stocks.