First Business Financial Services (FBIZ) Competitors

First Business Financial Services (NASDAQ:FBIZ) and Columbia Financial (NASDAQ:CLBK) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, earnings, media sentiment, valuation, risk, community ranking and dividends.

Is FBIZ or CLBK more profitable?

First Business Financial Services has a net margin of 16.86% compared to Columbia Financial's net margin of -2.39%. First Business Financial Services' return on equity of 14.33% beat Columbia Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Business Financial Services	16.86%	14.33%	1.16%
Columbia Financial	-2.39%	2.20%	0.22%

Do insiders and institutionals have more ownership in FBIZ or CLBK?

60.1% of First Business Financial Services shares are held by institutional investors. Comparatively, 12.7% of Columbia Financial shares are held by institutional investors. 5.1% of First Business Financial Services shares are held by insiders. Comparatively, 3.4% of Columbia Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Which has more risk & volatility, FBIZ or CLBK?

First Business Financial Services has a beta of 0.88, indicating that its stock price is 12% less volatile than the S&P 500. Comparatively, Columbia Financial has a beta of 0.16, indicating that its stock price is 84% less volatile than the S&P 500.

Does the MarketBeat Community believe in FBIZ or CLBK?

First Business Financial Services received 120 more outperform votes than Columbia Financial when rated by MarketBeat users. However, 67.98% of users gave Columbia Financial an outperform vote while only 60.14% of users gave First Business Financial Services an outperform vote.

Company	Underperform	Outperform
First Business Financial Services	Outperform Votes 258 60.14%	Underperform Votes 171 39.86%
Columbia Financial	Outperform Votes 138 67.98%	Underperform Votes 65 32.02%

Do analysts recommend FBIZ or CLBK?

First Business Financial Services currently has a consensus target price of $58.75, suggesting a potential upside of 20.24%. Columbia Financial has a consensus target price of $17.00, suggesting a potential upside of 9.82%. Given First Business Financial Services' stronger consensus rating and higher possible upside, equities research analysts plainly believe First Business Financial Services is more favorable than Columbia Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Business Financial Services	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Columbia Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has preferable earnings & valuation, FBIZ or CLBK?

First Business Financial Services has higher earnings, but lower revenue than Columbia Financial. Columbia Financial is trading at a lower price-to-earnings ratio than First Business Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Business Financial Services	$153.46M	2.64	$44.24M	$5.22	9.36
Columbia Financial	$179.88M	9.01	-$11.65M	-$0.12	-129.00

Does the media prefer FBIZ or CLBK?

In the previous week, First Business Financial Services had 2 more articles in the media than Columbia Financial. MarketBeat recorded 3 mentions for First Business Financial Services and 1 mentions for Columbia Financial. Columbia Financial's average media sentiment score of 1.87 beat First Business Financial Services' score of 1.55 indicating that Columbia Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
First Business Financial Services	Very Positive
Columbia Financial	Very Positive

Summary

First Business Financial Services beats Columbia Financial on 14 of the 18 factors compared between the two stocks.